Coutndown to Tuscan Ownership

[GingerNinja]

I'm 34, single, living in my own flat in SW London - had a bit of an epiphany recently when I realised how much time I've been spending worrying about taking my next step up the property ladder; have decided that in the spring, I'm going to buy myself a secondhand Tuscan in the £18K - £22K area, probably a decent 2002 for that money. Can't really afford it and the bike will have to go, but I can't remember the last time I've done anything purely outrageous and enjoyable just for myself.

Already had an insurance quote from A-Plan - based on 5000 miles a year, off-street parking in SW London, and without any no-claims, I though £1100 fully comp was pretty good.

So it's going to be black, silver or titanium grey.

Roll on 2007.

Edited to add: Mods - please feel free to correct my typo in the subject line.

Edited by GingerNinja on Friday 22 September 11:43

[Hoolio]

GingerNinja said:

I'm 34, single, living in my own flat in SW London - had a bit of an epiphany recently when I realised how much time I've been spending worrying about taking my next step up the property ladder; have decided that in the spring, I'm going to buy myself a secondhand Tuscan in the £18K - £22K area, probably a decent 2002 for that money. Can't really afford it and the bike will have to go, but I can't remember the last time I've done anything purely outrageous and enjoyable just for myself.

Already had an insurance quote from A-Plan - based on 5000 miles a year, off-street parking in SW London, and without any no-claims, I though £1100 fully comp was pretty good.

So it's going to be black, silver or titanium grey.

Roll on 2007.

Edited to add: Mods - please feel free to correct my typo in the subject line.

Edited by GingerNinja on Friday 22 September 11:43

Firstly, good choice. I picked up my first TVR about 2 weeks ago and it's awesome! Secondly, re your insurance quote; I am 32, live in SW London, do 10k miles / year, car parked on street at night, insured for 24k and I pay £789 through APlan. I have a T350, not sure it would make THAT much difference.

Good luck.

[TUSC-AL]

I lived in SW8. Tuscan was in off-street parking communal garage. I was 31, had 6 yrs NCB, but 3pts on license.
£850 with Direct line fully comp, with g/f as extra driver.

[whitey]

Ginganinja my good man, make sure you de-cat the bastard, and try classicline for insurance.

[GingerNinja]

Hoolio said:

GingerNinja said:

I'm 34, single, living in my own flat in SW London - had a bit of an epiphany recently when I realised how much time I've been spending worrying about taking my next step up the property ladder; have decided that in the spring, I'm going to buy myself a secondhand Tuscan in the £18K - £22K area, probably a decent 2002 for that money. Can't really afford it and the bike will have to go, but I can't remember the last time I've done anything purely outrageous and enjoyable just for myself.

Already had an insurance quote from A-Plan - based on 5000 miles a year, off-street parking in SW London, and without any no-claims, I though £1100 fully comp was pretty good.

So it's going to be black, silver or titanium grey.

Roll on 2007.

Edited to add: Mods - please feel free to correct my typo in the subject line.

Edited by GingerNinja on Friday 22 September 11:43

Firstly, good choice. I picked up my first TVR about 2 weeks ago and it's awesome! Secondly, re your insurance quote; I am 32, live in SW London, do 10k miles / year, car parked on street at night, insured for 24k and I pay £789 through APlan. I have a T350, not sure it would make THAT much difference.

Good luck.

Cheers - what no claims do you have?

[GingerNinja]

whitey said:

Ginganinja my good man, make sure you de-cat the bastard, and try classicline for insurance.

Cool - will do. Get any good pics from the wedding?

[anonymous-user]

Try Privelige insurance. They were miles cheaper than anyone else for my Tuscan.

[GingerNinja]

unrepentant said:

Try Privelige insurance. They were miles cheaper than anyone else for my Tuscan.

Are you secretly Joanna Lumley?

Thanks for the tip - I'll give them a try.

Edited by GingerNinja on Monday 25th September 01:28

[anonymous-user]

GingerNinja said:

unrepentant said:

Try Privelige insurance. They were miles cheaper than anyone else for my Tuscan.

Are you secretly Joanna Lumley?

No.

You dont have to be posh totty to be priveliged.

[Hoolio]

GingerNinja said:

Hoolio said:

GingerNinja said:

I'm 34, single, living in my own flat in SW London - had a bit of an epiphany recently when I realised how much time I've been spending worrying about taking my next step up the property ladder; have decided that in the spring, I'm going to buy myself a secondhand Tuscan in the £18K - £22K area, probably a decent 2002 for that money. Can't really afford it and the bike will have to go, but I can't remember the last time I've done anything purely outrageous and enjoyable just for myself.

