Urgent help requested about V5 & ownership date
Discussion
Good evening.
I need your help and accurate help please as this is important.
We purchased a brand-new car in 2018. I paid a deposit of 10% in January 2018 and picked up the car on 7/3/2018. However, the car had been taxed and registered the day before in readiness for us to pick it up. So we picked up the brand new car (not pre-reg) on 9/3/2018 and paid the remaining 90% on the day.
In summary - the deposit paid via bank transfer in January 2018 - The car was collected by us on 9/3/18 and the outstanding amount paid in full. The V5/logbook was in my name/address dated 6/3/18.
Therefore for the purposes of official ownership - what is the date I owned the car?
The date is important as I am making a claim on this car and the ownership date is important.
Many thanks in advance
I need your help and accurate help please as this is important.
We purchased a brand-new car in 2018. I paid a deposit of 10% in January 2018 and picked up the car on 7/3/2018. However, the car had been taxed and registered the day before in readiness for us to pick it up. So we picked up the brand new car (not pre-reg) on 9/3/2018 and paid the remaining 90% on the day.
In summary - the deposit paid via bank transfer in January 2018 - The car was collected by us on 9/3/18 and the outstanding amount paid in full. The V5/logbook was in my name/address dated 6/3/18.
Therefore for the purposes of official ownership - what is the date I owned the car?
The date is important as I am making a claim on this car and the ownership date is important.
Many thanks in advance
FordMustangEV said:
I paid a deposit of 10% in January 2018 and picked up the car on 7/3/2018.
So we picked up the brand new car (not pre-reg) on 9/3/2018 and paid the remaining 90% on the day.
Which day did you actually collect the car - two dates in your post...So we picked up the brand new car (not pre-reg) on 9/3/2018 and paid the remaining 90% on the day.
assuming that the second is accurate and that is when you paid the remainder, then that will be when title passed to you - you should have paperwork reflecting the full payment having been made on the 9th of March 2018 and that will be the date you own it - a deposit doesn't count in terms of ownership
so 09-03-2018
Thank you all
Sorry got dates mixed up - it was the day after when the name went on the V5 - we had paid the 10% deposit about a month before.
This is for the 'diesel claims' forms exact date of ownership.
As I said, the car is not pre-reg and we are the only owners on it but did not pick the car up until the day after it was taxed and our name went on the V5. We paid the outstanding amount the day after and got the keys/car
Sorry got dates mixed up - it was the day after when the name went on the V5 - we had paid the 10% deposit about a month before.
This is for the 'diesel claims' forms exact date of ownership.
As I said, the car is not pre-reg and we are the only owners on it but did not pick the car up until the day after it was taxed and our name went on the V5. We paid the outstanding amount the day after and got the keys/car
akirk said:
Which day did you actually collect the car - two dates in your post...
assuming that the second is accurate and that is when you paid the remainder, then that will be when title passed to you - you should have paperwork reflecting the full payment having been made on the 9th of March 2018 and that will be the date you own it - a deposit doesn't count in terms of ownership
so 09-03-2018
Sorry, new to this forgot the quote, TBH did look first time but did not see.assuming that the second is accurate and that is when you paid the remainder, then that will be when title passed to you - you should have paperwork reflecting the full payment having been made on the 9th of March 2018 and that will be the date you own it - a deposit doesn't count in terms of ownership
so 09-03-2018
FordMustangEV said:
Thank you all
Sorry got dates mixed up - it was the day after when the name went on the V5 - we had paid the 10% deposit about a month before.
This is for the 'diesel claims' forms exact date of ownership.
As I said, the car is not pre-reg and we are the only owners on it but did not pick the car up until the day after it was taxed and our name went on the V5. We paid the outstanding amount the day after and got the keys/car
Ah compensation is needed as it would have made all the difference to your buying desicionSorry got dates mixed up - it was the day after when the name went on the V5 - we had paid the 10% deposit about a month before.
This is for the 'diesel claims' forms exact date of ownership.
As I said, the car is not pre-reg and we are the only owners on it but did not pick the car up until the day after it was taxed and our name went on the V5. We paid the outstanding amount the day after and got the keys/car
FordMustangEV said:
This is for the 'diesel claims' forms exact date of ownership.
I wouldn’t have gone to the effort of replying if I’d know this was the reason 
Why have I also only just noticed the username…
I’m hoping OP isn’t trying a diesel claim again Ford for their EV Mustang 
Edited by Ffordd Ar Gau on Thursday 4th January 22:08
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