"I have to claim whiplash then...!!"
Discussion
Mrs Fastra had a rather unfortunate coming together with a taxi in yesterday.
Her fault entirely.
She changed from lanes 2 to 1 on a road with a bus lane, the bus lane had ended and she was moving over, but didn't check properly and see there was a taxi already in the bus lane. She just caught the back corner of his 12 year old mini-bus - literally a 3" square scrape that at the very most will just need paint. Her car has a slightly dented passenger wing and a few scrapes, nothing major at all.
She admitted it and apologised - yes, "you should never admit fault", but come on, it's nice to be decent once in a while.
BUT, in the coming together. Mrs Fastra reacted by turning away from the taxi on her left and then hit another car, Mrs X, on her right - this car must has been behind her and was going past as Mrs Fastra moved to the left - mirrors clashed and Mrs X lost her passenger mirror.
They have both offered to accept cash payments and not involve the insurance.
Had it only been the taxi then we might have just paid the cash for his repair, but we just can't afford to pay for both at the moment.
So we've informed the insurance and told both parties to do the same.
Speaking to the the taxi driver though, he said it would be £200 for his repair, but on hearing we'll be going through the insurance he said... "ohhhh, that means I have to claim whiplash then"...!!!!!!!!!
We will make every effort to prevent this (the impact was a glancing blow and in our eyes would have had little impact on him physically - although we are not medical experts) and tell our insurance of the conversation.
But I honestly don't know if he genuinely thought this or, after speaking to his mates, was just trying it on?
Her fault entirely.
She changed from lanes 2 to 1 on a road with a bus lane, the bus lane had ended and she was moving over, but didn't check properly and see there was a taxi already in the bus lane. She just caught the back corner of his 12 year old mini-bus - literally a 3" square scrape that at the very most will just need paint. Her car has a slightly dented passenger wing and a few scrapes, nothing major at all.
She admitted it and apologised - yes, "you should never admit fault", but come on, it's nice to be decent once in a while.
BUT, in the coming together. Mrs Fastra reacted by turning away from the taxi on her left and then hit another car, Mrs X, on her right - this car must has been behind her and was going past as Mrs Fastra moved to the left - mirrors clashed and Mrs X lost her passenger mirror.
They have both offered to accept cash payments and not involve the insurance.
Had it only been the taxi then we might have just paid the cash for his repair, but we just can't afford to pay for both at the moment.
So we've informed the insurance and told both parties to do the same.
Speaking to the the taxi driver though, he said it would be £200 for his repair, but on hearing we'll be going through the insurance he said... "ohhhh, that means I have to claim whiplash then"...!!!!!!!!!
We will make every effort to prevent this (the impact was a glancing blow and in our eyes would have had little impact on him physically - although we are not medical experts) and tell our insurance of the conversation.
But I honestly don't know if he genuinely thought this or, after speaking to his mates, was just trying it on?
The Rotrex Kid said:
elanfan said:
Just inform your insurers of his statement and let them deal with it.
This. Life is too short to get upset about the unscrupulous actions of others. This was made a much more thorough exercise, after certain groups in the community started set up fake accidents (often with large numbers of `passengers' in their cars, so that they could make fake fraudulent claims against the insurance companies.
I suffered a whiplash injury a number of years ago. and was examined by several medical examiners (but no scans as they were not readily available/accessible at the time), who established that a whiplash injury had occurred. I was awarded a compensation payment but had to sign a confirmation, that I would not make any further claims with regard to the incident.
But be careful here, because many years later I suffered further problems, which doctors stated were caused directly by the accident, which `were' picked up by scans, and for which no further redress was possible.
Pan Pan Pan said:
The Rotrex Kid said:
elanfan said:
Just inform your insurers of his statement and let them deal with it.
This. Life is too short to get upset about the unscrupulous actions of others. This was made a much more thorough exercise, after certain groups in the community started set up fake accidents (often with large numbers of `passengers' in their cars, so that they could make fake fraudulent claims against the insurance companies.
I suffered a whiplash injury a number of years ago. and was examined by several medical examiners (but no scans as they were not readily available/accessible at the time), who established that a whiplash injury had occurred. I was awarded a compensation payment but had to sign a confirmation, that I would not make any further claims with regard to the incident.
But be careful here, because many years later I suffered further problems, which doctors stated were caused directly by the accident, which `were' picked up by scans, and for which no further redress was possible.
Whiplash happens to everyone who experiences a jolt to the neck. Its understandable because the head which weighs quite a lot is only held in place by a set a set of ligaments and fairly thin strap muscles. They have to be thin for the fine movement required of the head.
fractures of the bones are relatively uncommon and easy to spot, but damage to the ligaments and muscles is almost universal with RTA's and very difficult to be sure of on scans. But whiplash is a spectrum from the sort of damage that your body clears up in a few days which is usually small muscle tears, through ligament damage which takes a few months, to an acceleration of an innate wear and tear change in the bones which can accelerate an existing lifelong process of osteoarthritis.
So doctors rarely use the term whiplash because its no more than a covering umbrella diagnosis which tells you little about the expected outcome. Furthermore if I sent a patient for a scan for whiplash it would likely be refused by the imaging department.
Whiplash however seems to have been adopted as a legal term of damage which has far more meaning in insurance and legal circles than it ever had in medical ones.
I suppose I'm explaining all this because there isn't a scan which defines whiplash. The diagnosis is more dependant of the subjective symptoms of the patient rather than the objective ones that a scan could give. So I guess that is why its the claim of most fakers at the scene of an accident and especially after.
That doesn't mean that neck damage after an accident doesn't exist, quite the opposite, but medically quantifying the difference between a faker and a genuine suffers is almost impossible and can't be done with scans. And although its undeniable that long term osteoarthritic change is a procession of wear and tear events throughout your life, and the accident will be one of them, its impossible to directly attribute one wear and tear event from another and relies on a subjective history of exacerbated pain from a point in time, which of course the faker will be happy to provide. Doctors therefore have virtually no ability to look through the words of a faker and identify them unless they are completely inept to an almost child like level. Its why whiplash is an endemic problem in the insurance industry.
Fastra said:
But I honestly don't know if he genuinely thought this or, after speaking to his mates, was just trying it on?
My car was hit whilst parked on my drive, and I was indoors. The guy who sat next to me at work said I should claim for whiplash (I wasn't even in the car!) and that he'd done it when someone clipped his car. Then there's the "cameras following emergency services around" show where an entire family in a motorway shunt got back into their car when the ambulance arrived and started claiming whiplash, which (to their chagrin) meant the roof being cut off their car so they could be extricated. Just for the prospect of some "smash cash".
Some people are just dishonest.
donkmeister said:
Fastra said:
But I honestly don't know if he genuinely thought this or, after speaking to his mates, was just trying it on?
My car was hit whilst parked on my drive, and I was indoors. The guy who sat next to me at work said I should claim for whiplash (I wasn't even in the car!) and that he'd done it when someone clipped his car. Then there's the "cameras following emergency services around" show where an entire family in a motorway shunt got back into their car when the ambulance arrived and started claiming whiplash, which (to their chagrin) meant the roof being cut off their car so they could be extricated. Just for the prospect of some "smash cash".
Some people are just dishonest.
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