Failing to stop query
Discussion
I would be interested in opinions on this as I've found the apparent lack of interest from all concerned a little disheartening...
Pulling out at a roundabout and a (UK registered) car that should be giving way (i.e. to my left) drives straight into me. Car drives off immediately despite significant damage to my car and bits of theirs left in the road.
I only get a partial plate but a witness gets it all, everything is reported, witness visits police them to give a statement etc etc.
Over a month later, car not drive-able (a friend inspected it, more than likely written off), the police have contacted the owner but seemingly very little going on at that end as he claims somebody else was driving (but to my knowledge hasn't said who), his insurance are also chasing him but so far he has not responded. Nobody has inspected either car officially.
Where would you go, at this point? Insurance at both ends and any police involvement seem to have stalled because apparently nobody knows who was driving the car.
Pulling out at a roundabout and a (UK registered) car that should be giving way (i.e. to my left) drives straight into me. Car drives off immediately despite significant damage to my car and bits of theirs left in the road.
I only get a partial plate but a witness gets it all, everything is reported, witness visits police them to give a statement etc etc.
Over a month later, car not drive-able (a friend inspected it, more than likely written off), the police have contacted the owner but seemingly very little going on at that end as he claims somebody else was driving (but to my knowledge hasn't said who), his insurance are also chasing him but so far he has not responded. Nobody has inspected either car officially.
Where would you go, at this point? Insurance at both ends and any police involvement seem to have stalled because apparently nobody knows who was driving the car.
ukaskew said:
I would be interested in opinions on this as I've found the apparent lack of interest from all concerned a little disheartening...
Pulling out at a roundabout and a (UK registered) car that should be giving way (i.e. to my left) drives straight into me. Car drives off immediately despite significant damage to my car and bits of theirs left in the road.
I only get a partial plate but a witness gets it all, everything is reported, witness visits police them to give a statement etc etc.
Over a month later, car not drive-able (a friend inspected it, more than likely written off), the police have contacted the owner but seemingly very little going on at that end as he claims somebody else was driving (but to my knowledge hasn't said who), his insurance are also chasing him but so far he has not responded. Nobody has inspected either car officially.
Where would you go, at this point? Insurance at both ends and any police involvement seem to have stalled because apparently nobody knows who was driving the car.
Would a third party claims handler be useful in this respect?Pulling out at a roundabout and a (UK registered) car that should be giving way (i.e. to my left) drives straight into me. Car drives off immediately despite significant damage to my car and bits of theirs left in the road.
I only get a partial plate but a witness gets it all, everything is reported, witness visits police them to give a statement etc etc.
Over a month later, car not drive-able (a friend inspected it, more than likely written off), the police have contacted the owner but seemingly very little going on at that end as he claims somebody else was driving (but to my knowledge hasn't said who), his insurance are also chasing him but so far he has not responded. Nobody has inspected either car officially.
Where would you go, at this point? Insurance at both ends and any police involvement seem to have stalled because apparently nobody knows who was driving the car.
I still cant get my head round how the owner of a car which leaves the acene of an accident cant get out of any liability by simply saying someone else was driving but if you get flashed by a spees camera doing 15 over the limit, you have to provide the name of who was driving within a set time limit.
The police can send a s172/NIP (I think) to the registered keeper requiring them to identify who the driver was for leaving the scene/failure to report an accident, exactly the same as they do with speeding tickets, however if a RTA is involved there is no 14 day limit to serve the s172/NIP, it could be many months after the accident. Look on Pepipoo there are some cases of this where people have received a NIP 6 months after the incident. However I cant see how this helps you now, I would say to put some pressure on your insurance company to put some pressure on the other party.
I wrote it in first person to keep it simple, but it's actually happened to a work colleague, they're 3rd party only unfortunately. Their own insurance has asked for two independent quotes for the damage, which as the car isn't driveable won't be easy.
Presumably it's in the offending drivers insurers interest to drag this out, as they are currently not liable for any costs whatsoever..?
Presumably it's in the offending drivers insurers interest to drag this out, as they are currently not liable for any costs whatsoever..?
Edited by ukaskew on Friday 12th June 16:32
bigmadjohn said:
The police can send a s172/NIP (I think) to the registered keeper requiring them to identify who the driver was for leaving the scene/failure to report an accident, exactly the same as they do with speeding tickets, however if a RTA is involved there is no 14 day limit to serve the s172/NIP, it could be many months after the accident. Look on Pepipoo there are some cases of this where people have received a NIP 6 months after the incident. However I cant see how this helps you now, I would say to put some pressure on your insurance company to put some pressure on the other party.
All that will do is establish the identity of the driver. The TP insurer will know whether anyone else other than the policyholder is insured to drive the car. It wouldn't surprise me, if someone else was driving, that they weren't covered and that is why the policyholder is doing their best to remain uncommunicative.ukaskew said:
I wrote it in first person to keep it simple, but it's actually happened to a work colleague, they're 3rd party only unfortunately. Their own insurance has asked for two independent quotes for the damage, which as the car isn't driveable won't be easy.
