Help :)

[Rossk2308]

Need some people in the know.
Left my hand brake off my car at my old man’s lock up and the things rolled down the yard (it’s on a hill) and clattered the skip on drivers side must of had a good bit of momentum as it’s done some decent damage. Now when I start the car it starts ok but when I push accelerator it will just rev its head off uncontrolled. Have to dump it into 6th to get it to stall. Now have damaged undriveable car stuck in the yard blocking 2 spaces!

If I call my insurance tomorrow what’s the chances of them blaming me for not having the hand brake on? Car will only be worth 2800 or so id imagine. Would they pay out or do I have to just take it on the chin?

[TwigtheWonderkid]

Of course they will blame you, it's your fault!! But if you have comp insurance, the whole point is that you're insured against your own stupidity, so yes, they would pay out.

[Super Sonic]

Not sure if your policy will cover negligence.

[Pica-Pica]

Read the policy.

[anonymous-user]

Super Sonic said:

Not sure if your policy will cover negligence.

Aren’t you negligent if you run into the back of someone?

[Draxindustries1]

MDMA . said:

Super Sonic said:

Not sure if your policy will cover negligence.

Aren’t you negligent if you run into the back of someone?

No, just stupid..

[soad]

Can probably push it out of the way? With some help, if need be.

[TwigtheWonderkid]

Super Sonic said:

Not sure if your policy will cover negligence.

What are you talking about. Nearly every accident that occurs involves the negligence of at least one of the drivers. Of course it covers negligence. That's why we have insurance.

[TwigtheWonderkid]

Pica-Pica said:

Read the policy.

Don't need to read the policy. If you've got comp insurance, you're covered.

[The spinner of plates]

TwigtheWonderkid said:

Pica-Pica said:

Read the policy.

Don't need to read the policy. If you've got comp insurance, you're covered.

To avoid any redious technicalities.. if going through insurance I’d say I was driving it and accidentally backed into the skip.

[KungFuPanda]

Super Sonic said:

Not sure if your policy will cover negligence.

What will it cover then?

[b14]

The spinner of plates said:

To avoid any redious technicalities.. if going through insurance I’d say I was driving it and accidentally backed into the skip.

Don't do this!

[Mr Tidy]

[redacted]

[Cudd Wudd]

[redacted]

[Unreal]

Rossk2308 said:

Need some people in the know.
Left my hand brake off my car at my old man’s lock up and the things rolled down the yard (it’s on a hill) and clattered the skip on drivers side must of had a good bit of momentum as it’s done some decent damage. Now when I start the car it starts ok but when I push accelerator it will just rev its head off uncontrolled. Have to dump it into 6th to get it to stall. Now have damaged undriveable car stuck in the yard blocking 2 spaces!

If I call my insurance tomorrow what’s the chances of them blaming me for not having the hand brake on? Car will only be worth 2800 or so id imagine. Would they pay out or do I have to just take it on the chin?

Lots of funny incidents at the moment. Is it a full moon?

[TwigtheWonderkid]

The spinner of plates said:

To avoid any redious technicalities.. if going through insurance I’d say I was driving it and accidentally backed into the skip.

So basically, to avoid making a genuine claim that you will be definitely be covered for, make a fraudulent one that they might reject if they discover the truth.

Cracking advice there!!!!

[super7]

Rossk2308 said:

Need some people in the know.
Left my hand brake off my car at my old man’s lock up and the things rolled down the yard (it’s on a hill) and clattered the skip on drivers side must of had a good bit of momentum as it’s done some decent damage. Now when I start the car it starts ok but when I push accelerator it will just rev its head off uncontrolled. Have to dump it into 6th to get it to stall. Now have damaged undriveable car stuck in the yard blocking 2 spaces!

If I call my insurance tomorrow what’s the chances of them blaming me for not having the hand brake on? Car will only be worth 2800 or so id imagine. Would they pay out or do I have to just take it on the chin?

Front bashed or rear?

FWD or RWD

Sounds like a driveshaft's popped out somewhere