True cost of car hire
True cost of car hire
Author
Discussion

lornemalvo

Original Poster:

3,807 posts

89 months

Wednesday 27th August 2025
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I've sold my wife's car and not et replaced it. I was going to hire a small automatic for a week for her to try but although the charges are reasonable, the excesses and insurance to reduce the excesses are a bit hefty. I would never have over £1000 excess on my own car. (Enterprise car hire)

Plymo

1,229 posts

110 months

Wednesday 27th August 2025
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There are plenty of companies around that will sell you a policy to cover the excess, which is cheaper than the one sold by the hire firms and also covers more (the hire company policies often don't cover glass or tyres, do check!)
In the past I've used questor, I've seen them mentioned on here by others before too.
Haven't had to claim though, and remember you'd be charged the excess by the hire company and then claim it back from the excess insurers
https://questor-insurance.co.uk/insurance-products...

mmm-five

12,011 posts

305 months

Wednesday 27th August 2025
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Pay the extra excess waiver or don't pay and take the risk - it's a non-mandatory (rip-off) add-on after all!!!

Alternatively, have a look 3rd party car hire excess insurance from the likes of ALA, Questor, et al.
https://www.ala.co.uk/excess-insurance-protection
https://questor-insurance.co.uk/insurance-products...
https://www.which.co.uk/reviews/car-hire/article/c...

lornemalvo

Original Poster:

3,807 posts

89 months

Wednesday 27th August 2025
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That's a distinct possibility, got an online quote with Questor, very reasonable.

Earthdweller

17,191 posts

147 months

Wednesday 27th August 2025
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I have car hire excess cover on mr revolut account if I pay for hire with the card upto £2k

lornemalvo

Original Poster:

3,807 posts

89 months

Thursday 28th August 2025
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Having resolved the excess issue with the independent insurance solution, I asked how much to put myself, my wife and my daughter on the paperwork? £15.90 per additional driver, per day. This would more than double the cost for a week, so I've scrapped the idea. Why so much? We all meet the criteria and only one of us can drive it at any one time. It's a ripoff.

aterribleusername

418 posts

84 months

Thursday 28th August 2025
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It's a higher risk as you'll be sharing the car so it could be in use all day whereas with one driver it's likely to be parked up most of the time. There's also the hassle of finding out who did what damage when it's handed back so much simpler for them to have 1 car = 1 driver per rental.

alscar

7,745 posts

234 months

Thursday 28th August 2025
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Couldn’t you persuade a friendly dealer to let you take an extended test drive in one ?

ncjones

305 posts

236 months

Thursday 28th August 2025
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If it's a 'run of the mill car,' you could see if Cinch have any suitable? They offer 14 days money back, so plenty of time to see if it suits.

lornemalvo

Original Poster:

3,807 posts

89 months

Thursday 28th August 2025
quotequote all
ncjones said:
If it's a 'run of the mill car,' you could see if Cinch have any suitable? They offer 14 days money back, so plenty of time to see if it suits.
I had thought of this, we're clearly equally devious. I'll only do it if there's a car I may actually keep though.