What docs needed for buying VED?
Discussion
Hi,
I always thought you needed V5, MOT, and insurance certificate.
I have a problem at the moment in that the car is not insured as it's off the road. Am only retaxing to sell, so I'm only getting temporary insurance. InsCo won't send out certificate for temp cover so I was thinking I would have to start a proper policy and cancel it when the car's sold.
However, just looking at DVLA website and saw this :
So, it would appear a cover note would do - has anybody tried this? I remember trying to use the insurance schedule once instead of the certificate and being told to bog off.
I gather I need a V10 form as well as I have no tax reminder and it is coming off SORN.
>>> Edited by nicecupoftea on Friday 11th February 15:39
I always thought you needed V5, MOT, and insurance certificate.
I have a problem at the moment in that the car is not insured as it's off the road. Am only retaxing to sell, so I'm only getting temporary insurance. InsCo won't send out certificate for temp cover so I was thinking I would have to start a proper policy and cancel it when the car's sold.
However, just looking at DVLA website and saw this :
DVLA said:
What documents will I need to produce?
Registration Document (V5), Registration Certificate (V5C) or the green New Keepers Supplement (V5/2 or V5C/2) if you do not have form V11 or V85/1 (see "How do I renew a licence - without a licence reminder").
The duty that is due on the vehicle. Leaflets V149 and V149/1 contain the current rates. If payment for the licence is made by cheque which then bounces, the licence will become invalid and the vehicle will be unlicensed.
A valid certificate of insurance or a cover note. When you use a motor vehicle on the roads, you must be insured against third-party claims for death or injury and damage to property caused by using the vehicle.
A current MoT test certificate. The vehicle types listed below must have a valid MoT test certificate: [snip]
A goods vehicle test certificate (If applicable).
A Reduced Pollution Certificate. Operators of heavy goods vehicles, haulage vehicles and buses who have a valid Reduced Pollution Certificate can license their vehicles in one of the Reduced Pollution taxation classes. To be eligible, [snip]
Decrease in cylinder capacity (cc). Written evidence showing details [snip]
Change of propulsion (fuel) type. We need written confirmation of the change [snip]
So, it would appear a cover note would do - has anybody tried this? I remember trying to use the insurance schedule once instead of the certificate and being told to bog off.
I gather I need a V10 form as well as I have no tax reminder and it is coming off SORN.
>>> Edited by nicecupoftea on Friday 11th February 15:39
I think you will find that PO do not like the Cover Note extension that comes after a Certificate expires i.e. 14 day extension to allow you to renew, as it can be argued that you haven't paid for the new policy and could gib and therefore no Insurance.
A Cover Note issued at the start of a policy is a different matter.
DVD
A Cover Note issued at the start of a policy is a different matter.
DVD
Hells bells.
Don't like as in "won't issue tax disk"? This is a problem. I don't want to get the insurance and find the awkward buggers won't give me the tax disk. The website documentation doesn't say there are any caveats like this. Would there be any mileage in ringing my insurer there and then to confirm it? Given that I have a certificate from the beginning of the year and then a cover note?
Trouble is, I am only around for a couple of days, and if they are awkward it is going to bugger everything up.
I really need a definitive answer on this
Just reread your post - the certificate hasn't expired yet.
I have the cert for my other car, and I will have the cover note, both of which will be current and have the same policy number. Don't think I can do much more...
>> Edited by nicecupoftea on Friday 11th February 16:12
Don't like as in "won't issue tax disk"? This is a problem. I don't want to get the insurance and find the awkward buggers won't give me the tax disk. The website documentation doesn't say there are any caveats like this. Would there be any mileage in ringing my insurer there and then to confirm it? Given that I have a certificate from the beginning of the year and then a cover note?
Trouble is, I am only around for a couple of days, and if they are awkward it is going to bugger everything up.
I really need a definitive answer on this
Just reread your post - the certificate hasn't expired yet.
I have the cert for my other car, and I will have the cover note, both of which will be current and have the same policy number. Don't think I can do much more...
>> Edited by nicecupoftea on Friday 11th February 16:12
Just had a thought.
I have an insurance certificate that was issued to me last year in the registration of the car I am selling (was my main car then). Then I transerred the insurance over to my new car when I bought it, and received a new insurance certificate.
If I arrange temporary cover for the car I am selling is there any reason why I can't present the original certificate at the post office to get the tax disk? Strictly speaking I suppose it is no longer valid, but as the car is insured all I am doing is jumping through thei hoops. What do people think? When the P.O. check the docs do they photocopy them or note down certificate numbers, etc.?
nicecupoftea said:
nicecupoftea
The post office will accept what you suggest.
