My Ugandan friend was driving

My Ugandan friend was driving

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Oceanrower

1,145 posts

126 months

Super Sonic said:
Sheepshanks said:
Bit of a can of worms, but in addition to the above, some, maybe most, people who have their own car insurance - ie they are the policyholder - are also legally insured to drive other cars (DOC). However that cover is usually third party only, so the car itself is not covered.

A very few people will have DOC with fully comp cover, so that would cover the car being driven.
I believe the car must also have insurance.
Bikes, not cars, but my insurance covers me for any other bike whether it has its own insurance or not.

Sheepshanks

36,968 posts

133 months

Super Sonic said:
Sheepshanks said:
Bit of a can of worms, but in addition to the above, some, maybe most, people who have their own car insurance - ie they are the policyholder - are also legally insured to drive other cars (DOC). However that cover is usually third party only, so the car itself is not covered.

A very few people will have DOC with fully comp cover, so that would cover the car being driven.
I believe the car must also have insurance.
Under Continuous Insurance Enforcement, all cars not SORNed in the UK have to have insurance - but it doesn’t provide any cover for the car itself while someone is driving it using their own DOC cover (unless the DOC cover is fully comp).

Glassman

23,617 posts

229 months

Does anyone know how to get a Ugandan pen pal? Asking for a friend.

shed driver

2,592 posts

174 months

So what happens with pool cars? I work in the funeral industry, our ambulance and other cars are used frequently, there's no log of who is driving, it's just pick up the first set of keys and take a vehicle.

It might be to collect the deceased, it may be to check out a route or deliver stuff to relatives or just go to the printers.

Should we record each journey and who was driving?

SD.

Sheepshanks

36,968 posts

133 months

shed driver said:
So what happens with pool cars? I work in the funeral industry, our ambulance and other cars are used frequently, there's no log of who is driving, it's just pick up the first set of keys and take a vehicle.

It might be to collect the deceased, it may be to check out a route or deliver stuff to relatives or just go to the printers.

Should we record each journey and who was driving?

SD.
The company might be prosecuted and be fined, although no-one gets any points.

You’re supposed to know who was driving and ought to keep a log. What if something really serious was alleged? It’s not going to be acceptable to just shrug and say “dunno” .

Edited by Sheepshanks on Monday 23 June 06:48

paul_c123

731 posts

7 months

shed driver said:
So what happens with pool cars? I work in the funeral industry, our ambulance and other cars are used frequently, there's no log of who is driving, it's just pick up the first set of keys and take a vehicle.

It might be to collect the deceased, it may be to check out a route or deliver stuff to relatives or just go to the printers.

Should we record each journey and who was driving?

SD.
Do you have a fleet manager, or someone who has that role as part of a wider job description?

MustangGT

13,081 posts

294 months

shed driver said:
So what happens with pool cars? I work in the funeral industry, our ambulance and other cars are used frequently, there's no log of who is driving, it's just pick up the first set of keys and take a vehicle.

It might be to collect the deceased, it may be to check out a route or deliver stuff to relatives or just go to the printers.

Should we record each journey and who was driving?

SD.
Simple answer is yes, you should.

MustangGT

13,081 posts

294 months

I would think it a hard task to try and claim a foreign insurance policy covered any foreign driver to drive a random UK-registered car in the UK without a copy of the specific insurance policy/certificate.

Austin Prefect

926 posts

6 months

Some friends of mine got back from a fly drive holiday in the US and a ew days later received a ticket for speeding in New York. They were so shocked it took a few minutes to realise that having picked up the car in Boston and headed for Cape Cod they hadn't been anywhere near New York. They had photographs showing the registration number license plate of the car they had which satisfied the authorities, but whether the real culprit was identified we don't know.

The obvious explanation would be a mix up at the car hire firm. But they did later recall that after picking up the car they spent the night in a nearby hotel and the only car park spot they found was somewhat waterlogged. The next morning the car park was still just as wet, except that where their car was parked was now dry. So they might have driven around the US in another customers car.

donkmeister

10,227 posts

114 months

MDL111 said:
that sucks
I need to remember that when I am in the UK. I usually let anybody who asks drive my car - I have never checked/asked if they have insurance (in fairness I also never asked to see a drivers license) - might have to consider stuff like this more carefully in the future...
If your German insurance policy covers the car rather than the driver, surely that means they can't take into account the policy holder's circumstances when deciding the risk level?

So your premium ends up based on the presumption that you are going to let your 21 year old son/nephew drive it, who will give in to peer pressure and let his dhead friend have a go, promptly smashing it up a kerb and wrapping it around the nearest street sign when he finds drifting on PlayStation doesn't translate to real world driving.

One of the few joys of ageing is being able to choose something with a ridiculous level of performance and insuring it for less than a 1.5 litre hatchback would be for 21 year old you. hehe

nikaiyo2

5,299 posts

209 months

Our old non exec chairman used to do something similar, (apparently) his cars were owned by & registered to his company registered in Barbuda, or BVI or some such tax avoiding other way looking island. Then when any fines parking tickets were incurred they were sent to the registered keeper, who ignored them.
Everything else was in order, they were insured, taxed MOT'd etc.

Did not help him when he got done fro drink driving mind.

Also he was an utter utter bellend who generally is not someone anyone should attempt to emulate in any yellow corduroy trouser, green brogue wearing way.

rlg43p

1,408 posts

263 months

Steve-B said:
richhead said:
What happens if the rk doesnt name the driver or doesnt know?
Usually from what we've seen reported here the RK can / does get nailed for the offence, one way or the other!
I think you have prosecuted for "failing to identify", for which the penalties are worse than for a simple SP30.

Robertb

2,711 posts

252 months

Glassman said:
Does anyone know how to get a Ugandan pen pal? Asking for a friend.
I get contacted from time to time on social media by pretty ladies wanting to be my friend.

Happy to forward details if you want?

Come to think of it, I've sent a few of them cash to buy air fares to come and see me and pay back the money I sent to help with their sisters' hospital treatment but I've not heard from them since.

Jeremy-75qq8

1,377 posts

106 months

My car was being driven by a friend. He got a ticket.

I reported him as the driver and I was asked for proof of insurance.

This was about 25 years ago so given the world is now automated and it was likely a human process in those days it may well have changed now.