Will my insurance go down?

[ChilliWhizz]

NOW THAT I AM 65?

(this is not a birthday thread )

[ClassicChimaera]

It should go up you clown

That's proper funny that...

[QBee]

I wasn't aware that you needed insurance to use a bus pass?

[skiver.]

A geriatric with two 300+ bhp cars....go DOWN!!!

Happy birthday mate

Edited by skiver. on Thursday 2nd March 13:54

[QBee]

On the other hand, perhaps it ought to reduce your premiums.

Old geezers get a bad press re driving standards, unfairly in my opinion, and the insurers screw a grand a year out of any driver over 80.

I was driving around Waitrose's car park in the mud plugger this morning and pulled left out of a side turning to head for the exit, not thinking to look to my right.
Looked in my mirror and saw the black BMW X3 I had just cut up following me - he had realised I hadn't seen him and had stopped to avoid the accident.

Hopped out at the next junction and went to apologise, and the geezer who wound down his window must have been at least 80-85.
I said to him "thank you for being alert, I simply didn't look that way", expecting some sort of rebuke, and his wife smiled, he smiled, and he quietly said
"not to worry, we got away with that one".

Top marks sir.
I deserved a lot worse, and that positive attitude of "we're all in this together" has made my day.

[WokingWedger]

QBee said:

not thinking to look to my right.

You mean your admitting you're not a driving god !

That's refreshing too !


Happy Birthday Chilli

(I mean good luck on the insurance thing !)

Edited by WokingWedger on Thursday 2nd March 12:32

[macdeb]

Happy Birthday bloke
DOH!

[ChilliWhizz]

I would just like to say that this is a genuine enquiry regarding TVR Chimaera insurance for those no longer in their first flush of youth. Or second or third. Hopefully there is someone out there with a Chimaera who is older than myself and can advise.

I would also like to make the point that I am not a fu*king geriatric... yet (thanks Stuart), and thank those who have completely misunderstood the purpose of this thread and instead wished me a happy birthday.. which we all know isn't allowed.... and it's not what this is about...

And a final word to Big Al... I hope you are well and your Jaguar is still putting a smile on your face

Chilli... (just turned 65)

[glow worm]

I'm 65 in August , so I'm very keen to know the result .I must remember to start a New Topic when I am 65 , but my memory isn't so good now

[WokingWedger]

Insurance should go down, because at it gets harder to get in it you use it less !

Have you worked out a dignified way of getting out ?

[WokingWedger]

WokingWedger said:

Insurance should go down, because at it gets harder to get in it you use it less !

Have you worked out a dignified way of getting out ?

Genuine question ( I am 62 this year) as getting out spoils the illusion after you have made a dramatic entrance into the car park.

[QBee]

I think you will find your insurance will go down if, at renewal time, you tell your insurer the number of miles you actually do in the darn thing, especially now you have the Newport-Pagnell-mobile, rather then the number of miles you think you are going to do in it.

A 90% reduction in your reported annual mileage should secure you a lower premium.

[Brithunter]

I think it should go down however insurance companies have their own ideas. Mothers started to go up again once she got to around 80 but now she cannot drive due to failing eyesight. The problem with car insurance here in the UK is that these companies can and do just as they like!

[ChilliWhizz]

glow worm said:

I'm 65 in August , so I'm very keen to know the result .I must remember to start a New Topic when I am 65 , but my memory isn't so good now

Whatever you do in August, DO NOT mention your birthday, it's simply not allowed, and you could be digitally erased. No really...

WokingWedger said:

WokingWedger said:

Insurance should go down, because at it gets harder to get in it you use it less !

Have you worked out a dignified way of getting out ?

Genuine question ( I am 62 this year) as getting out spoils the illusion after you have made a dramatic entrance into the car park.

Getting in and out of the Chimaera has become increasingly difficult over the last 18 months, I have 'multiple level degenerative spine disease' (confirmed by MRI scan back in January) and a whole host of old sports and occupational injuries which continue to get worse as I get older... (Still not Geriatric though Stuart). I find removing the targa panel makes entry and exit a much less undignified event, even to the extent that you can look 'cool' if your face doesn't give away the extreme pain you are actually experiencing... A faint smile with suave knowing overtones and a slightly raised (one only) eyebrow is dead useful in the Waitrose car park when there's lots of young mum's about. Alternatively, if you stay in the car pretending to be on your phone for ten minutes or so after making said dramatic entrance people will have lost interest and left so no one will then see you struggling (and failing) to exit the car in a dignified manner... Obviously I've never had to do this myself

You can of course, always fall out straight onto the ground as if you are completely paralytic (remember Arthur? ) which will result in people walking away from you in any direction available... Or, a young Mum rushing to help you get back on your feet because you remind her of her Dad. Or Grand Dad.

There is no simple answer to this...

[Bluebottle]

Happy not your birthday thread Chilli

[skiver.]

Sorry Richard...for 'geriatric' read 'driving God'.

By the way, I'm even older

[WokingWedger]

ChilliWhizz said:

glow worm said:

I'm 65 in August , so I'm very keen to know the result .I must remember to start a New Topic when I am 65 , but my memory isn't so good now

Whatever you do in August, DO NOT mention your birthday, it's simply not allowed, and you could be digitally erased. No really...

WokingWedger said:

WokingWedger said:

Insurance should go down, because at it gets harder to get in it you use it less !

Have you worked out a dignified way of getting out ?

Genuine question ( I am 62 this year) as getting out spoils the illusion after you have made a dramatic entrance into the car park.

Getting in and out of the Chimaera has become increasingly difficult over the last 18 months, I have 'multiple level degenerative spine disease' (confirmed by MRI scan back in January) and a whole host of old sports and occupational injuries which continue to get worse as I get older... (Still not Geriatric though Stuart). I find removing the targa panel makes entry and exit a much less undignified event, even to the extent that you can look 'cool' if your face doesn't give away the extreme pain you are actually experiencing... A faint smile with suave knowing overtones and a slightly raised (one only) eyebrow is dead useful in the Waitrose car park when there's lots of young mum's about. Alternatively, if you stay in the car pretending to be on your phone for ten minutes or so after making said dramatic entrance people will have lost interest and left so no one will then see you struggling (and failing) to exit the car in a dignified manner... Obviously I've never had to do this myself

You can of course, always fall out straight onto the ground as if you are completely paralytic (remember Arthur? ) which will result in people walking away from you in any direction available... Or, a young Mum rushing to help you get back on your feet because you remind her of her Dad. Or Grand Dad.

There is no simple answer to this...

Seems only yesterday I was learning how to get in it (hand on the window guide so not to poke your eye out), now I have to learn how to get out !

The bit in between is fine !

Did I say happy birthday ?

[QBee]

For me (just had my 63-and-a-half birthday), the order of operations is

1. Targa panel off and stowed in the boot.
2. Open door
3. Step into car and slide down the seat back while simultaneously pushing my legs forwards.

Getting out doesn't bear repetition here.

[Danattheopticians]

QBee said:

For me (just had my 63-and-a-half birthday), the order of operations is

1. Targa panel off and stowed in the boot.
2. Open door
3. Step into car and slide down the seat back while simultaneously pushing my legs forwards.

Getting out doesn't bear repetition here.

I just step in and step out.

[glow worm]

Danattheopticians said:

I just step in and step out.

There's always a young smartarse ... better go to specsavers