Already had an insurance quote from A-Plan - based on 5000 miles a year, off-street parking in SW London, and without any no-claims, I though £1100 fully comp was pretty good.

So it's going to be black, silver or titanium grey.

Roll on 2007.

Edited to add: Mods - please feel free to correct my typo in the subject line.

Edited by GingerNinja on Friday 22 September 11:43

Firstly, good choice. I picked up my first TVR about 2 weeks ago and it's awesome! Secondly, re your insurance quote; I am 32, live in SW London, do 10k miles / year, car parked on street at night, insured for 24k and I pay £789 through APlan. I have a T350, not sure it would make THAT much difference.

Good luck.

Cheers - what no claims do you have?

7 years NCB.

[Mustang Baz]

GingerNinja said:

Already had an insurance quote from A-Plan - based on 5000 miles a year, off-street parking in SW London, and without any no-claims, I though £1100 fully comp was pretty good.

Edited by GingerNinja on Friday 22 September 11:43

Duncan- great newsre intended purchase. By way of comparison - 33yrs, 9 yrs NCB, 2003 Tuscan-on street, SW14/TW10, £1k with A Plan on unlimited mileage. Also worth trying - A Manning and Competition Car Insurance. Tracker, Immobiliser fitted & recommended.

[parakitamol]

Ginga,

I'm glad I'm not the only one who's given up 2 wheels in order to climb the 4 wheel ladder...it was a bit sad but I've not missed it really.

Good luck with car purchase!

[vinniep]

I'm privileged also, they were by far the cheapest and very easy to deal with. Because the Convertible was not on their list at the time I phoned up to confirm details and it got even cheaper! They were very helpful and friendly. Recommended....and I'm not Joanna Lumley either.....lovely lady!

[Speed Buzz]

I have a Tuscan & live in Essex with a 3000 mile limted mileage policy with ClassicLine
Renewal in April this year was £560 without any no claims as this is insured as a second car.
However you don't build up any no claims on a polcy like this but you can extend the mileage with a phone call if you find that your clocking up the miles.

[cheeky]

So why have I only ever been able to get quotes of about £1500 up until this year (now £1000)????

SW8
A decade's no claims
35 years old
18 years' accident free driving

Why why why?

[cheeky]

cheeky said:

So why have I only ever been able to get quotes of about £1500 up until this year (now £1000)????

SW8
A decade's no claims
35 years old
18 years' accident free driving

Why why why?

Incidentally, GingerNinja, my Tuscan's for sale now and might cost you so little you could keep your bike! A year older than you're looking for but with '03 engine rebuild, Nitrons, new clutch, brakes etc...

[GingerNinja]

cheeky said:

cheeky said:

So why have I only ever been able to get quotes of about £1500 up until this year (now £1000)????

SW8
A decade's no claims
35 years old
18 years' accident free driving

Why why why?

Incidentally, GingerNinja, my Tuscan's for sale now and might cost you so little you could keep your bike! A year older than you're looking for but with '03 engine rebuild, Nitrons, new clutch, brakes etc...

That still seems pricey, considering I'm a year younger than you and don't have any no claims....try A Plan or any of the others mentioned above. Oh, my quote was off-street parking too.

As for the Tuscan - well looks tempting, but REALLY can't afford it until March/April next year.....

[whitey]

I think postcode is the killer. I'm 34, 10 yr's NCB, postcode W5, garaged, limited mileage to 5000 miles. With Classicline it's just over £800, all others ie priviledge, Tescos etc just over £1000.

[Mustang Baz]

whitey said:

I think postcode is the killer.

Correct - it is a large influence. Last yr, I moved some 800 yrds from TW10 to SW14 and my insurance went up £450!! Risk classification of the respective areas were poles apart although for the life of me I could not understand why. This increase seemed also to ignore the fact I was moving into a more secure gated area!

[GingerNinja]

I live in SW12...insurance categories below:

A = Low Risk
F = High Risk

SW London SW
1, 3-7, 10, 12-20 . . . . . F *
2, 8-9, 11 . . . . . . . . Refer

W London W
1-2, 5-6, 8-9, 12, 14 . . . . . . . . . . . . . . . . . . F *
3-4, 7, 13 . . . . . . . . . . . . . . . . . . . . . . . . . . E *
10-11 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Refer

TW Twickenham
1, 9, 11 . . . . . . . . . . . . . . . . . . . . . . . . . . . . F *
2-3, 6-8, 10, 13-14 . . . . . . . . . . . . . . . . . . . E*
4-5, 12, 15-18 . . . . . . . . . . . . . . . . . . . . . . D*
19-20 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . C



...so presumably a Refer code means it's a higher risk than an F.

Edited by GingerNinja on Tuesday 3rd October 11:58