Impreza Insurance at 24

[anonymous-user]

Hi all,

I've been spreading a few insurance related questions around the different forums in the last few months, trying to work out what I can get insured on.

Having landed on Impreza's, and price comparison site returns nothing but "insurer declined to quote", so I have decided its time to ring around.

So are there any recommended insurers to start calling? I'm 24 with 4 years NCB and one non fault claim this time last year, no points.

One other question - which of the various models are more insurance friendly (if any).

Have tried searching but the "searching wheel" just keeps turning and returns no results.

Thanks

Edited by anonymous-user on Wednesday 28th July 13:01

[Soovy]

Imprezas are very fast, very nickable, and get crashed a lot when young people get them.

I'd be surprised if you can do it for less than £2k a year.


Ring Flux.

[cocopop]

Soovy said:

Imprezas are very fast, very nickable, and get crashed a lot when young people get them.

I'd be surprised if you can do it for less than £2k a year.


Ring Flux.

Depends on more factors than just age.

I'm 22 and could insure one for just over £900. The renewal on my RX7, £570.

[anonymous-user]

cocopop said:

Soovy said:

Imprezas are very fast, very nickable, and get crashed a lot when young people get them.

I'd be surprised if you can do it for less than £2k a year.


Ring Flux.

Depends on more factors than just age.

I'm 22 and could insure one for just over £900. The renewal on my RX7, £570.

Hi Soovy - I know they're very expensive, which is why I'm hoping some owners' advice will help me get a decent quote. Thanks for the reply though, will try Flux though for every other car I've ever tried they've been laughably expensive compared to even mainstream insurers.

Cocopop - Which model and insurer was the £900 quote with please?

[Diablos-666]

Those compare websites are cr*p for anything half decent. For your standard run of the mill cars they are great but not for performance cars.

Try the following

MSM
A-Flux
Mannings
A-Plan

[cocopop]

Nyphur said:

cocopop said:

Soovy said:

Imprezas are very fast, very nickable, and get crashed a lot when young people get them.

I'd be surprised if you can do it for less than £2k a year.


Ring Flux.

Depends on more factors than just age.

I'm 22 and could insure one for just over £900. The renewal on my RX7, £570.

Hi Soovy - I know they're very expensive, which is why I'm hoping some owners' advice will help me get a decent quote. Thanks for the reply though, will try Flux though for every other car I've ever tried they've been laughably expensive compared to even mainstream insurers.

Cocopop - Which model and insurer was the £900 quote with please?

Erm, no idea exactly which model, probably a P1 or an RA as that's what I was looking at a few months ago. It would of been for a standard car, maybe with alloys and an air filter (light mods basically), and through one of the companies in the Admiral group, Elephant, Bell, or Admiral.

If you want a modified one, try Flux as a bench mark - they'll do you a provisional quote online. Then try and beat them. Greenlight have been pretty competitive for me, although they enjoy making you jump through hoops.

[eybic]

Contact sky insurance, I have my celica with them (½ the price of an impreza to insure)

[ScoobieWRX]

A-Plan are good on quotes but even better IMHO are Keith Michaels Insurance. ask to speak with Gary Moulson at who is a top man and a fellow Scooby owner. I have both my modified scooby and S-Type diesel Jag insured with him.

Don't email him or leave a voicemail because he rarely returns them. The best way is to speak to him directly and he will sort you out with a cracking good quote.

HTH

[anonymous-user]

Thanks everyone, looks like I've got a busy weekend ahead...

[superman84]

Buggles said:

I insure mine through gocompare. I am 26 (just) but have no NCB because I had a motorbike and then was a named driver on a vehicle, and I insure my WRX for a grand? Is it the magic 25? Maybe wait a year?

I think 25 makes a big difference. I got insurance last year on my P1 at just under £1k with no NCB and was it my first car. This year it's £750 with mods declared. I'm not sure if they're good for under 25s, but Admiral/Elephant have been unbeatable for me.

Edited by superman84 on Thursday 29th July 12:38

[dirty doug]

ScoobieWRX said:

Keith Michaels Insurance. ask to speak with Gary Moulson at who is a top man and a fellow Scooby owner. The best way is to speak to him directly and he will sort you out with a cracking good quote.

HTH

Do this then do this

He has sorted me out for the last 2 years. Job done.

[anonymous-user]

superman84 said:

Buggles said:

I insure mine through gocompare. I am 26 (just) but have no NCB because I had a motorbike and then was a named driver on a vehicle, and I insure my WRX for a grand? Is it the magic 25? Maybe wait a year?