Presumably it's in the offending drivers insurers interest to drag this out, as they are currently not liable for any costs whatsoever..?
Even if someone else other than the TP policyholder was driving what makes you think the latter is not on the hook? Their insurer can't resist the claim merely on the basis that they don't have an account of what happened. Your colleague needs to do their best to try and quantify the repair costs as a MCOL claim against the policyholder will force their hand (and may gee up their insurer as well).Presumably it's in the offending drivers insurers interest to drag this out, as they are currently not liable for any costs whatsoever..?
Unfortunately one thing is guaranteed. Resolution is going to be a drawn out process.
If the owner doesn't own up to who was driving then surely he'll get done for letting someone drive his car without insurance? I say that because if the car was stolen then surely the owner would have reported it? Although, to be honest if he's not given way at a roundabout then he's a daft 
and probably doesn't know his ahole from his elbow. I hope his insurer rinse him for his next premium...
and probably doesn't know his ahole from his elbow. I hope his insurer rinse him for his next premium...Could you not talk to the police who took the statements etc. and ask for the accident report. This should have the name and address of the registered keep (if not the driver). If they won't provide it, then the DVLA will provide the RK details (for a fee), as the victim in an RTC you should pass the threshold for them to give this.
Once armed suitably armed then I would contact the RC and ask them for their insurance details and log a claim. If the RK won't play ball (likely) then I would put this in the hands of either your solicitor or a no-win, no-fee outfit. There are some that come recommended.
The insurance may also come with legal cover and this may be enough for a threatening letter to the RK. Depending on the value of the car written off then the small claims court may be an option.
Once armed suitably armed then I would contact the RC and ask them for their insurance details and log a claim. If the RK won't play ball (likely) then I would put this in the hands of either your solicitor or a no-win, no-fee outfit. There are some that come recommended.
The insurance may also come with legal cover and this may be enough for a threatening letter to the RK. Depending on the value of the car written off then the small claims court may be an option.
A guy smashed into my wife's car in a supermarket car park. Luckily for us an old boy waited by her car until she returned and handed over the gits registration number and explained that he had spoken to the driver pointing out the damage and the driver said he was going to go into customer services and have her reg tannoyed in order to exchanged details...Before promptly pissing off sharpish....having done no such thing
We reported it to the police and they spoke to the driver and then refused to take any further action now that we had insurance details.
Coincidently the hit and run driver has just been voted in as a Conservative councillor in Bridgwater...funny that lol
We reported it to the police and they spoke to the driver and then refused to take any further action now that we had insurance details.
Coincidently the hit and run driver has just been voted in as a Conservative councillor in Bridgwater...funny that lol
ukaskew said:
I would be interested in opinions on this as I've found the apparent lack of interest from all concerned a little disheartening...
Pulling out at a roundabout and a (UK registered) car that should be giving way (i.e. to my left) drives straight into me. Car drives off immediately despite significant damage to my car and bits of theirs left in the road.
I only get a partial plate but a witness gets it all, everything is reported, witness visits police them to give a statement etc etc.
Over a month later, car not drive-able (a friend inspected it, more than likely written off), the police have contacted the owner but seemingly very little going on at that end as he claims somebody else was driving (but to my knowledge hasn't said who), his insurance are also chasing him but so far he has not responded. Nobody has inspected either car officially.
Where would you go, at this point? Insurance at both ends and any police involvement seem to have stalled because apparently nobody knows who was driving the car.
Why emphasise the UK registered element? Everyone would assume that would be the case. Pulling out at a roundabout and a (UK registered) car that should be giving way (i.e. to my left) drives straight into me. Car drives off immediately despite significant damage to my car and bits of theirs left in the road.
I only get a partial plate but a witness gets it all, everything is reported, witness visits police them to give a statement etc etc.
Over a month later, car not drive-able (a friend inspected it, more than likely written off), the police have contacted the owner but seemingly very little going on at that end as he claims somebody else was driving (but to my knowledge hasn't said who), his insurance are also chasing him but so far he has not responded. Nobody has inspected either car officially.
Where would you go, at this point? Insurance at both ends and any police involvement seem to have stalled because apparently nobody knows who was driving the car.
I've seen this comment on a different forum, albeit that was the perfect storm with a foreign registered car. Have exams finished now and teenagers are looking for fun again?
LoonR1 said:
Why emphasise the UK registered element? Everyone would assume that would be the case.
I've seen this comment on a different forum, albeit that was the perfect storm with a foreign registered car. Have exams finished now and teenagers are looking for fun again?
Because I assume that would make a difference if that were the case, and it saves somebody asking the question. There are an awful lot of cars on foreign plates locally now, so I would personally never assume anything. My wife is Scandanavian, I have no problems with foreigners on UK roads!I've seen this comment on a different forum, albeit that was the perfect storm with a foreign registered car. Have exams finished now and teenagers are looking for fun again?
Edited by ukaskew on Friday 12th June 23:23
LoonR1 said:
Why emphasise the UK registered element? Everyone would assume that would be the case.
