Which alloy wheel insurance?

[chriz1]

Looking for an alloy wheel insurance to cover my audi a3 which has factory diamond wheels
Who's best to go for please ?

[DaveyBoyWonder]

If they're factory fit wheels your car insurance will cover them from being nicked etc. If they're diamond "cut" (and not actually diamonds) then I doubt insurance will cover them from an aesthetic point of view (assume thats what you're angling at?) as they will need refurbing at some point... Diamond cut wheels simply don't last...

[kambites]

DaveyBoyWonder said:

If they're factory fit wheels your car insurance will cover them from being nicked etc. If they're diamond "cut" (and not actually diamonds) then I doubt insurance will cover them from an aesthetic point of view (assume thats what you're angling at?) as they will need refurbing at some point... Diamond cut wheels simply don't last...

You can get specific extra insurance policies to cover your wheels (and I think usually tyres) against curbing and pot-hole damage.

[chriz1]

Yes sorry that's what u meant, looking for extra cover for damage and kerbing ( for the Mrs honest)

[LittleBigPlanet]

chriz1 said:

Yes sorry that's what u meant, looking for extra cover for damage and kerbing ( for the Mrs honest)

Not sure if helpful but (i) diamond cut wheels will need refurbing at some point; (ii) I recently paid £120 (inc. VAT) per wheel for a refurb (which I think, when compared to the value of the car, isn't all that bad).

Remember that there's a limit to the number of refurbs too.

[mcflurry]

Alloy insurance is sometimes offered as an add-on to GAP insurance.
I took the GAP, but declined the alloys as they wanted a premium around £100

[Truckosaurus]

Self insure, or if it is a lease car just hand it back at they'll fine you less than it would cost you to fix them.

[SteBrown91]

Be aware that these insurance companies will not authorise re-diamond cutting of the wheels, they will just smooth and smart repair the area with a silver paint that is a close-ish match.

You are probably better off letting them get battered then refurb before resale.

[kambites]

SteBrown91 said:

You are probably better off letting them get battered then refurb before resale.

Or buying some cheap painted aftermarket alloys to use, and putting the daft diamond cut ones in a cupboard somewhere until sale time!

[Deranged Rover]

I can understand this level of anal wheel pedantry on something exotic, rare and only used at weekends.

But a daily driver Audi A3? Really?

[HustleRussell]

Just fit more suitable wheels. Diamond cut wheels look wk and are wk. Should've died out 30 years ago. Can't believe they came back in 'fashion'!

[Hol]

I have no experience of this type of insurance personally (so this maybe a non point) but, wouldn’t some form of tyre insurance be more appropriate for potholes.

For the record, I just spent £1250 for tyres on one car. I can imagine double that for some vehicles.

[Bobupndown]

Wait until they inevitability start to look a bit scabby with lacquer failing then get them refurbished but painted or powder coated in a solid colour. Don't drive into kerbs. Sorted.

[so called]

I was about to say, "Well just be careful and don't kerb them"!

Then I remembered that back in 2015 I had a set of alloys on my, back then, Merc refurbed and then the next week drove to France.
First Toll Booth, I kerbed the front near side.

[Truckosaurus]

so called said:

... "Well just be careful and don't kerb them"!...

Same with me, Tried to keep the wheels nice but that didn't make it into the second week of ownership and the first visit to a multi-storey car park. I didn't worry about it after that...

[Gigamoons]

I’d say the best insurance is to invest in some driving lessons and also give them a weekly wash.

[Sticks.]

At least a couple of times my wheels have been scuffed going into potholes. The high line of the windows makes it harder than it used to be.

Iirc what put me off alloy wheel insurance was that any repairs had to go to their approved repairer, which had mixed reviews, and meant getting back via train and taxi. So check the small print.

After 6 years I'm about to get them done so thanks for the info on prices posted earlier.

[chriz1]

Thanks

[LE62NDE]

I have made one successful claim on my AWI, where they arranged a mobile repairer. I've just made a second claim and been told I will be reimbursed up to £100, even though my policy says £200 per claim, 4 claims a year/10 claims in 36 months. I have been quoted £162. I feel a fight coming on...

If they come good, I'll come back here and name them.

And if they don't, of course.

[chriz1]

Thanks for your insight