Insurance question re what industry?
Discussion
What industry could be used for somebody with the following occupation:
Employed (Director of own limited company).
The company could be described as a talent agency (deals with bookings, tours, TV/film work etc for small number of clients)
‘Entertainment industry’ might be appropriate but is a high risk industry judging by the quoted premiums and as the work is nearly all office based I wondered if there was a different, legitimate option?
Employed (Director of own limited company).
The company could be described as a talent agency (deals with bookings, tours, TV/film work etc for small number of clients)
‘Entertainment industry’ might be appropriate but is a high risk industry judging by the quoted premiums and as the work is nearly all office based I wondered if there was a different, legitimate option?
Mammasaid said:
It’s not the job title that’s the problem, it’s the industry. Entertainment Industry has always attracted high premiums, or quite often "No Quotes".
The insurers' concern is that you might have high profile passengers so any claim involving them could get very expensive - look at what Freddy Flintoff's claim cost!
Company Director would be a fair description, but I think many insurers these days will ask what business you are a director of. Might be better if you were also an accountant, solicitor, etc.
I was semi-retired in 2012 but had a part-time job delivering online shopping for a supermarket - a couple of insurers wouldn't quote for a van-driver!
Occupation seems to be a bit of a minefield.
The insurers' concern is that you might have high profile passengers so any claim involving them could get very expensive - look at what Freddy Flintoff's claim cost!
Company Director would be a fair description, but I think many insurers these days will ask what business you are a director of. Might be better if you were also an accountant, solicitor, etc.
I was semi-retired in 2012 but had a part-time job delivering online shopping for a supermarket - a couple of insurers wouldn't quote for a van-driver!

Occupation seems to be a bit of a minefield.
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