I've seen this comment on a different forum, albeit that was the perfect storm with a foreign registered car. Have exams finished now and teenagers are looking for fun again?
I'd say it was emphasised that the vehicle in question was UK registered to highlight the fact that, chances are the owner was from the UK and therefore should know to give way to cars already on the roundabout (not that many bother any more, people just seem to pull out in front of you on roundabouts regardless these days!) I've seen this comment on a different forum, albeit that was the perfect storm with a foreign registered car. Have exams finished now and teenagers are looking for fun again?
It's a fact that there are lot of foreign registered cars on the UK roads these days, and it may well be the case that in their country, cars already on the roundabout have to give way to cars about to enter the roundabout.
For some foreign drivers, the UK system of entering roundabouts can seem completely alien to them and require a lot of deliberate thought to put into practice on UK roads. If the driver has been used to many years of joining a roundabout without having to give way in their own Country, and has a momentary lapse in concentration then they could more easily be found to just pull out onto a roundabout with slowing/stopping to give way.
People often mention that the vehicle involved in an incident was either on UK plates or Foreign plates to help give an indication as to whether they might fully understand the rules of the road in the UK or not, not because they're simply being a racist as you seem to be implying!
4rephill said:
I'd say it was emphasised that the vehicle in question was UK registered to highlight the fact that, chances are the owner was from the UK and therefore should know to give way to cars already on the roundabout (not that many bother any more, people just seem to pull out in front of you on roundabouts regardless these days!)
It's a fact that there are lot of foreign registered cars on the UK roads these days, and it may well be the case that in their country, cars already on the roundabout have to give way to cars about to enter the roundabout.
For some foreign drivers, the UK system of entering roundabouts can seem completely alien to them and require a lot of deliberate thought to put into practice on UK roads. If the driver has been used to many years of joining a roundabout without having to give way in their own Country, and has a momentary lapse in concentration then they could more easily be found to just pull out onto a roundabout with slowing/stopping to give way.
People often mention that the vehicle involved in an incident was either on UK plates or Foreign plates to help give an indication as to whether they might fully understand the rules of the road in the UK or not, not because they're simply being a racist as you seem to be implying!
Racist? Seriously? Read my post again. My point was that it serves no purpose and, this is the most important bit. THIS THREAD IS AN ALMOST EXACT COPY OF ONE THATS BEEN ON A FEW OTHER FORUMS, EXCEPT THEY WERE THE PERFECT STORM WITH A FOREIGN REGISTERED CAR. It's another BS thread. It's a fact that there are lot of foreign registered cars on the UK roads these days, and it may well be the case that in their country, cars already on the roundabout have to give way to cars about to enter the roundabout.
For some foreign drivers, the UK system of entering roundabouts can seem completely alien to them and require a lot of deliberate thought to put into practice on UK roads. If the driver has been used to many years of joining a roundabout without having to give way in their own Country, and has a momentary lapse in concentration then they could more easily be found to just pull out onto a roundabout with slowing/stopping to give way.
People often mention that the vehicle involved in an incident was either on UK plates or Foreign plates to help give an indication as to whether they might fully understand the rules of the road in the UK or not, not because they're simply being a racist as you seem to be implying!
What on earth does a similar incident mentioned on another forum have to do with this? I feel I raised some perfectly valid questions and given the mature discussion that's occurred here so far it would appear nobody else has an issue with it.
I'm still not really sure what point you were trying to make by highlighting my comment about it being UK registered. I have absolutely no issue with foreign registered cars (or foreigners in general!), as mentioned my wife and by extension half of my family is Norwegian and members on both sides of the North Sea visit the other in their own cars.
I'm still not really sure what point you were trying to make by highlighting my comment about it being UK registered. I have absolutely no issue with foreign registered cars (or foreigners in general!), as mentioned my wife and by extension half of my family is Norwegian and members on both sides of the North Sea visit the other in their own cars.
ukaskew said:
What on earth does a similar incident mentioned on another forum have to do with this? I feel I raised some perfectly valid questions and given the mature discussion that's occurred here so far it would appear nobody else has an issue with it.
I'm still not really sure what point you were trying to make by highlighting my comment about it being UK registered. I have absolutely no issue with foreign registered cars (or foreigners in general!), as mentioned my wife and by extension half of my family is Norwegian and members on both sides of the North Sea visit the other in their own cars.
fI'm still not really sure what point you were trying to make by highlighting my comment about it being UK registered. I have absolutely no issue with foreign registered cars (or foreigners in general!), as mentioned my wife and by extension half of my family is Norwegian and members on both sides of the North Sea visit the other in their own cars.
k me, this is hard work. I have said that this thread is made up. It is a replica of another thread elsewhere, with the only difference being that on your made up story, you chose to have a UK registered car, rather than the other one having a foreign registered car. Clear? Or are you still struggling with this simple concept.
YOU HAVE COPIED THIS FROM THE INTERNET. ITS NOT YOUR STORY, NOR IS IT A FRIEND'S STORY. IT IS MADE UP. IT DIDN'T HAPPEN.
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