Insurance question re what industry?
Insurance question re what industry?
Author
Discussion

DeuceDeuce

Original Poster:

567 posts

122 months

Saturday 3rd February 2024
quotequote all
What industry could be used for somebody with the following occupation:

Employed (Director of own limited company).
The company could be described as a talent agency (deals with bookings, tours, TV/film work etc for small number of clients)

‘Entertainment industry’ might be appropriate but is a high risk industry judging by the quoted premiums and as the work is nearly all office based I wondered if there was a different, legitimate option?

tim0409

5,954 posts

189 months

Saturday 3rd February 2024
quotequote all
I think entertainment industry is fairly close to what you do unfortunately.

normalbloke

8,886 posts

249 months

Saturday 3rd February 2024
quotequote all
I’ve always wanted to know, whether chicken sexer is deemed a high or low risk by the insurance industry…

Ham_and_Jam

3,710 posts

127 months

Saturday 3rd February 2024
quotequote all
It doesn’t really matter providing what you choose reflects what you do.

I can find about 6 job titles that are fairly indicative of my job. I just choose the cheapest.

Mammasaid

5,581 posts

127 months

DeuceDeuce

Original Poster:

567 posts

122 months

Saturday 3rd February 2024
quotequote all
Mammasaid said:
It’s not the job title that’s the problem, it’s the industry.

Mr Tidy

31,525 posts

157 months

Saturday 3rd February 2024
quotequote all
Entertainment Industry has always attracted high premiums, or quite often "No Quotes".

The insurers' concern is that you might have high profile passengers so any claim involving them could get very expensive - look at what Freddy Flintoff's claim cost!

Company Director would be a fair description, but I think many insurers these days will ask what business you are a director of. Might be better if you were also an accountant, solicitor, etc.

I was semi-retired in 2012 but had a part-time job delivering online shopping for a supermarket - a couple of insurers wouldn't quote for a van-driver! confused

Occupation seems to be a bit of a minefield.