Insurance and NCD

[Downward]

Good evening.

I’ve got 2 cars at the moment. I am looking to add my son onto the policy of one when he passes his test.
One expires January on my main car with NCD
The other March which I have paid off anyway.

The march policy is for the car I want to add him on and apply the NCD as the difference is massive.


How would I do this ?

[ConnectionError]

by phoning your insurance company?

Remember NCD is generally a marketing tool rather than a genuine saving

[Downward]

ConnectionError said:

by phoning your insurance company?

Remember NCD is generally a marketing tool rather than a genuine saving

Yeah I have 2 policies as I bought a 2nd car in March.



And yes after running a quote on the main car with 0 NCD I realised that it’s infact the same cost !

[dsuk]

Remember you can only apply your NCD on one policy.

[Downward]

dsuk said:

Remember you can only apply your NCD on one policy.

Yeah I know so when the Jan policy expires do I just renew and say 0 NCD and then when the March policy expires I say I have 25 years NCD ?

[Welcome.]

Ideally you should be setting up his own policy so that he can start earning his own no claims.

[BertBert]

Downward said:

Yeah I know so when the Jan policy expires do I just renew and say 0 NCD and then when the March policy expires I say I have 25 years NCD ?

Do you really have 25 years NCD? Is that what your last renewal said?

[Downward]

dsuk said:

Remember you can only apply your NCD on one policy.

Yeah I know so when the Jan policy expires do I just renew and say 0 NCD and then when the March policy expires I say I have 25 years NCD ?