insurance prices to go up to cover cyclists
insurance prices to go up to cover cyclists
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Discussion

apache

Original Poster:

39,731 posts

304 months

Sunday 4th August 2002
quotequote all
just heard this on the news, it should add £50 a year to insurance premiums......I got all hot and bothered about this till I realised if a cyclist damaged my car there would be small chance of getting him to stump up, so, maybe this could be a good thing?

Dazren

22,612 posts

281 months

Sunday 4th August 2002
quotequote all
quote:
just heard this on the news, it should add £50 a year to insurance premiums......I got all hot and bothered about this till I realised if a cyclist damaged my car there would be small chance of getting him to stump up, so, maybe this could be a good thing?


Whats the source?

From what you've said, before and after the new £50 increase you'd be covered by your own policy anyway.

So why is any driver paying an extra £50? If It were cyclist having to pay £50 per year that would be different, but when would we then start charging pedestrians for insurance as well?

DAZ

Would I then have to take up three lots of insurance? May have to give up cycling and walking!



>> Edited by Dazren on Sunday 4th August 18:45

mondeoman

11,430 posts

286 months

Monday 5th August 2002
quotequote all
The best bit is that you're to blame no matter what happened, so you have to pay additional insurance to cover THEIR cock-ups. Another Euroland anti-motorist move. Gives cycclists the rights to do anything they like, safe in the knowledge that if anything happens, they're not to blame. Stupid, stupid, stupid!

raceboy

13,575 posts

300 months

Monday 5th August 2002
quotequote all
Well if it comes in I'm riding my push bike straight into the side of the nearest Police car/Goverment official's car, I can then claim for damages to the bike and injury claims to reclaim the £50 I'm down on my car insurance

pdv6

16,442 posts

281 months

Monday 5th August 2002
quotequote all
As a regular cyclist as well as keen driver, I cringe when I see some of the things that cyclists get up to on the roads!

[rant]
Aside from the latest Euro namby pamby brainless initiative, cyclists don't have a license to lose anyway, so generally aren't too bothered about the odd pedal scrape along the side of your car, jumping red lights, tunring without indication, riding on the kerb etc etc etc

Whatever happend to the cycling proficiency certificates they used to do when I was at junior school? Bring 'em back and make them compulsory, I say, and treat them like a driving license for bicycles (i.e. endorsable and subject to confiscation)
[/rant]

The Wiz

5,875 posts

282 months

Monday 5th August 2002
quotequote all
It's yet another classic courtesy of the European Union, meant (apparently) to redress the balance between cars and cyclists. I've got a better way - make them pay road tax for their bikes which should also be subjected to an annual inspection like the MOT and should also carry number plates so you can report them to the Police when they run red lights or ride at night without lights and the like as most cyclists seem to think that the laws of the road do not apply to them.

This is also bound to become law by majority voting despite our government objecting.

Its just anoher way of trying to price people out of their cars ....

dans

1,142 posts

304 months

Monday 5th August 2002
quotequote all
As an ex-cycle courier I'd have to say that people on push bikes are the biggest liability on the road, most have never read a highway code, believe themselves to be pedestrians and ride with an arrogance and lack of skill that their vulnerable position does not encourage. The worst are the sit-up-and-beg bikes over which the rider has precious little control (and that is before adding a weeks shopping to the basket on the handlebars)

This ruling is plain stupid and also contradicts several of the provisions of the jolly useful human rights legislation. Think it will go the way of the ban on flavoured crisps and Dairy milk 'vegolate' myself as being utterly unworkable.

mondeoman

11,430 posts

286 months

Monday 5th August 2002
quotequote all
Had one of the cyclists twats pull one on me this morning - two cyclists line astern, three cars (me at the back) move out and go past them.... just as I start to go past the one at the back decides to overtake the other... pulls right out to the middle of the road, forcing me onto the wrong side.

Thank god there was nothing coming the other way, or he'd've been under my wheels. And he got real upset when I paaaarrrrrrrped him - shoulda seen his face Idiot.

Dazren

22,612 posts

281 months

Monday 5th August 2002
quotequote all
quote:

Well if it comes in I'm riding my push bike straight into the side of the nearest Police car/Goverment official's car, I can then claim for damages to the bike and injury claims to reclaim the £50 I'm down on my car insurance





Off to buy a nicked bicycle for a fiver.

