Travellers and car/van insurance
Travellers and car/van insurance
Author
Discussion

LudaMusser

Original Poster:

159 posts

143 months

Saturday 5th May 2018
quotequote all
How do travellers insure their cars and vans?

I know people will say that they don't but some must do. When I get insurance quotes one of the first things I'm asked is my address and post code. A traveller can't do this so what do they do? Just curious

Bigends

6,168 posts

158 months

Saturday 5th May 2018
quotequote all
Many of them will be insured at a central address. I'm sure this is something that Insurance companies must take into account

foxbody-87

2,675 posts

196 months

Saturday 5th May 2018
quotequote all
Lots of travellers are based out of a permanent trailer park, in fact the reality is that the majority of travellers are now settled at permanent addresses IIRC.

Gmlgml

404 posts

111 months

Saturday 5th May 2018
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Once had to get involved in evicting 25 plus caravans from private land. Before they were let onto the the highway every single one was put through the system to check for insurance. Over half were “legitimately” registered and insured to an address 150 odd miles away. Insurance companies never check if you actually reside there so this was simply a “pool” address for them. Not sure about the validity of doing so (sure an insurance expert can answer that one) but it was deemed sufficient to count as valid.

The rest were on Eire insurance policies (with docs to “prove”) that at the time were impossible to check, so in the absence of any actual evidence to the contrary they were allowed to go as well.

dacouch

1,172 posts

159 months

Saturday 5th May 2018
quotequote all
They generally use a broker who has been recommended by friends, travellers tend to be loyal customers to businesses who treat them well.

They always pay in cash and when you ask them to fill out a form or read a form they have always forgotton their glasses so ask you to read it out to them.

The police have a habit of checking their insurance whenever they are stopped so the majority I have come across like to insure their vehicles to avoid problems with the police

rscott

17,492 posts

221 months

Saturday 5th May 2018
quotequote all
dacouch said:
They generally use a broker who has been recommended by friends, travellers tend to be loyal customers to businesses who treat them well.

They always pay in cash and when you ask them to fill out a form or read a form they have always forgotton their glasses so ask you to read it out to them.

The police have a habit of checking their insurance whenever they are stopped so the majority I have come across like to insure their vehicles to avoid problems with the police
A friend works for the NFU. She regularly deals with travellers and they do indeed pay cash and require someone else to complete the paperwork. They're all very polite and don't complain about the cost at all though..

poo at Paul's

14,611 posts

205 months

Saturday 5th May 2018
quotequote all
rscott said:
A friend works for the NFU. She regularly deals with travellers and they do indeed pay cash and require someone else to complete the paperwork. They're all very polite and don't complain about the cost at all though..
NFU, the Farmers Friend, just like the "Travellers".

Thanks for the info, a reason to boycott the NFU now.

ElectricPics

761 posts

111 months

Saturday 5th May 2018
quotequote all
They always used to be able to use the Gypsy Council address, same when arrested etc. That said, there's a sizeable number that don't bother with daft things like insurance.

rscott

17,492 posts

221 months

Saturday 5th May 2018
quotequote all
poo at Paul's said:
rscott said:
A friend works for the NFU. She regularly deals with travellers and they do indeed pay cash and require someone else to complete the paperwork. They're all very polite and don't complain about the cost at all though..
NFU, the Farmers Friend, just like the "Travellers".

Thanks for the info, a reason to boycott the NFU now.
Most of them are "travellers" who live in mobile home developments, with wrought iron gates and brick walls out the front..

foxbody-87

2,675 posts

196 months

Saturday 5th May 2018
quotequote all
poo at Paul's said:
NFU, the Farmers Friend, just like the "Travellers".

Thanks for the info, a reason to boycott the NFU now.
As with anyone I’d much rather them be insured than not though.

Boosted LS1

21,200 posts

290 months

Saturday 5th May 2018
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^ Do you think a claim against one of them would work?

dacouch

1,172 posts

159 months

Sunday 6th May 2018
quotequote all
Boosted LS1 said:
^ Do you think a claim against one of them would work?
Yes

4rephill

5,168 posts

208 months

Sunday 6th May 2018
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Boosted LS1 said:
^ Do you think a claim against one of them would work?
If they're insured, do you think it would be any different to claiming against anybody else?

(Psssst..........It's not only travellers who lie when it comes to accidents they've had! wink )

Grandad Gaz

5,281 posts

276 months

Sunday 6th May 2018
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dacouch said:
Boosted LS1 said:
^ Do you think a claim against one of them would work?
Yes
But would you want to? Bound to be repercussions if you tried!

Willy Nilly

12,511 posts

197 months

Sunday 6th May 2018
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Do they have driving licenses?

warch

2,941 posts

184 months

Sunday 6th May 2018
quotequote all
Willy Nilly said:
Do they have driving licenses?
Yep, usually. Lots work in haulage or construction, where you simply can't work without the correct paperwork, regardless of what background you are from.

I did notice a spate of Polish registered but rhd Transits driven by travellers around Swindon circa 2012.

catso

16,459 posts

297 months

Sunday 6th May 2018
quotequote all
rscott said:
and don't complain about the cost at all though..
Doesn't matter how much, if you're using other people's money...