First time leasing, GAP insurance?

[Pizzaeatingking]

I'm about to have a new van delivered, first time I'm leasing so I'm a bit green with these kinda things. Do I need GAP or a similar product to protect me against any difference in what the insurance will pay out vs what the least company will want from me?

TIA

[garypotter]

IMHO Yes, especially as it is a lease Commercial vehicle. consider what the depreciation is on the van compered to what you paid as a deposit and monthly costs. Also check with your insurer as as they can pay out different depending if a pcp or contract hire (where you do not own the vehicle)