MASSIVE Insurance Increase After Passing Your Test
Discussion
Jeffmaniac said:
As a former motor claims handler I can vouch that a large number of drivers in their first year will have a crash. Male drivers especially will have large accidents and female drivers will have small car park bumps. With more injury claims coming through every day the price for young drivers is enormous but the insurance companies are not making money from these enormous premiums.
Everyone says this, so all I can assume is that me and my mates, when we were younger, were atypical - NONE of the lads had a single bump either during A-levels or the first couple of years at Uni, while one of the girls had 6 minor (mainly parking/single-vehicle) accidents within a year of passing her test. As Daddy had bought her a brand-new car (while the rest of us ran snotters or shared Mum's car), I bet he wasn't very impressed.havoc said:
Jeffmaniac said:
As a former motor claims handler I can vouch that a large number of drivers in their first year will have a crash. Male drivers especially will have large accidents and female drivers will have small car park bumps. With more injury claims coming through every day the price for young drivers is enormous but the insurance companies are not making money from these enormous premiums.
Everyone says this, so all I can assume is that me and my mates, when we were younger, were atypical - NONE of the lads had a single bump either during A-levels or the first couple of years at Uni, while one of the girls had 6 minor (mainly parking/single-vehicle) accidents within a year of passing her test. As Daddy had bought her a brand-new car (while the rest of us ran snotters or shared Mum's car), I bet he wasn't very impressed.vit4 said:
I'm sure I'm with the only provider who charge MORE for adding my parents onto the policy; bumped it up by a couple hundred quid having both of them
Maybe you have particularly uninsurable parents As an addendum to this thread, my son's learner policy for his MR2 Mk 3 was just over 400.
When he passed his test, the premium (2 parents) was a hefty "just short of 2500".
We ran his details through with 1 years NCB (same scenario 8000 miles) and it's come down to just over £1400.
This is no more than a Skoda Fabia.
When he passed his test, the premium (2 parents) was a hefty "just short of 2500".
We ran his details through with 1 years NCB (same scenario 8000 miles) and it's come down to just over £1400.
This is no more than a Skoda Fabia.
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