Returning to the UK - car insurance
Returning to the UK - car insurance
Author
Discussion

timmybob

Original Poster:

486 posts

302 months

Monday 28th April 2025
quotequote all
After 16 years in the US, I'll be returning to the UK later this year. Most of the insurers I've contacted aren't interested in providing cover until I've been back for more than a year.
Does anyone have suggestions for companies who may be more flexible on this?

Thanks!

WyrleyD

2,339 posts

178 months

Monday 28th April 2025
quotequote all
I went with Aviva when I returned after 15 years in France they were the only ones prepared to quote and take into account my French NCB, that was in 2019 so things may have changed since then.

vaud

59,642 posts

185 months

Monday 28th April 2025
quotequote all
You might need a broker who knows the various policies - or those that don't do price comparisons like NFU.

Marshmallow accept overseas NCDs IIRC.

alscar

9,937 posts

243 months

Monday 28th April 2025
quotequote all
Probably much easier and less stressful to get a broker to do all the work.
Howdens ( the old A Plan ) decent - Thatcham office.

mikef

6,158 posts

281 months

Monday 28th April 2025
quotequote all
If you don’t bring over vehicles from the US tax-free, you may be missing a trick. Then it’s the usual insurers for US V8s

Bob T

93 posts

242 months

Monday 28th April 2025
quotequote all
When I returned from overseas in 2020 I just used one of the comparison sites to get quotes and had no problem, confused.com or similar.
No claims discount doesn’t make much difference to the price. I had a full UK licence, so just answered the usual questions, how many years driving, any accidents etc.

Rumdoodle

2,107 posts

50 months

Monday 28th April 2025
quotequote all
Odd problem. Keith Michaels specialise in expat-related policies and would be able to advise.