Claiming 'ghost' passengers in car after accident, crime?
Discussion
Can anyone tell me if it is a crime, and under which law, to claim phantom passengers in a car following a car accident?
TP who recently wrote our family car off recently when not checking his blind spot, has suddenly decided he had a car load of mates and has filed insurance and injury claims for them all.
My insurance company has already got it down as fraudulent, but this will drag on for a lot longer.
TP who recently wrote our family car off recently when not checking his blind spot, has suddenly decided he had a car load of mates and has filed insurance and injury claims for them all.
My insurance company has already got it down as fraudulent, but this will drag on for a lot longer.
TimS996 said:
Can anyone tell me if it is a crime, and under which law, to claim phantom passengers in a car following a car accident?
TP who recently wrote our family car off recently when not checking his blind spot, has suddenly decided he had a car load of mates and has filed insurance and injury claims for them all.
My insurance company has already got it down as fraudulent, but this will drag on for a lot longer.
It depends on how far the insurance company want to take it, if it fits the right criteria then they'll refer it to IFED.TP who recently wrote our family car off recently when not checking his blind spot, has suddenly decided he had a car load of mates and has filed insurance and injury claims for them all.
My insurance company has already got it down as fraudulent, but this will drag on for a lot longer.
If IFED feel the evidence is sufficient and the whole case has been wrapped up in a nice present with a bow on top they'll be knocking on the guys door.
Fraud Act 2006
"Attempting to commit fraud by false representation"
Look here:
https://en.wikipedia.org/wiki/Fraud_Act_2006
"Attempting to commit fraud by false representation"
Look here:
https://en.wikipedia.org/wiki/Fraud_Act_2006
TimS996 said:
Can anyone tell me if it is a crime, and under which law, to claim phantom passengers in a car following a car accident?
TP who recently wrote our family car off recently when not checking his blind spot, has suddenly decided he had a car load of mates and has filed insurance and injury claims for them all.
My insurance company has already got it down as fraudulent, but this will drag on for a lot longer.
I understand your concern from a wider legal point of view, but in this instance is it something you should concern yourself with? If the accident was his fault surely he'd be claiming from his own insurance and it's up to them to dispute his claim?TP who recently wrote our family car off recently when not checking his blind spot, has suddenly decided he had a car load of mates and has filed insurance and injury claims for them all.
My insurance company has already got it down as fraudulent, but this will drag on for a lot longer.
Thanks that what I was looking for.
To make things worse, the **** was driving a Nissan, works for them in Sunderland and claims it is a company car, yet my insurance company cannot seem to get any of this verified! His own insurance co have been giving them the runaround for two weeks, yet the scrote had an accident management company calling me within 48 hours, before he had even reported it to his own insurer or employer!
To make things worse, the **** was driving a Nissan, works for them in Sunderland and claims it is a company car, yet my insurance company cannot seem to get any of this verified! His own insurance co have been giving them the runaround for two weeks, yet the scrote had an accident management company calling me within 48 hours, before he had even reported it to his own insurer or employer!
Hackney said:
I understand your concern from a wider legal point of view, but in this instance is it something you should concern yourself with? If the accident was his fault surely he'd be claiming from his own insurance and it's up to them to dispute his claim?
Fair point, but I am getting phone bombed by calls from claims management companies, my insurance company, doctors, solicitors, investigators. The other party did 6.5k of damage to our car, writing it off. However, rather than admit liability in what is a pretty straightforward accident, he's trying it on. he's invented passengers in the car, injuries and damage. But rather than give it to his own insurance company as a claim, he seems to think he'll have more luck with a management company, which is why now he looks highly suspect for giving three different versions each time he's been asked about it.
Ultimately it should go away and he'll have to pay up but in the meantime my phone's going 24/7 and as all the numbers are these fake 'local' one used by these sort of companies, I don't know which to answer or ignore.
Ultimately it should go away and he'll have to pay up but in the meantime my phone's going 24/7 and as all the numbers are these fake 'local' one used by these sort of companies, I don't know which to answer or ignore.
TimS996 said:
The other party did 6.5k of damage to our car, writing it off. However, rather than admit liability in what is a pretty straightforward accident, he's trying it on. he's invented passengers in the car, injuries and damage. But rather than give it to his own insurance company as a claim, he seems to think he'll have more luck with a management company, which is why now he looks highly suspect for giving three different versions each time he's been asked about it.
Ultimately it should go away and he'll have to pay up but in the meantime my phone's going 24/7 and as all the numbers are these fake 'local' one used by these sort of companies, I don't know which to answer or ignore.
Getting to the point where you don't just need to take a photo of the damage you need to video the whole scene. Ridiculous state of affairs. Hope you get it sorted and the phone calls stop.Ultimately it should go away and he'll have to pay up but in the meantime my phone's going 24/7 and as all the numbers are these fake 'local' one used by these sort of companies, I don't know which to answer or ignore.
battered said:
Fraud Act 2006
"Attempting to commit fraud by false representation"
Look here:
https://en.wikipedia.org/wiki/Fraud_Act_2006
Close, it's just straight forward s.2 Fraud by False Rep, the predicate offence is complete as soon as someone is exposed to a risk of loss by a lie or a lie is told with the intention of making a gain, irrespective of whether a loss or gain actually occurs."Attempting to commit fraud by false representation"
Look here:
https://en.wikipedia.org/wiki/Fraud_Act_2006
This is timely and relevant. Might be worth sending to the other side for them to consider...
http://www.lawgazette.co.uk/news/12-month-sentence...
http://www.lawgazette.co.uk/news/12-month-sentence...
Hackney said:
If the accident was his fault surely he'd be claiming from his own insurance and it's up to them to dispute his claim?
At a guess, the third party (and/or his supposed passengers) are claiming that the accident was the OP's fault (or the fault of whoever was driving the OP's car). Not uncommon for certain types of accident, ie "He pulled into my lane!", "No I didn't - he pulled into my lane!".Any independent witnesses, or dashcam footage? Or is the damage clearly only consistent with one version of events?
can i just say be careful what you say to these management companies i had one ring me every day trying to get me to admit liability in some way they were asking me weird questions about my position on the road etc etc, in the end i told them to f
k off as i had a independent witness and i never heard from them again! i did that on my insurance companies advice
k off as i had a independent witness and i never heard from them again! i did that on my insurance companies adviceone of our works vans nudged a car in stationary traffic recently. Literally a mark on just the cars bumper.
the car had one female driver and I think 1 or 2 young children in it. must have been a <5 mph incident.
when the insurance claims start, this car suddenly has 5 grown adults in it.
Yep, you've guessed it, this is in Bradford.
It's an endless, typical tale here. A bus driver was recently sentanced for staging such an incident with mutliple passengers (all in on it) on his bus.
The passengers who knew nothing of it, couldn't understand why, when the bus had a low speed nudge, all these other people violently threw themselves on the floor !!
there were even people claiming to have been on the bus, who weren't !
the car had one female driver and I think 1 or 2 young children in it. must have been a <5 mph incident.
when the insurance claims start, this car suddenly has 5 grown adults in it.
Yep, you've guessed it, this is in Bradford.
It's an endless, typical tale here. A bus driver was recently sentanced for staging such an incident with mutliple passengers (all in on it) on his bus.
The passengers who knew nothing of it, couldn't understand why, when the bus had a low speed nudge, all these other people violently threw themselves on the floor !!
there were even people claiming to have been on the bus, who weren't !
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