Abuse of trade insurance policy's on FB?
Discussion
I've just come across a post from a guy who describes himself as a trader offering
You can well imagine the type of people who are replying to it, some even asking if you need a licence
If he is technically 'selling' insurance are his 'customers' covered at all?
Yes it shows up on AskMid but what would happen in the event one of these chaps throw thier car in to the scenery/ another car?
I work hard and pay a lot of money to be legal on the road, this pisses me off a little.
Facebook Post said:
insurance for any age on any car. Shows up on askmid. Inbox me for prices
I take it he's just adding people to his trade policy for cash. Surely this can't be legal? You can well imagine the type of people who are replying to it, some even asking if you need a licence
If he is technically 'selling' insurance are his 'customers' covered at all?
Yes it shows up on AskMid but what would happen in the event one of these chaps throw thier car in to the scenery/ another car?
I work hard and pay a lot of money to be legal on the road, this pisses me off a little.
Buff Mchugelarge said:
I take it he's just adding people to his trade policy for cash. Surely this can't be legal?
You can well imagine the type of people who are replying to it, some even asking if you need a licence
If he is technically 'selling' insurance are his 'customers' covered at all?
Yes it shows up on AskMid but what would happen in the event one of these chaps throw thier car in to the scenery/ another car?
I work hard and pay a lot of money to be legal on the road, this pisses me off a little.
What are you going to do about it ? Or do you expect someone else to do something? You can well imagine the type of people who are replying to it, some even asking if you need a licence
If he is technically 'selling' insurance are his 'customers' covered at all?
Yes it shows up on AskMid but what would happen in the event one of these chaps throw thier car in to the scenery/ another car?
I work hard and pay a lot of money to be legal on the road, this pisses me off a little.
My various companies have been selling trade insurance for a long time.
Tthis isn't legal, and if it is what it looks like the perpetrator will probably get sent down if caught.
We have processes in place to prevent abuse of trade policies/MID but it is increasingly hard work.
You should certainly shop them, even if it is just on here as I will be able to tell straight away if it is legitimate.
Tthis isn't legal, and if it is what it looks like the perpetrator will probably get sent down if caught.
We have processes in place to prevent abuse of trade policies/MID but it is increasingly hard work.
You should certainly shop them, even if it is just on here as I will be able to tell straight away if it is legitimate.
desolate said:
My various companies have been selling trade insurance for a long time.
Tthis isn't legal, and if it is what it looks like the perpetrator will probably get sent down if caught.
We have processes in place to prevent abuse of trade policies/MID but it is increasingly hard work.
You should certainly shop them, even if it is just on here as I will be able to tell straight away if it is legitimate.
These facebook / gumtree insurance scams generally involve either false paperwork or are just a front to take £500 off people through Western Union who are then to embarrassed to complain to the police.Tthis isn't legal, and if it is what it looks like the perpetrator will probably get sent down if caught.
We have processes in place to prevent abuse of trade policies/MID but it is increasingly hard work.
You should certainly shop them, even if it is just on here as I will be able to tell straight away if it is legitimate.
dacouch said:
That's a good example.When you buy certain trade policies you get a code to update the MID directly so have the opportunity to fool the APNR cars.
mock up a document and bob's your uncle until you are caught.
desolate said:
That's a good example.
When you buy certain trade policies you get a code to update the MID directly so have the opportunity to fool the APNR cars.
mock up a document and bob's your uncle until you are caught.
They'll be doing either of the methods I put forward earlier or just taking out a policy in a random name and adding the vehicles only. They may add the drivers although this would be fairly expensive so I think they'll just add the vehicle to the MID.When you buy certain trade policies you get a code to update the MID directly so have the opportunity to fool the APNR cars.
mock up a document and bob's your uncle until you are caught.
Traffic cops are pretty clued up on MT policies especially when it comes to young drivers and / or using the vehicles for non motor trade use. They'll catch most of the drivers out the first time they get stopped.
They will then throw the proverbial book at them
I've just gone back to link to the post and its mysteriously dissapeared.
I've looked at the guys profile and there's nothing on there beyond normal photos and freinds etc.
I did screen shot the page though is there a police number/ email I can send it to regards insurance fraud?
ETA I'll think I'll give 101 a call later, see what they say.
I've looked at the guys profile and there's nothing on there beyond normal photos and freinds etc.
I did screen shot the page though is there a police number/ email I can send it to regards insurance fraud?
ETA I'll think I'll give 101 a call later, see what they say.
Edited by Buff Mchugelarge on Wednesday 9th September 07:36
Buff Mchugelarge said:
I've just come across a post from a guy who describes himself as a trader offering
You can well imagine the type of people who are replying to it, some even asking if you need a licence
If he is technically 'selling' insurance are his 'customers' covered at all?
Yes it shows up on AskMid but what would happen in the event one of these chaps throw thier car in to the scenery/ another car?
I work hard and pay a lot of money to be legal on the road, this pisses me off a little.
Not half as much as it pisses people like me off who pay thousands of pounds for trade polices for genuine use. The cost of which continues to climb due to the mass abuse of themFacebook Post said:
insurance for any age on any car. Shows up on askmid. Inbox me for prices
I take it he's just adding people to his trade policy for cash. Surely this can't be legal? You can well imagine the type of people who are replying to it, some even asking if you need a licence
If he is technically 'selling' insurance are his 'customers' covered at all?
Yes it shows up on AskMid but what would happen in the event one of these chaps throw thier car in to the scenery/ another car?
I work hard and pay a lot of money to be legal on the road, this pisses me off a little.
Buff Mchugelarge said:
Vixpy1 said:
Not half as much as it pisses people like me off who pay thousands of pounds for trade polices for genuine use. The cost of which continues to climb due to the mass abuse of them
I have a trade policy for my valeting so I know what you mean. Email sent btw.
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