Who has the most crashes?
Discussion
Speed control freaks probably like to think that those who crash most are those who get caught speeding most.
Of course, those who can think a bit beyond a simplistic level know that this is not true.
ON MSN News today:
Who has the most crashes?...
A survey was conducted as to who are considered the menace on the road:
Here is the list of groups to avoid in full (in order):
1. Young Bucks
2. Old Gals
3. Grumpy Old Men
4. Young Ladies
5. Middle aged Petrol Heads
6. Women of a certain age
There is sound evidence behind such prejudices - for instance 17-19 year old men are 8.5 times more likely to be involved in a drink-drive crash than other age groups, and that most drink-drive crashes involve male drivers aged 20-24. Interestingly however in another survey carried out by an insurer, teenagers were not in the top ten when it came to speeding convictions.
Old ladies and old men might be considered a menace on the road, but statistically those in their 60s and 70s only account for 1.4% of speeding convictions.
So, as we already know, not only are speed (revenue) cameras not catching the right people, they are obviously not contributing to road safety.
An additional thought:
any insurer who loads a premium based on points accrued, must only be doing so as an excuse to raise premiums rather than because of additional risk.
Of course, those who can think a bit beyond a simplistic level know that this is not true.
ON MSN News today:
Who has the most crashes?...
A survey was conducted as to who are considered the menace on the road:
Here is the list of groups to avoid in full (in order):
1. Young Bucks
2. Old Gals
3. Grumpy Old Men
4. Young Ladies
5. Middle aged Petrol Heads
6. Women of a certain age
There is sound evidence behind such prejudices - for instance 17-19 year old men are 8.5 times more likely to be involved in a drink-drive crash than other age groups, and that most drink-drive crashes involve male drivers aged 20-24. Interestingly however in another survey carried out by an insurer, teenagers were not in the top ten when it came to speeding convictions.
Old ladies and old men might be considered a menace on the road, but statistically those in their 60s and 70s only account for 1.4% of speeding convictions.
So, as we already know, not only are speed (revenue) cameras not catching the right people, they are obviously not contributing to road safety.
An additional thought:
any insurer who loads a premium based on points accrued, must only be doing so as an excuse to raise premiums rather than because of additional risk.
james_j said:
Speed control freaks probably like to think that those who crash most are those who get caught speeding most.
Of course, those who can think a bit beyond a simplistic level know that this is not true.
ON MSN News today:
Who has the most crashes?...
A survey was conducted as to who are considered the menace on the road:
Here is the list of groups to avoid in full (in order):
1. Young Bucks
2. Old Gals
3. Grumpy Old Men
4. Young Ladies
5. Middle aged Petrol Heads
6. Women of a certain age
There is sound evidence behind such prejudices - for instance 17-19 year old men are 8.5 times more likely to be involved in a drink-drive crash than other age groups, and that most drink-drive crashes involve male drivers aged 20-24. Interestingly however in another survey carried out by an insurer, teenagers were not in the top ten when it came to speeding convictions.
Old ladies and old men might be considered a menace on the road, but statistically those in their 60s and 70s only account for 1.4% of speeding convictions.
So, as we already know, not only are speed (revenue) cameras not catching the right people, they are obviously not contributing to road safety.
An additional thought:
any insurer who loads a premium based on points accrued, must only be doing so as an excuse to raise premiums rather than because of additional risk.
It would be interesting to know who spent the most time in their cars and factor this into the equation - thereby giving an crashes per mile/per hour figure which would be a far more accurate measure of who the most dangerous groups are. I suspect it would end up looking something like:
1. Old gals
2. Grumpy old men
3. Young bucks
4. Women of a certain age
5. Young ladies
6. Middle-aged petrol heads
james_j said:
Interestingly however in another survey carried out by an insurer, teenagers were not in the top ten when it came to speeding convictions.
It's just an exposure thing. Fewer young drivers doing lower annual mileages.
But you're right about speed cameras not being able to detect the risk groups: www.safespeed.org.uk/wrong.html
On the insurance thing, we can't tell from the data presented. My guess is that insurance companies are presently using speeding convictions as a way to detect higher annual mileage. It probably works.
safespeed said:
Interestingly however in another survey carried out by an insurer, teenagers were not in the top ten when it came to speeding convictions.
It's just an exposure thing. Fewer young drivers doing lower annual mileages.
But you're right about speed cameras not being able to detect the risk groups: www.safespeed.org.uk/wrong.html
On the insurance thing, we can't tell from the data presented. My guess is that insurance companies are presently using speeding convictions as a way to detect higher annual mileage. It probably works.
I'm 21, do roughly 25,000miles a year, completed PassPlus and a RideDrive course, 2yrs NCD and 3 points (TS10 - For going through an amber traffic light) but i'm still an insurance liability!
Insurers need to start recognising Advanced Driving courses more!!!!
Gassing Station | Speed, Plod & the Law | Top of Page | What's New | My Stuff