Who was I insured with???
Discussion
A friend of mine has had a company car for the last 18 months which was / is insured by the company. However he is now getting a toy for the weekends which will require its own insurance policy.
before getting the Company car he had his own car and had built up 8/9 years NCD. However he's forgotten who his last Insurance Company was. Is there anyway he can find out so that he can contact them for proof of NCD?
before getting the Company car he had his own car and had built up 8/9 years NCD. However he's forgotten who his last Insurance Company was. Is there anyway he can find out so that he can contact them for proof of NCD?
EU_Foreigner said:
If he did not have insurance on a car in the mean time, that will have expired. When I stopped the insurance for a car, I got a letter at the time stating that I could keep the NCD for two years.
You can't keep NCD, it's not yours. It's completely up to the insurance company you next insure with what NCD they'll give you based on what you had last time.There is a convention that your old NCD will be accepted by a new company for a period of 2 years. But it's just a convention.
The only way you can be given a commitment for keeping NCD is if the company 'giving' it says they'll honour that for a period of x years should you decide to come back to them. They can't give promises on behalf of other insurers.
Bert
You can complete a data subject access request from the mib for your insurance history. It will cost £10 but may be your only option
https://www.mib.org.uk/check-insurance-details/req...
https://www.mib.org.uk/check-insurance-details/req...
Lopey said:
You can complete a data subject access request from the mib for your insurance history. It will cost £10 but may be your only option
https://www.mib.org.uk/check-insurance-details/req...
Cheers https://www.mib.org.uk/check-insurance-details/req...
He just needs to think really hard and if he still can't remember, then look down a list of insurers, i can pretty much gurantee it will jump out at him.
There's a long list at the end of this pdf
https://www.abi.org.uk/~/media/Files/Documents/Pub...
There's a long list at the end of this pdf
https://www.abi.org.uk/~/media/Files/Documents/Pub...
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