Does it need to be insured?

[Skyedriver]

I'll keep it brief, buying a car with Road Fund Licence (Tax) on it but won't be using it for a couple of weeks. Does it need to be insured if it's garaged up, off the public highway.
I heard that the rules were changing,
Thanks in advance

[TooMany2cvs]

Skyedriver said:

I'll keep it brief, buying a car with Road Fund Licence (Tax) on it but won't be using it for a couple of weeks. Does it need to be insured if it's garaged up, off the public highway.

Yes. It has to be either SORNed or taxed & insured. It can't be taxed but not insured.

Skyedriver said:

I heard that the rules were changing

They changed in 2011. What's changing later this year is that the tax will have to be sent back and reclaimed when a car changes keeper, so a new keeper will _always_ buy a SORNed/untaxed car.

[Skyedriver]

So do I need to send in the tax and retax it?
I thought that change was once the old paper disc was scrapped.

[Snowboy]

It should be insured.

However, if it's just a couple of weeks you'll possibly get away with it.
But, that's not legal advice.

[TooMany2cvs]

Skyedriver said:

So do I need to send in the tax and retax it?

Yes. Or insure it.

Skyedriver said:

I thought that change was once the old paper disc was scrapped.

The continuous insurance requirement's been in since 2011.
The non-transferability of tax comes in with the scrapping of the paper.

[Skyedriver]

Thanks
Was hoping to leave the insurance until the other car was sold, seems thats not an option...

[JB8]

Add the 'old' car temporarily to your policy.

Admiral charged me less than £25 last time, I think most insurers do this.

[Rude-boy]

Snowboy said:

It should be insured.

However, if it's just a couple of weeks you'll possibly get away with it.
But, that's not legal advice.

My own fault but I forgot about the change in the law and last year I dropped off a car on SOR with a garage I trust.

I didn't think about the tax more than that I'd only get 2 months worth back and sod it.

I got a little letter from the DVLA about 3 weeks later telling me i was a very naughty boy and to sort it or get a £100 fine.

Easy money for them so they will chase quickly IME.

[Thankyou4calling]

Have I missed something here? If the car is on private property I don't think it needs to be insured. It has to be taxed or SORNED though.

[TooMany2cvs]

Thankyou4calling said:

Have I missed something here? If the car is on private property I don't think it needs to be insured. It has to be taxed or SORNED though.

Yes, you've missed the continuous insurance regs that've been around since 2011, which mean it can't be taxed and uninsured. If it's uninsured, it has to be SORNed.

[Thankyou4calling]

TooMany2cvs said:

Yes, you've missed the continuous insurance regs that've been around since 2011, which mean it can't be taxed and uninsured. If it's uninsured, it has to be SORNed.

Ahh I see. Thanks.