courts to force women to pay more for insurance?

[JonyTVR]

I know this has often been discussed on here, makes an interesting read!

http://www.bbc.co.uk/news/business-12600284

[JonyTVR]

I agree with you dibble, out of all the bits that don't ever make sense with insurance the male/female difference is not one.

Maybe the courts should be asking why people are being quoted 5k for a car that's worth 500 quid, and why my insurance went up from 700 to 1200 in a year despite being a year older obviously and still never having made a claim???

[redstu]

What will the eu do next? Say that it's ageist to give older drivers lower quotes? That's just not fair if you are 17.

[markh1]

I am all for equal opportunities but I think this is pretty unfair on women to be honest!

O/T they should make women have a later retirement age than men as they live longer not the other way around!

[thinfourth2]

I love equality when it comes round and bits those that scream loudest for equality on the arse

[JonyTVR]

Or even better make insurance companies charge men the same as women, making theirs cheaper! Unfortunately you know the insurance company's will just charge women more and lap up the profits!

[98elise]

I will get interesting when they have to stop being "ageist" as well!

[98elise]

JonyTVR said:

Maybe the courts should be asking why people are being quoted 5k for a car that's worth 500 quid, and why my insurance went up from 700 to 1200 in a year despite being a year older obviously and still never having made a claim???

If you hit 3 other cars and kill, the cost of your car has very little to do with the cost of the claim.

The cost of claims is going though the roof due to fraud.

[Jasandjules]

98elise said:

I will get interesting when they have to stop being "ageist" as well!

Not looking forward to that so much as I paid a fortune when I was younger and now don't have to pay so much!!

But I can't really see this being discrimination per se given that there is a lawful excuse - namely the prices reflect the risks to the insurer. It's not simply "we will charge women less"....

[skyline501]

It won't be a case of young women paying more, it'll be all of us taking up the slack with increased premiums.

[FreeLitres]

Of course, insurance for men will be greatly reduced as the insurance companies will be getting more money from women's premiums.

Right?

[funkyrobot]

FreeLitres said:

Of course, insurance for men will be greatly reduced as the insurance companies will be getting more money from women's premiums.

Right?

If you are an insurer, would you argue against something which would give you the right to charge more?

I think the only people who will benefit from this are the insurance companies.

Edited to add - oh yes, let's not forget about insurance premium tax(sp?). More money means more coffers for the government etc.

[TheD]

The thing is though I pay for my wifes insurance so I wonder how many more men are facing a bigger bill. And no I won't tell the damn woman to pay her own

[NoNeed]

What about sheila's wheels and the like? will they have to insure men?

[Hackney]

Ageism has been mentioned, but what about racism.
What are the statistics on different religions or races and their propensity to be involved in accidents?

Based on what I read on PH it's "asian" men who make all the fraudulent claims, so are they charged more for their car insurance? If so, how long till they start shouting "racism" and all premiums go up to match.

[JonyTVR]

NoNeed said:

What about sheila's wheels and the like? will they have to insure men?

Err they already do.......

[NoNeed]

JonyTVR said:

NoNeed said:

What about sheila's wheels and the like? will they have to insure men?

Err they already do.......

Going back a few years my wife was with a female only insurer, I think it was called diamond and I couldn't be added to her policy.

Maybe it's all changed and I didn't notice. Or maybe I was being told a load of codswollop.

[JonyTVR]

I'm 99% sure that's codsawollop ( prepares to be proven totaly wrong )

[Muncle Trogg]

98elise said:

The cost of claims is going though the roof due to fraud.

This is the biggest problem. I used to work as a claims handler for one of the larger insurance companies and it always amazed me how people (usually of a certain ethnicity, without wanting to generalize or come across as racist) suddenly remembered the 3 other passengers when you mention a personal injury claim.

I took a call once for a guy who reported an accident and then wanted to make a personal injury claim for himself, his wife and their 4 kids. When it was pointed out that there were some legal issues around him having 5 passengers in a Micra the phone call mysteriously dropped

[kambites]

Of course it's statistically driven, but it's still undeniably sexist. The question really, is whether sexism is actually a bad thing in all cases.