DAZ

>> Edited by Dazren on Monday 5th August 14:18

raceboy

13,575 posts

300 months

Monday 5th August 2002
quotequote all
My city mayor regularly has his Bentley parked in a pedestrian area of town, if this comes in, Crewe are going to have to do some pannel beating

>> Edited by raceboy on Monday 5th August 14:27

pdv6

16,442 posts

281 months

Monday 5th August 2002
quotequote all
quote:


Off to buy a nicked bicycle for a fiver.


Daz, if you leave your garage unlocked tonight, I could have a bike for you by tomorrow...

PD

Dazren

22,612 posts

281 months

Monday 5th August 2002
quotequote all
Hi PD

Wanna make a bet on the chance of my garage ever being left unlocked overnight, without another car blocking the door?

Didn't think so.

With the bicycle we'll have to organise an evening in a pub so I can say it bought it from a bloke in a pub, when question by the chief cunstables insurers.

DAZ

JMGS4

8,870 posts

290 months

Monday 5th August 2002
quotequote all
quote:

It's yet another classic courtesy of the European Union, meant (apparently) to redress the balance between cars and cyclists. I've got a better way - make them pay road tax for their bikes which should also be subjected to an annual inspection like the MOT and should also carry number plates so you can report them to the Police when they run red lights or ride at night without lights and the like as most cyclists seem to think that the laws of the road do not apply to them.
This is also bound to become law by majority voting despite our government objecting.
Its just anoher way of trying to price people out of their cars ....

Sorry you're wrong. Its NOT the EU its something Ali BLiar and his forty thieves has thought up. In the EU all cyclists have to pay a small insurance to cover any accidents (equivalent of £3 a YEAR!!!). Even in Switzerland, who're not a part of anything, have insured cyclists with a small 2" square red insurance numberplate fixed to the bike! But thats toooo intelligent for that labour scumbag and his cronies..............

CarZee

13,382 posts

287 months

Monday 5th August 2002
quotequote all
So, when I'm paying an obligatory £50 a year to cover cyclists, will I get a voucher entitling me to run down one cyclist per annum?

Is there a discount on extras?

king arthur

7,516 posts

281 months

Monday 5th August 2002
quotequote all
quote:

Sorry you're wrong. Its NOT the EU its something Ali BLiar and his forty thieves has thought up. In the EU all cyclists have to pay a small insurance to cover any accidents (equivalent of £3 a YEAR!!!). Even in Switzerland, who're not a part of anything, have insured cyclists with a small 2" square red insurance numberplate fixed to the bike! But thats toooo intelligent for that labour scumbag and his cronies..............



From what I read, Britain is planning on opting out of this legislation.

mondeoman

11,430 posts

286 months

Monday 5th August 2002
quotequote all
quote:

From what I read, Britain is planning on opting out of this legislation.



But it'll get voted in by majority, and we'll impement it to the letter of the law and then some, whereas ever other country will ignore it - why oh why oh why are we so obsessed with the sodding rule book????

Cotty

41,668 posts

304 months

Monday 5th August 2002
quotequote all
I read this article this morning and was totally disgusted, the way I read it is that if a cyclist rides into your car it is your fault regardless and will have to pay for any damage/injuries that causes. Covered by insurance so premiums will go up.

I ride a cycle to keep fit/save the environment/save petrol, I have passed my cycling proficiency, have a driving license and race karts. I know what damage can be done to an unprotected person coming into contact with a solid object, have seen first hand and pictures. I use cycle lanes and avoid situations that could get me into trouble of the injury kind.

This is going to spark a whole load of new jokes .

What do you do if a cyclist runs into you?
Reverse over them so they can’t claim.

Truth or fiction ?

Cotty

41,668 posts

304 months

Monday 5th August 2002
quotequote all
Around my way there are cycle lanes on the pavement which divide pedestrians from bikes, more roads should be like this, keep the roads for the cars who supposidly pay for it to avoid this situation before it starts

philshort

8,293 posts

297 months

Monday 5th August 2002
quotequote all
quote:
What do you do if a cyclist runs into you?
Reverse over them so they can’t claim.

Truth or fiction ?
Beat me to it. Can't sue if they're dead, and since you're automatically at fault may as well minimize the risk.

This is so stupid it has to be true. Stand by for false allegations, and "professional" cycle victims.

Niggle

600 posts

286 months

Monday 5th August 2002
quotequote all
quote:
What do you do if a cyclist runs into you?
Reverse over them so they can’t claim.

Truth or fiction ?
When I was working over in Holland where they have this rule, there was more than an element of truth in that remark.