Ooohh Friend...

[Rochellc01]

Hi, i am posting this on behalf of a good friend (no, honestly)

he is thiniking about getting a car with an engine conversion that isnt declared, its a 1.3 on ths logbook, and 1.7 in the car, engine looks completly different.

now, i know about the insurance aspect of it, so dont say it will be void, becuase i know ALL the ins and outs of insurance (i work in that industry, so already grilled him).

he wants to know the "legal" implications, for example if the police found out, could he get points? a ban?

all answers are appriciated

[Animal]

Rochellc01 said:

Hi, i am posting this on behalf of a good friend (no, honestly)

he is thiniking about getting a car with an engine conversion that isnt declared, its a 1.3 on ths logbook, and 1.7 in the car, engine looks completly different.

now, i know about the insurance aspect of it, so dont say it will be void, becuase i know ALL the ins and outs of insurance (i work in that industry, so already grilled him).

he wants to know the "legal" implications, for example if the police found out, could he get points? a ban?

all answers are appriciated

I imagine they'll charge him with driving without insurance for starters...

[Garlick]

Lot's of discussion here: http://www.pistonheads.com/gassing/topic.asp?h=0&a...

[Birdster]

The only one that springs to mind, which I'm sure you are aware of, is driving without insurance. Which is what will happen if his car is ever investigated after he has an accident.

[Benbay001]

Surely it would have also been taxed in the wrong bracket?
i.e. no tax?

[driverrob]

Animal said:

I imagine they'll charge him with driving without insurance for starters...

And then seize the car? And then, if he can't get it insured, crush it?

[Animal]

driverrob said:

Animal said:

I imagine they'll charge him with driving without insurance for starters...

And then seize the car? And then, if he can't get it insured, crush it?

Don't know, but I suspect it's possible.

ETA - Suggest the OP move this to SPL for more qualified comment.

[Mastodon2]

Surely if you work in the industry, you should already understand the legal implications of this kind of fraud, it's relationship with insurance, and the effect that will have on the driver in the event of an accident. You should be well versed to inform your "friend", who by the sound of it is going to buy an old Fiesta with a Puma engine in it, am I right?

[EDLT]

Mastodon2 said:

Surely if you work in the industry, you should already understand the legal implications of this kind of fraud, it's relationship with insurance, and the effect that will have on the driver in the event of an accident. You should be well versed to inform your "friend", who by the sound of it is going to buy an old Fiesta with a Puma engine in it, am I right?

I think they are doing the same conversion to a Ka.

Depending on how many other things 'your friend' is changing it might need an IVA too.

[JackJack]

http://www.legislation.gov.uk/ukpga/2006/35/conten...

Section 3.

[Ganglandboss]

Animal said:

Rochellc01 said:

Hi, i am posting this on behalf of a good friend (no, honestly)

he is thiniking about getting a car with an engine conversion that isnt declared, its a 1.3 on ths logbook, and 1.7 in the car, engine looks completly different.

now, i know about the insurance aspect of it, so dont say it will be void, becuase i know ALL the ins and outs of insurance (i work in that industry, so already grilled him).

he wants to know the "legal" implications, for example if the police found out, could he get points? a ban?

all answers are appriciated

I imagine they'll charge him with driving without insurance for starters...

Why?

[elanfan]

because his undeclared conversion will void the insurance - therefore driving without insurance.

[Rochellc01]

Mastodon2 said:

Surely if you work in the industry, you should already understand the legal implications of this kind of fraud, it's relationship with insurance, and the effect that will have on the driver in the event of an accident. You should be well versed to inform your "friend", who by the sound of it is going to buy an old Fiesta with a Puma engine in it, am I right?

yeah, ill let "him" know

im guessing he wont get it now.

for the best i guess, to much risk for "him"

[Ganglandboss]

elanfan said:

because his undeclared conversion will void the insurance - therefore driving without insurance.

This comes up all the time. The vehicle would still be covered under the RTA, however, the insurance company would not pay out for the policyholder's loss. The insurance company could pursue the policyholder for their third party payout and it is likely the policy will be cancelled resulting in future problems obtaining insurance.

[14-7]

elanfan said:

because his undeclared conversion will void the insurance - therefore driving without insurance.

Not necessarily, they may just load his policy.

However, if you lie to obtain the insurance then you have committed an offence. Proving it is another matter.

[Red Devil]

Nothing to stop the OP's mate from buying the car and getting the V5C changed to show the correct engine number/capacity. Inform insurer, pay the premium. Job done. Otoh if he is planning on perpetuating the undeclared mod he's a prat.

EDLT said:

Depending on how many other things 'your friend' is changing it might need an IVA too.

A larger capacity engine/gearbox swap alone definitely does not need an IVA. Nor would any (sensible) accompanying upgrade to the brakes.

[daz3210]

Would an insurer not possibly need an engineers report to see that the conversion has been done properly (including if needed brakes etc)?

[KingNothing]

daz3210 said:

Would an insurer not possibly need an engineers report to see that the conversion has been done properly (including if needed brakes etc)?

Don't think I've ever heard of an instance of that, I've heard of insurers asking for photos of the car and mods before, but not asking for reports.

[covboy]

KingNothing said:

daz3210 said:

Would an insurer not possibly need an engineers report to see that the conversion has been done properly (including if needed brakes etc)?

Don't think I've ever heard of an instance of that, I've heard of insurers asking for photos of the car and mods before, but not asking for reports.

I assume this is the route specialist insurance companies take with things like rally cars ?

[Ganglandboss]

For my Elise, which has a few minor mods, I had to complete and sign a modified vehicle report and send a photo of the car to my insurer (Adrian Flux). The insurer will not bother sending an engineer to inspect the vehicle at the inception of the policy but there is a good chance they will in the event of a claim, when they will also find out if there are any undeclared mods.