Yellow box penalty - do I need to mention to insurance?
Yellow box penalty - do I need to mention to insurance?
Author
Discussion

chrispwill

Original Poster:

177 posts

154 months

Thursday 21st January 2016
quotequote all
As above, if I get caught in a yellow box and fined, does it need to be mentioned in an insurance quote? Doing the quote online, hence can't ask an insurance person at the moment

Sea Demon

1,170 posts

243 months

Thursday 21st January 2016
quotequote all
No.

speedking31

3,951 posts

166 months

Thursday 21st January 2016
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Answer the questions exactly as asked. e.g. do you currently have any points on your licence? Have you ever been refused insurance? Have you been fined for a yellow box contravention within the last 3 years? etc.

chrispwill

Original Poster:

177 posts

154 months

Thursday 21st January 2016
quotequote all
speedking31 said:
Answer the questions exactly as asked. e.g. do you currently have any points on your licence? Have you ever been refused insurance? Have you been fined for a yellow box contravention within the last 3 years? etc.
The questions are worded like: 'Have you received endorsements, convictions, penalties, bans'

I was unsure whether this counts as a penalty

BertBert

21,299 posts

241 months

Thursday 21st January 2016
quotequote all
chrispwill said:
The questions are worded like: 'Have you received endorsements, convictions, penalties, bans'

I was unsure whether this counts as a penalty
Doesn't sound like the question's I'm asked.
For the definitive answer, read your policy, not ask a load of internet guessers!

Hamish Finn

476 posts

138 months

Thursday 21st January 2016
quotequote all
chrispwill said:
Yellow box penalty - do I need to mention to insurance?
chrispwill said:
The questions are worded like: 'Have you received endorsements, convictions, penalties, bans'

I was unsure whether this counts as a penalty
The answers are out there!


SS2.

14,712 posts

268 months

Thursday 21st January 2016
quotequote all
chrispwill said:
The questions are worded like: 'Have you received endorsements, convictions, penalties, bans'
They're not that vague - they're phrased something like 'Have you any motoring convictions, driving licence endorsements or fixed penalty points within the last 5 years?'

As others have said, just ensure you answer any questions honestly.

Red Devil

13,527 posts

238 months

Friday 22nd January 2016
quotequote all
chrispwill said:
As above, if I get caught in a yellow box and fined, does it need to be mentioned in an insurance quote? Doing the quote online, hence can't ask an insurance person at the moment
Certain moving traffic contraventions (YBJs/bus lanes/etc) are dealt with by LAs under the decriminalised enforcement system. I really can't see any insurance company being interested in these. They want to know about things which attract penalty points. Admiral Group insurers also ask about SACs, many (most?) others don't.

If you have any lingering doubts why not ask the insurer before proceeding with the online quote? My bet is they will say no, they don't need to be declared.


Tribal Chestnut

3,001 posts

212 months

Friday 22nd January 2016
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Don't forget to mention any parking tickets.