Cool - but am I doing anything wrong or fraudulent?I can't see anything morally wrong with it, but in the eyes of the law would I be on dodgy ground?
If the insurance firm is the same for both certificates; no problem. If different..potential problem.
nicecupoftea said:
Just had a thought.
I have an insurance certificate that was issued to me last year in the registration of the car I am selling (was my main car then). Then I transerred the insurance over to my new car when I bought it, and received a new insurance certificate.
If I arrange temporary cover for the car I am selling is there any reason why I can't present the original certificate at the post office to get the tax disk? Strictly speaking I suppose it is no longer valid, but as the car is insured all I am doing is jumping through thei hoops. What do people think? When the P.O. check the docs do they photocopy them or note down certificate numbers, etc.?
Members of the PH jury..........
The accused, Mr Nicecupoftea, is charged that, on such and such a date, at such and such Post Office, in the County of.........., with intent to deceive; he did use a Certificate of Insurance.
Contrary to Section 173, Road Traffic Act 1988. (Punishment - Statutory Maximum - 5,000 (summarily) or 2 years imp on indictment)
The facts of this case are that the accused owned a motor vehicle VRM 1 that was Insured for use on the road by ABC Insurance Company who issued a Certificate of Insurance in the prescribed Form, naming the vehicle VRM 1 as the vehicle "on risk".
During the validity of this Insurance certificate, the accused made the Insurance void in respect of motor vehicle VRM 1 by transferring the remaining validity of the Certificate to a new vehicle, VRM 2. A new Certificate of Insurance was issued to this fact. The accused retained the void Certificate. The Insurance Company ABC will confirm these facts from their records and that on transfer of Insurance from vehicle VRM1 to VRM2, Insurance cover for VRM1 ceased.
The accused failed to sell the vehicle VRM1 and as the Excise Licence was due for renewal he decided to apply for a current Excise Licence to enhance sale value. The presentation of a valid certificate of Insurance is a requirement in order that a Licence can be issued.
The accused presented at the Post Office, along with other documents and knowing that it no longer covered the vehicle, the void Certificate of Insurance for vehicle VRM1. . The Clerk was deceived into thinking that the Certificate was valid and as a result issued the Licence. Had he been aware the Certificate did not cover vehicle VRM1 then no Licence would have been issued.
Members of the PH Jury, those are the simple facts and I ask you to find the defendant "Guilty".
DVD
Dwight VanDriver said:
Just had a thought.
I have an insurance certificate that was issued to me last year in the registration of the car I am selling (was my main car then). Then I transerred the insurance over to my new car when I bought it, and received a new insurance certificate.
If I arrange temporary cover for the car I am selling is there any reason why I can't present the original certificate at the post office to get the tax disk? Strictly speaking I suppose it is no longer valid, but as the car is insured all I am doing is jumping through thei hoops. What do people think? When the P.O. check the docs do they photocopy them or note down certificate numbers, etc.?
Members of the PH jury..........
The accused, Mr Nicecupoftea, is charged that, on such and such a date, at such and such Post Office, in the County of.........., with intent to deceive; he did use a Certificate of Insurance.
Contrary to Section 173, Road Traffic Act 1988. (Punishment - Statutory Maximum - 5,000 (summarily) or 2 years imp on indictment)
The facts of this case are that the accused owned a motor vehicle VRM 1 that was Insured for use on the road by ABC Insurance Company who issued a Certificate of Insurance in the prescribed Form, naming the vehicle VRM 1 as the vehicle "on risk".
During the validity of this Insurance certificate, the accused made the Insurance void in respect of motor vehicle VRM 1 by transferring the remaining validity of the Certificate to a new vehicle, VRM 2. A new Certificate of Insurance was issued to this fact. The accused retained the void Certificate. The Insurance Company ABC will confirm these facts from their records and that on transfer of Insurance from vehicle VRM1 to VRM2, Insurance cover for VRM1 ceased.
The accused failed to sell the vehicle VRM1 and as the Excise Licence was due for renewal he decided to apply for a current Excise Licence to enhance sale value. The presentation of a valid certificate of Insurance is a requirement in order that a Licence can be issued.
The accused presented at the Post Office, along with other documents and knowing that it no longer covered the vehicle, the void Certificate of Insurance for vehicle VRM1. . The Clerk was deceived into thinking that the Certificate was valid and as a result issued the Licence. Had he been aware the Certificate did not cover vehicle VRM1 then no Licence would have been issued.
Members of the PH Jury, those are the simple facts and I ask you to find the defendant "Guilty".
DVD
We find the case proven...... take him down.....
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