Terrible luck for a friend
Discussion
A mate had just finished the rebuild of his car and was on his way to the mot station to get a test and was rear ended at 40mph! He is gutted, the car is most likley a right off. He is more worried on where he stands with the law as it was not taxed. The car was insured and the mot was booked in, so i think he is fine.
What do you guys with more knowledge say on this?
Hope you can help!
What do you guys with more knowledge say on this?
Hope you can help!
he couldn't have taxed it without an MOT He should be fine regarding the law. You can't tax a car without MOT and you're legally allowed to drive to a pre-arranged appointment. Hopefully that'll put his mind at rest on the that issue.
Sad news indeed though. He has my commiseration's.
Something similarish happened to me although it was all my own doing. I rebuilt my Westfield over the course of a year. MOT'd it the day before I was due to drive to LeMans. Got to the outskirts of Le Mans, gave it too much welly in the wet and drove it into a central reservation. What a spaz!
Sad news indeed though. He has my commiseration's.
Something similarish happened to me although it was all my own doing. I rebuilt my Westfield over the course of a year. MOT'd it the day before I was due to drive to LeMans. Got to the outskirts of Le Mans, gave it too much welly in the wet and drove it into a central reservation. What a spaz!
If it is insured & is being driven to a pre-booked MOT then you should be ok. I checked with plod over this very point a few months ago - they confirmed that so long as the insurance was valid & you could prove that you were driving to the MOT station you would be ok.
I asked what would happen if i got stopped if the car was flagged as being out of MOT & they said you would be ok. My insurance company also confirmed what plod said.
I asked what would happen if i got stopped if the car was flagged as being out of MOT & they said you would be ok. My insurance company also confirmed what plod said.
The only problem I can think of is the other insurance companies valuation of the car. With no M.O.T they will probably only offer scrap value. Similar thing happened a friend of mine who had a 200SX track day car (so no need for tax M.O.T etc) on his trailer that got hit. Even though the sum of the parts came to well over two-grand the insurance unerwriters offered £300 for the car. 
Liquid Knight said:
The only problem I can think of is the other insurance companies valuation of the car. With no M.O.T they will probably only offer scrap value. Similar thing happened a friend of mine who had a 200SX track day car (so no need for tax M.O.T etc) on his trailer that got hit. Even though the sum of the parts came to well over two-grand the insurance unerwriters offered £300 for the car.
The only option is to fight tooth and nail. The condition of the car should be obvious, and it's not a particularly unusual scenario for an insurance company to face.Anyway best of luck to your friend. What car was it out of interest?
Liquid Knight said:
The only problem I can think of is the other insurance companies valuation of the car. With no M.O.T they will probably only offer scrap value. Similar thing happened a friend of mine who had a 200SX track day car (so no need for tax M.O.T etc) on his trailer that got hit. Even though the sum of the parts came to well over two-grand the insurance unerwriters offered £300 for the car.
They may try, but the ombudsman will only allow them to make a small reduction. Where a car has undergone extensive restoration/repair, then Id be surprised if they could even do this.Gassing Station | Speed, Plod & the Law | Top of Page | What's New | My Stuff