Nurburgring - Morris ring insurance - anyone know them?
Discussion
Setting off Sunday on work to Belgium and then Dusseldorf with my 450.
Whilst I'm there I'm close to the ring and was going to get a ring-taxi for a couple of laps with instructors and then take my car for for 3 or lap solo.
Found insurance quote for around <£150 for a day with Morris but never heard of them before. Can anyone recommend them (or someone else)?
Cheers
Matt
Whilst I'm there I'm close to the ring and was going to get a ring-taxi for a couple of laps with instructors and then take my car for for 3 or lap solo.
Found insurance quote for around <£150 for a day with Morris but never heard of them before. Can anyone recommend them (or someone else)?
Cheers
Matt
I remember looking into them years ago and decided there was little benefit as the excess was so high, about £10,000 from memory and any third party claims will still be paid by your car insurance, although they could try and recover it from you afterwards if they exclude cover for the 'ring.
I didn't bother with arranging further insurance.
I have never been to the ring before but luckily met a guy in the hotel who was a ring nut and came out with me to guide me around .
That was the best ever thing, far better than insurance as he knew every corner and oozed confidence.
While my heart was in my mouth, adrenaline pumping, he guided me faultlessly around the track for several laps.
If you have never been to the ring before and haven't a clue where you are going, there is a good chance that you will bin your car. Get someone knowledgeable to go with you and you will really enjoy yourself .
About six or seven years ago my friend rolled his GT3 on a tourist day and successfully claimed from his insurance.
They did balk about paying up but as it is a public road he argued that he was covered and they paid.
I have never been to the ring before but luckily met a guy in the hotel who was a ring nut and came out with me to guide me around .
That was the best ever thing, far better than insurance as he knew every corner and oozed confidence.
While my heart was in my mouth, adrenaline pumping, he guided me faultlessly around the track for several laps.
If you have never been to the ring before and haven't a clue where you are going, there is a good chance that you will bin your car. Get someone knowledgeable to go with you and you will really enjoy yourself .
About six or seven years ago my friend rolled his GT3 on a tourist day and successfully claimed from his insurance.
They did balk about paying up but as it is a public road he argued that he was covered and they paid.
phazed said:
About six or seven years ago my friend rolled his GT3 on a tourist day and successfully claimed from his insurance.
They did balk about paying up but as it is a public road he argued that he was covered and they paid.
Lots of insurance companies have been bitten like this and now specifically exclude "the ring" in their policies, check the small print just to be sure.They did balk about paying up but as it is a public road he argued that he was covered and they paid.
The cover was specifically for nurburgring touristenfahrten so seems just for the public days.
Through a workmate in Germany he's arranged 2 laps with an instructor (318 or 300Z), I drive. And 2 laps with a 'pro' driver in an audi R8/ring-taxi (which I won't drive
) and then probably 2 or 3 laps with my 450.
The price for the above 4 instructor laps isn't too bad but not free giveaway either, but as others said it was strongly recommended I get an instruction first, an experience 2nd and then have a go solo.
It'll probably be the first and last time I go there so really want to take TVR but the insurance was my concern, big concern in case I reared a LaFerarri. Not too worried about wrecking my car as I don't like to drive outside my limits.
Through a workmate in Germany he's arranged 2 laps with an instructor (318 or 300Z), I drive. And 2 laps with a 'pro' driver in an audi R8/ring-taxi (which I won't drive
) and then probably 2 or 3 laps with my 450.The price for the above 4 instructor laps isn't too bad but not free giveaway either, but as others said it was strongly recommended I get an instruction first, an experience 2nd and then have a go solo.
It'll probably be the first and last time I go there so really want to take TVR but the insurance was my concern, big concern in case I reared a LaFerarri. Not too worried about wrecking my car as I don't like to drive outside my limits.
It wouldn't be crashing and damaging my car that would worry me - it would be the potential third-party liability. My car is 'only' worth 10-12k, but a third-party claim could be enormous.
Scenario: Your car dumps loads of oil on the apex of a corner. The next motorcyclist to come round has a massive crash and ends up in a wheelchair. His insurance company claims from your insurance company - this claim could certainly be in the hundreds of thousands, and possibly millions depending on who he is and what his potential future earnings might have been. They pay up the third-party liability (as they are required to do), but then come after you for every penny you've got to try and recover something.
Do I want to be penniless and paying off a huge liability debt for the rest of my life? Not really.
There's no way I'd do public laps of the Nordschleife without specific insurance.
Scenario: Your car dumps loads of oil on the apex of a corner. The next motorcyclist to come round has a massive crash and ends up in a wheelchair. His insurance company claims from your insurance company - this claim could certainly be in the hundreds of thousands, and possibly millions depending on who he is and what his potential future earnings might have been. They pay up the third-party liability (as they are required to do), but then come after you for every penny you've got to try and recover something.
Do I want to be penniless and paying off a huge liability debt for the rest of my life? Not really.
There's no way I'd do public laps of the Nordschleife without specific insurance.
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