So, Why did *I* get a producer?
Discussion
So whilst out running errands, whilst in the shop, some t*at in an X5 reverses into my Golf and drives off, blowing through a red light in the process. Haven't got his reg, but hopefully the shop will pull it from CCTV. I'd actually walked past the car whilst it was parked, engine running, sickly sweet scent of drugs coming from the car, looked like a Mk1 X5.
So, naturally I reported it to the Police, with all the details we have, and then as part of the process, I was given 24 hours to produce my documents at my nearest Police station.
I went and did so, and they didn't even want to see them in the end, they could tell I was licensed and insured and taxed 'cos it's all held on a database.
My question: is this standard form? Why, as the victim of a hit and run, was I asked to have my documents checked?
The desk clerk was quite unhelpful in any case and stated that they wouldn't likely pursue the driver. What a waste of everyone's time.
So, naturally I reported it to the Police, with all the details we have, and then as part of the process, I was given 24 hours to produce my documents at my nearest Police station.
I went and did so, and they didn't even want to see them in the end, they could tell I was licensed and insured and taxed 'cos it's all held on a database.
My question: is this standard form? Why, as the victim of a hit and run, was I asked to have my documents checked?
The desk clerk was quite unhelpful in any case and stated that they wouldn't likely pursue the driver. What a waste of everyone's time.
It's not always possible to confirm insurance at the roadside. During their opening hours, officer can contact MIB, but if they're unavailable sometimes a producer is the only way to confirm insurance. Although it would be held on PNC, sometimes people take out a policy, receive the certificate, and then cancel the policy so it appears they have insurance but in fact, do not.
Mk3Spitfire said:
It's not always possible to confirm insurance at the roadside. During their opening hours, officer can contact MIB, but if they're unavailable sometimes a producer is the only way to confirm insurance. Although it would be held on PNC, sometimes people take out a policy, receive the certificate, and then cancel the policy so it appears they have insurance but in fact, do not.
Or they could just check askmid.com like everyone else can?M
Presumably there are some forms to fill in that require 'effort'.
I had my partner producr for me a couple of years ago and she said the desk person didn't even look at them =(
Mk3Spitfire said:
danm2k said:
Still annoying that I produced, and they didn't bother to look.
I can understand that. Quite annoying/alarming, the number of times this is cropping up at the moment.I had my partner producr for me a couple of years ago and she said the desk person didn't even look at them =(
Edited by Jimmyarm on Saturday 6th December 23:59
-Z- said:
Mk3Spitfire said:
It's not always possible to confirm insurance at the roadside. During their opening hours, officer can contact MIB, but if they're unavailable sometimes a producer is the only way to confirm insurance. Although it would be held on PNC, sometimes people take out a policy, receive the certificate, and then cancel the policy so it appears they have insurance but in fact, do not.
Or they could just check askmid.com like everyone else can?Jimmyarm said:
M
Presumably there are some forms to fill in that require 'effort'.
I had my partner producr for me a couple of years ago and she said the desk person didn't even look at them =(
Many front desk staff wouldnt have a clue what they were looking at if you produced an Insurance certificate to themMk3Spitfire said:
danm2k said:
Still annoying that I produced, and they didn't bother to look.
I can understand that. Quite annoying/alarming, the number of times this is cropping up at the moment.I had my partner producr for me a couple of years ago and she said the desk person didn't even look at them =(
Edited by Jimmyarm on Saturday 6th December 23:59
Mk3Spitfire said:
It's not always possible to confirm insurance at the roadside. During their opening hours, officer can contact MIB, but if they're unavailable sometimes a producer is the only way to confirm insurance. Although it would be held on PNC, sometimes people take out a policy, receive the certificate, and then cancel the policy so it appears they have insurance but in fact, do not.
I think you are missing the point, why does someone who is the victim of a hit and run really need to have these details confirmed at all, just because the property damaged happens to have a number plate attached to it.The OP's car was parked he was in the shop, had he not been able to prove he was insured or licensed to drive it away, what difference would that have made?
And even if he had been driving at the time, why would it be so vitally important they know he was insured within 24hours when he is the one contacting them to report the incident, what would they do about a report of an injury causes to a pedestrian or property damage that wasn't a car.
Cat said:
Bigends said:
Simple code check on PNC shows whos covered to drive the car
Not always. PNC often states "Refer to certificate/insurer" or "Not held" rather than giving details of the named drivers. Cat
As for the first person, it's a Road Traffic Act reportable event: 'owing to the presence of a vehicle on a road' or something is the phrasing but the essential caveat is fault is not recognised. Therefore the innocent party also has to be legal from an admin perspective. If it hadn't been there the offending car would have had nothing to hit. Or perhaps it would have crashed into a bin?
ging84 said:
Mk3Spitfire said:
It's not always possible to confirm insurance at the roadside. During their opening hours, officer can contact MIB, but if they're unavailable sometimes a producer is the only way to confirm insurance. Although it would be held on PNC, sometimes people take out a policy, receive the certificate, and then cancel the policy so it appears they have insurance but in fact, do not.
I think you are missing the point, why does someone who is the victim of a hit and run really need to have these details confirmed at all, just because the property damaged happens to have a number plate attached to it.The OP's car was parked he was in the shop, had he not been able to prove he was insured or licensed to drive it away, what difference would that have made?
And even if he had been driving at the time, why would it be so vitally important they know he was insured within 24hours when he is the one contacting them to report the incident, what would they do about a report of an injury causes to a pedestrian or property damage that wasn't a car.
There is at least one more version of what happened than there are people who saw it.
mph1977 said:
People lie, simple as. Some people are stupid enough to lie to the police .
Without being provocative, are you suggesting that I'm making this (rather dull) story up for internet points?I rarely post on PH, but thought this would be the right place with experienced folks who have been through this situation or know what they're talking about.
(Fullsize: http://i.imgur.com/v3KVDCO.jpg?)As a follow up to this thread, you can see the extent of the damage.
I've got VW insurance with 10yrs protected NCB, and seen as the at-fault driver will likely never be found, what's the collective opinion of the size of the dent this will put in my policy?
Is sorting this outside of the insurance likely worth it, or even feasible?
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