Insurance
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Vipers

Original Poster:

33,525 posts

259 months

Friday 1st April 2022
quotequote all
Quick question, if you have compressive cover on your car, does it cover accidental damage, like you driving into a post?

Or either they don’t. Over it or depends on insurers.


anonymous-user

85 months

Friday 1st April 2022
quotequote all
Vipers said:
Quick question, if you have compressive cover on your car, does it cover accidental damage, like you driving into a post?

Or either they don’t. Over it or depends on insurers.
Do you have a carbon monoxide detector in your house?

Dr Interceptor

8,183 posts

227 months

Friday 1st April 2022
quotequote all
Vipers said:
Quick question, if you have compressive cover on your car, does it cover accidental damage, like you driving into a post?

Or either they don’t. Over it or depends on insurers.
Have you been on the beers Vipers?

HD Adam

5,155 posts

215 months

Friday 1st April 2022
quotequote all
Insuracne?

Coverage can be a bit spotty sometimes.

So it be onto this

Sebring440

3,259 posts

127 months

Friday 1st April 2022
quotequote all
Vipers said:
Insuracne

Quick question, if you have compressive cover on your car, does it cover accidental damage, like you driving into a post?

Or either they don’t. Over it or depends on insurers.
I find that compressive cover is good for insuracne. Anusol also works well.

Or either it's not.


carinaman

25,296 posts

203 months

Friday 1st April 2022
quotequote all
HD Adam said:
Insuracne?

Coverage can be a bit spotty sometimes.

So it be onto this
CBD Gummies work on insuracne.

SturdyHSV

10,443 posts

198 months

Friday 1st April 2022
quotequote all
Vipers said:
Quick question, if you have compressive cover on your car, does it cover accidental damage, like you driving into a post?

Or either they don’t. Over it or depends on insurers.
Yes it does, but if you're driving as drunk as you're posting, you may be on dodgy ground.

Vipers

Original Poster:

33,525 posts

259 months

Friday 1st April 2022
quotequote all
Dr Interceptor said:
Vipers said:
Quick question, if you have comprehensive cover on your car, does it cover accidental damage, like you driving into a post?

Or either they don’t cover it or depends on insurers.
Have you been on the beers Vipers?
Wish I had, hate typing on iPads especially with auto correct and doing six things at the same time.

Sadly my sons wife was manoeuvring in a car park and scraped two doors on a bollard severely damaging both. Only had the car for a couple of months. (Corrected my typos as well),



PistonBroker

2,730 posts

257 months

Friday 1st April 2022
quotequote all
Yes, I would expect that to be covered by her insurance.

I like how you've disowned her already - your son's wife is your daughter-in-law! ;-p

Radec

6,025 posts

78 months

Friday 1st April 2022
quotequote all
Tbh I was expecting a small dent.

ARHarh

4,892 posts

138 months

Friday 1st April 2022
quotequote all
Show determination scraping a post that hard smile

SturdyHSV

10,443 posts

198 months

Friday 1st April 2022
quotequote all
fk me she gave that a good go didn't she?! yikes

But yes, that's what fully comp insurance is for thumbup

Dr Interceptor

8,183 posts

227 months

Friday 1st April 2022
quotequote all
Vipers said:
Dr Interceptor said:
Vipers said:
Quick question, if you have comprehensive cover on your car, does it cover accidental damage, like you driving into a post?

Or either they don’t cover it or depends on insurers.
Have you been on the beers Vipers?
Wish I had, hate typing on iPads especially with auto correct and doing six things at the same time.

Sadly my sons wife was manoeuvring in a car park and scraped two doors on a bollard severely damaging both. Only had the car for a couple of months. (Corrected my typos as well),


fk... she did a proper job on that.

So the answer is yes, she can claim through insurance. Will have to pay whatever the excess is and put up with inflated premiums for the next 3-5 years.

SteveR1979

601 posts

172 months

Friday 1st April 2022
quotequote all
fk me, that's not a scrape.

Did she mount the thing?

spikeyhead

20,637 posts

228 months

Friday 1st April 2022
quotequote all
Wow!!!

I was expecting to suggest that using a local dent man would be cheaper than an insurance claim

anonymous-user

85 months

Friday 1st April 2022
quotequote all
Is there such a thing in insurance as mitigating your losses during an incident? Or will they cover you fully no matter how much of a fkwit you've been? That's not quite Rufford Ford level but I do pity the bollard. smile

Vipers

Original Poster:

33,525 posts

259 months

Friday 1st April 2022
quotequote all
SturdyHSV said:
fk me she gave that a good go didn't she?! yikes

But yes, that's what fully comp insurance is for thumbup
Parked with a bollard along side her, pulled out and turned left a bit too quick. TBH I did that once when I had an old Granada, put a nice scrape in the front door, fortunately I was moving slowly and stopped straight away.

2 sMoKiN bArReLs

32,044 posts

266 months

Friday 1st April 2022
quotequote all
Vipers said:
Holy moly! How on earth?

2 sMoKiN bArReLs

32,044 posts

266 months

Friday 1st April 2022
quotequote all
...that was a rhetorical question, as I know you've explained.

But...cripes!

Vipers

Original Poster:

33,525 posts

259 months

Friday 1st April 2022
quotequote all
2 sMoKiN bArReLs said:
...that was a rhetorical question, as I know you've explained.

But...cripes!
Some years ago some scroat put a 2 inch dent in the rear door of my Volvo S80, didnt even break the paint, and that was £400 god knows what this is going to cost.

These things happen, on the sad side, our son waited nearly 9 months for the car, waiting time now for a new one is over a year, hopefully doors won't be that long.

On the plus side, it a leased car.