Tricky Insurance question - liability
Discussion
Earlier today:
A employs B for small cash as hes a teenager (18)
A rents a car and puts B on insurance for a journey
B is driving with A as passenger and they are rear ended by C who is injured but only slightly
A apologises to C and says it was B's fault (WTF?) due braking too quick
Bib attend and aren't really interested as C shouldn't have been so close
so...
Is it A's rental insurance and C's insurance that sort it out or does anything come onto B's own separate car insurance and is there any direct claim against B from anyone due to A's admission?
A employs B for small cash as hes a teenager (18)
A rents a car and puts B on insurance for a journey
B is driving with A as passenger and they are rear ended by C who is injured but only slightly
A apologises to C and says it was B's fault (WTF?) due braking too quick
Bib attend and aren't really interested as C shouldn't have been so close
so...
Is it A's rental insurance and C's insurance that sort it out or does anything come onto B's own separate car insurance and is there any direct claim against B from anyone due to A's admission?
Impasse said:
How was it his fault for being hit by the car behind? Did he brake test them?
KevinCorvetteC6 said:
Wrong. It is NOT his fault, he was rear-ended by C, therefore it is C's fault.
xjay1337 said:
How was it B's fault?
boyse7en said:
No, it wasn't his fault. It was C's fault.
Bish, bash and indeed bosh. 
There could be a degree of liability on B (i.e. brake testing C, cash for crash etc). Full circumstances would dictate & it's up to the insurance companies to sort it.
B would inform his own insurers at his insurance renewal of change in circumstances, i.e. that he was involved in a collision during the past year.
B would inform his own insurers at his insurance renewal of change in circumstances, i.e. that he was involved in a collision during the past year.
vonhosen said:
There could be a degree of liability on B (i.e. brake testing C, cash for crash etc). Full circumstances would dictate & it's up to the insurance companies to sort it.
B would inform his own insurers at his insurance renewal of change in circumstances, i.e. that he was involved in a collision during the past year.
Hmm the only occasion in living memory where I get to say this B would inform his own insurers at his insurance renewal of change in circumstances, i.e. that he was involved in a collision during the past year.
I think you might be wrong von, cos don't he have to tell his insurance company straight away?
julian64 said:
Hmm the only occasion in living memory where I get to say this
I think you might be wrong von, cos don't he have to tell his insurance company straight away?
Not if he's claiming on a different policy. He needs to tell his own insurer at renewal.I think you might be wrong von, cos don't he have to tell his insurance company straight away?
BTW, who is this self drive hire firm that agrees to cover 18 year olds?
boyse7en said:
V6Pushfit said:
^ I know. B is my son in law and very upset by the whole thing. Ok it was his fault, but A was on a Truth Mission and it was the wrong time for it!
No, it wasn't his fault. It was C's fault.A is an asshole who need a smack.
B needs to contact Rentco insurance and let them take over.
C caused the accident and is liable.
What A said to C doesn't matter as it's only opinion and I don't think it'll stand legally.
B needs to cease associating with A if they're that much of a d
head.
B needs to contact Rentco insurance and let them take over.
C caused the accident and is liable.
What A said to C doesn't matter as it's only opinion and I don't think it'll stand legally.
B needs to cease associating with A if they're that much of a d
head. Blanchimont said:
A is an asshole who need a smack.
B needs to cease associating with A if they're that much of a dhead.
Yes it seems to be a problem, obviously no one should admit any liability by the roadside so A shouldn't have admitted it on B's behalf. Bib weren't over bothered which put B's mind at rest to a point, but he's as worried as hell hes going to have a big problem as a result. B needs to cease associating with A if they're that much of a d
head. I will give him all your reassurances
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