Upgrade from 2020 530D M/Sport touring when pcp ends
Discussion
Hi everyone.
I’m likely to be eligible to upgrade my 2020 530D Msport touring at the end of the year. It’s barely been used (coz covid) so only has 15k on it. Probably has 10k equity in it (after 18k ballon to pay) and the finance currently costs me £406 pcm.
The question is…what would you upgrade to from here?
1 missus and 3 kids who keep growing. 9, 11 and 13 so will have 3 teenagers during next finance agreement.
I can justify increasing monthly outgoings to myself but need to convince the better half too.
Most trips seem to be <15 miles to the station and back for work, or >100 each way for days out at the weekends. Maybe hybrid?
The boring part of my brain says just keep it or replace with the new version of the same thing.
The childish brain says f
k it, get a taycan shooting brake and say it’s to help save the planet.
The other childish part says RS6 FTW
Less childish - x4M/X5M
None of these are £406 per month.
Thoughts?
Rick
I’m likely to be eligible to upgrade my 2020 530D Msport touring at the end of the year. It’s barely been used (coz covid) so only has 15k on it. Probably has 10k equity in it (after 18k ballon to pay) and the finance currently costs me £406 pcm.
The question is…what would you upgrade to from here?
1 missus and 3 kids who keep growing. 9, 11 and 13 so will have 3 teenagers during next finance agreement.
I can justify increasing monthly outgoings to myself but need to convince the better half too.
Most trips seem to be <15 miles to the station and back for work, or >100 each way for days out at the weekends. Maybe hybrid?
The boring part of my brain says just keep it or replace with the new version of the same thing.
The childish brain says f
k it, get a taycan shooting brake and say it’s to help save the planet. The other childish part says RS6 FTW
Less childish - x4M/X5M
None of these are £406 per month.
Thoughts?
Rick
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