I think 25 makes a big difference. I got insurance last year on my P1 at just under £1k with no NCB and was it my first car. This year it's £750 with mods declared. I'm not sure if they're good for under 25s, but Admiral/Elephant have been unbeatable for me.

Edited by superman84 on Thursday 29th July 12:38

You insured a P1 with no NCB at 24 for £1000?

[TXWRX]

i'm 24, 5 years ncb and my 2004 wrx is just over £1000 with admiral, i've found them very good

edit to add, they'd insure me on a uk sti for the same price, at the time i bought the car i couldn't run to one though

Ra's in particular will be much worse because they are jap imports, still do-able with a specialist, P1's similar i reckon will be worse then turbo 2000, uk wrx and uk sti's

Edited by TXWRX on Thursday 29th July 19:05

Edited by TXWRX on Thursday 29th July 19:06

[ST170Bird]

I use A-plan. Flux were rubbish, and always have been for me. I shop around every year, and rarely stick with the same insurer. I insure my RB5 for under £500, but I am over 30 and have full no-claims. It is completely standard apart from the PPP, which takes some explaining - which is why comparison sites just don't work.

[Steve_W]

dirty doug said:

ScoobieWRX said:

Keith Michaels Insurance. ask to speak with Gary Moulson at who is a top man and a fellow Scooby owner. The best way is to speak to him directly and he will sort you out with a cracking good quote.

HTH

Do this then do this

He has sorted me out for the last 2 years. Job done.

Another vote for Gary at KM. I've had my Scoob and second cars insured through him for some years now and he always comes up with a good price.

This year he got my modified Scoob down from £500 to £350 - being an oldish git sometimes helps (I'm 45)!

[RESSE]

Steve_W said:

dirty doug said:

ScoobieWRX said:

Keith Michaels Insurance. ask to speak with Gary Moulson at who is a top man and a fellow Scooby owner. The best way is to speak to him directly and he will sort you out with a cracking good quote.

HTH

Do this then do this

He has sorted me out for the last 2 years. Job done.

Another vote for Gary at KM. I've had my Scoob and second cars insured through him for some years now and he always comes up with a good price.

This year he got my modified Scoob down from £500 to £350 - being an oldish git sometimes helps (I'm 45)!

Another vote for Gary at KM - insures all my cars.

Telephone: [phone]

[anonymous-user]

Hi all. Some extra questions before I go calling round.

From what I understand the "best" cars from an insurance point of view would be a UK Turbo 2000, RB5 or Terzo? If thats the case, my additional questions are...

Was there a "factory fit" PPP for the UK Turbo 2000, and if so does it give the same power etc as the WR/PPP pack on the RB5/Terzo?

If a RB5 had the PPP, is this a "WR Sports" or are they different things?

Does the PPP on a Terzo give the same as a PPP on a RB5?

Thanks - sorry for all the questions, Impreza's are very confusing for a newbie.

[Steve_W]

Nyphur said:

Hi all. Some extra questions before I go calling round.

From what I understand the "best" cars from an insurance point of view would be a UK Turbo 2000, RB5 or Terzo? If thats the case, my additional questions are...

Was there a "factory fit" PPP for the UK Turbo 2000, and if so does it give the same power etc as the WR/PPP pack on the RB5/Terzo?

If a RB5 had the PPP, is this a "WR Sports" or are they different things?

Does the PPP on a Terzo give the same as a PPP on a RB5?

Thanks - sorry for all the questions, Impreza's are very confusing for a newbie.

Nyphur, this link might help you: SIDC info

Steve

[ScoobieWRX]

As long as it's a UK car you'll attract the best quotes. Why just look at classics when there are well priced newage cars around too. You could pick up a keenly priced std Bugeye WRX and mod it yourself or one with PPP for not a lot. You can pick up a decent bugeye STi for around £7K-7.5K but you need to shop around.

If you only have £3K-£4K to spend then you'll have to go for a classic and it will likely be a 1992-1996 in pretty reasonable condition, and most of those are imports with a few UK examples around. You might find a ropey 97-98car for that sort of money. Decent 99/00 cars are not far off newage prices so although there is some choice around it is all down to how healthy your bank balance is and whether you only like classic shape or newage.

[anonymous-user]

Thanks guys, that's helpful.

Regarding classic/bug eye etc, I only really like the look of the classic's, so that's what I'd like to go for anyway.

Thanks, will keep on reading.