Temporary Insurance
Discussion
I am looking at buying a car to fix up and move on tomorrow. I need to insure it to collect and also to take it to various mechanics, bodyshops etc. Obviously if I take out an annual policy I will have 0 no claims on it and will only have the vehicle for maybe a month or two.
Can anyone recommend a company that offers short term insurance? I've googled these day insurance companies and the costs as astronomical!
Can anyone recommend a company that offers short term insurance? I've googled these day insurance companies and the costs as astronomical!
The cheapest way is usually to take out a policy and then cancel it. Alternatively, if you have a policy already, most insurers will let you add another car temporarily to it (usually up to 28 days or so), and this is often very cheap.
Standalone temporary insurance exists (for standard, unmodified cars), but only really makes financial sense for about 1 week.
The above is my experience, obviously if you're 18 and have lots of points/claims on your record, it may not apply.
Standalone temporary insurance exists (for standard, unmodified cars), but only really makes financial sense for about 1 week.
The above is my experience, obviously if you're 18 and have lots of points/claims on your record, it may not apply.
I used something like cuvva when I changed car a couple of years ago and my insurer, very helpfully, would only change over at midnight rather than midday. It was very cheap, ten or twenty quid to cover me for the morning while I drove it to the dealer to drop it off and collect the new one.
Annoying, but very easy to do and you can even print out a certificate to carry in case you’re unlucky enough to get pulled whilst driving it.
Annoying, but very easy to do and you can even print out a certificate to carry in case you’re unlucky enough to get pulled whilst driving it.
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