"I'm going to put my mum down as the main driver..."
"I'm going to put my mum down as the main driver..."
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Discussion

RemainAllHoof

Original Poster:

79,850 posts

310 months

Saturday 26th February 2011
quotequote all
"because I'm only driving it to work and in the evenings and weekends when I go out so I'm not the main driver.", explained an 18 year old male driver on LBC when declaring that he wasn't breaking the law because he wasn't fronting.

Logic - you can't adjust it to suit.

James_N

3,296 posts

262 months

Saturday 26th February 2011
quotequote all
whilst i agree its not the best of idea's, you can see why people do it when they are quoted 4-5 times the cost of the car on insurance.

and I guess its better than driving uninsured in the first place.

johninspain

201 posts

200 months

Saturday 26th February 2011
quotequote all
Sorry i dont get this !!! lol whats LBC ?

wanacoop

1,249 posts

250 months

Saturday 26th February 2011
quotequote all
who cares? I did it when I was younger. Saved me a HUGE amount of dosh, and I was insured.

Insurance costs are ridiculous at that age, you have to try everything to get them down.

soad

34,532 posts

204 months

Saturday 26th February 2011
quotequote all
LBC as in the radio show? Or something else?

RemainAllHoof

Original Poster:

79,850 posts

310 months

Saturday 26th February 2011
quotequote all
soad said:
LBC as in the radio show? Or something else?
Sorry, yes, radio station.

RemainAllHoof

Original Poster:

79,850 posts

310 months

Saturday 26th February 2011
quotequote all
James_N said:
whilst i agree its not the best of idea's, you can see why people do it when they are quoted 4-5 times the cost of the car on insurance.

and I guess its better than driving uninsured in the first place.
The reason's irrelevant. He's breaking the law and uninsured still.

http://www.premiumchoice.co.uk/fronting
http://www.confused.com/featured-articles/motoring...

PS whoever said they did it, you'd be wise to edit your post because you just openly admitted to breaking the law.

Edited by RemainAllHoof on Saturday 26th February 14:43

wanacoop

1,249 posts

250 months

Saturday 26th February 2011
quotequote all
johninspain said:
Sorry i dont get this !!! lol whats LBC ?
Good point! Maybe my reply is wrong as I didn't read the 'LBC' bit, so I will wait to find out!! lol..

T16OLE

2,965 posts

219 months

Saturday 26th February 2011
quotequote all
RemainAllHoof said:
The reason's irrelevant. He's breaking the law and uninsured still.
Not by your logic, if thats true then your surely as the letter of the law stands, your fronting she is fronting if she is not the main driver.

Who cares, just dont put stupid wheels on it and fit a massive stereo.


RemainAllHoof

Original Poster:

79,850 posts

310 months

Saturday 26th February 2011
quotequote all
T16OLE said:
Not by your logic, if thats true then your surely as the letter of the law stands, your fronting she is fronting if she is not the main driver.
Is this written in English???

Deluded

4,968 posts

219 months

Saturday 26th February 2011
quotequote all
I did it for the first year of driving.

Don't see the problem with it. All drivers are insured to drive the car at any time, for as long or as often as they want. Regardless who is down as the main driver is irrelevant imo. Just as irrelevant to when they as what your annual milage is.

wanacoop

1,249 posts

250 months

Saturday 26th February 2011
quotequote all
I didn't need to have mother as the 'main' driver to get the discount, just have her on as a 2nd driver.

PHuzzy

2,747 posts

200 months

Saturday 26th February 2011
quotequote all
RemainAllHoof said:
PS whoever said they did it, you'd be wise to edit your post because you just openly admitted to breaking the law.

Edited by RemainAllHoof on Saturday 26th February 14:43
rofl Really? Even though he did it years ago? Guess what, I'm partial to downloading pirate music and watching illegal streams on the Internet too! smile

RemainAllHoof

Original Poster:

79,850 posts

310 months

Saturday 26th February 2011
quotequote all
wanacoop said:
I didn't need to have mother as the 'main' driver to get the discount, just have her on as a 2nd driver.
Right, well, we're talking about fronting when the mother is the main driver. The guy on the radio was putting his mother down as the main driver because he felt he wasn't the main driver; not sure when he was expecting to let his mum drive it, though.

kmc1

13,966 posts

188 months

Saturday 26th February 2011
quotequote all
Quick query,

If the kid on the radio hits my car and the insurance co finds out that he is fronting, does it affect me in terms of the claim (me being the third party)?

RemainAllHoof

Original Poster:

79,850 posts

310 months

Saturday 26th February 2011
quotequote all
PHuzzy said:
rofl Really? Even though he did it years ago? Guess what, I'm partial to downloading pirate music and watching illegal streams on the Internet too! smile
Fair enough. The discussion of that kind of thing is not permitted on PH, mind...

geeteeaye

2,369 posts

187 months

Saturday 26th February 2011
quotequote all
Don't blame people for taking a risk nowadays, as long as they are a bit careful, ie making sure the car in question is registered in the parents name and that parent doesn't have another car registered to them. No-one expects young driver insurance to be cheap but £3/4/5k is absurd.

T16OLE

2,965 posts

219 months

Saturday 26th February 2011
quotequote all
RemainAllHoof said:
Is this written in English???
Apologies (iPhone)

This should read better;



"Not by your logic.

Surely, going by the of letter of the law. It would be fronting if she is the main driver, but not registered as the main driver.

Who cares anyway, just dont put stupid wheels on it and fit a massive stereo".

RemainAllHoof

Original Poster:

79,850 posts

310 months

Saturday 26th February 2011
quotequote all
T16OLE said:
Apologies (iPhone)

This should read better;



"Not by your logic.

Surely, going by the of letter of the law. It would be fronting if she is the main driver, but not registered as the main driver.

Who cares anyway, just dont put stupid wheels on it and fit a massive stereo".
Thanks.

According to the links above, fronting is doing exactly what he is doing - mainly doing the driving and putting someone else down as the main driver, thus breaking the law in terms of fraud and driving without insurance.

PHuzzy

2,747 posts

200 months

Saturday 26th February 2011
quotequote all
RemainAllHoof said:
Fair enough. The discussion of that kind of thing is not permitted on PH, mind...
There was no discussion? Just a factual statement from me. You shouldn't go near the drink drive thread, you'll explode!