Expat car insurance
Expat car insurance
Author
Discussion

Sidebp

Original Poster:

18 posts

60 months

Monday 8th August 2022
quotequote all
Hi,

I am moving to Singapore for a few years with work and am putting my '88 911 into professional storage; I am unlikely to drive the car much on my visits to the UK.

Does anyone know of a reputable, sensibly priced insurance company? I've tried a few:

- Many won't insure because I'm a non-UK resident
- Adrian Flux won't insure because it's valued over £50k and doesn't have a tracker (but does have a Thatcham approved alarm/immobiliser)
- I am waiting on a call back from Keith Michaels

Any other suggestions?

Slow

6,973 posts

167 months

Monday 8th August 2022
quotequote all
Does the storage not offer insurance?

Sidebp

Original Poster:

18 posts

60 months

Monday 8th August 2022
quotequote all
Nope, assumption is that it's insured.

I plan to SORN the car and on that basis I struggle with why I can't just buy a policy suitable for a SORN vehicle. Why do they care where I am living?

alscar

10,012 posts

243 months

Monday 8th August 2022
quotequote all
30 second google - Sorn insurance - no idea if they quote for Ex pat scenario though.
Good luck.

Sidebp

Original Poster:

18 posts

60 months

Monday 8th August 2022
quotequote all
Yes, it's the ex-pat scenario that I am unclear on.

Slow

6,973 posts

167 months

Monday 8th August 2022
quotequote all
Sidebp said:
Yes, it's the ex-pat scenario that I am unclear on.
Do you have any family members that you could insure it in their name?

Earthdweller

19,592 posts

156 months

Monday 8th August 2022
quotequote all
Have a chat with Stuart Collins insurance I found them very helpful you just need an address in the U.K.

Worth a chat with them they may be able to help

Gnevans

570 posts

152 months

Monday 8th August 2022
quotequote all
Marshmallow.com founded by some kids now worth a mint.

Sidebp

Original Poster:

18 posts

60 months

Friday 12th August 2022
quotequote all
All sorted, spoke with Lancaster Insurance who had great service and were competitively priced.

mark seeker

945 posts

237 months

Monday 23rd January 2023
quotequote all
Sidebp said:
All sorted, spoke with Lancaster Insurance who had great service and were competitively priced.
Hi @Sidebp - any chance you could message me, I'm in a similar situation.

mark seeker

945 posts

237 months

Sunday 5th February 2023
quotequote all
My experience on this topic (£20k insured car) -

>> Stuart Collins wouldn't insure me, even with a UK correspondence address (they told me they no longer offer this risk)

>> Mannings, they struggled to get a price, the final price was 2.5X the cost to insure the car as a UK resident

>> Keith Michaels - good service as always, was 1.5X the cost to insure the car as a UK resident (UK correspondence address required)

>> Hagerty - the most helpful of the ones I called, 1.5X the cost to insure the car as a UK resident but discounted for laid up cover (and allow miles to be added on if you're back in the UK). (UK correspondence address required)

Hagerty offered me an agreed value on the car (so no quibbling in the case of a claim) and RAC breakdown cover if I buy miles to drive the car and take it off laid up cover. Hagerty also cover the car whilst on a transporter (if you are moving between storage units etc).

One thing worth mentioning is, that laid up cover only covers the car not moving under its own power, if your storage facility run the car up to temperature etc - their laid up cover won't work for you.

This is all as at February 2023 based on my experience.