Penalty for driving w/o valid road tax disc?
Discussion
hi.
Need to pick up a 2nd hand car and drive it about 150 miles tonight. The car has a valid MoT and will be insured, however, due to a cock up with my ins broker, I haven't been able to receive the cover note in time to tax the car.
What is the penalty for driving w/o tax? Is it merely a non-endorsable fine? Is there any technicality as to me not being insured if the car is not taxed, or is this an urban myth?
Thanks in advance for your help.
Plotloss said:
No tax = not roadworthy = no insurance
I believe.
Not so much unroadworthy as that a condition of the insurance is that it is taxed, without tax the car is uninsured.
The *only* exceptions to this (that I know of) are trade plates being used or if the car is being driven to an MOT test (with an appointment)
You will find in most areas that if you are caught without a valid tax disc you will get a producer and if all other documents are in order a simple fine for tha back tax. Should you go to court it will be the back tax, a small fine and costs. The courts do hundreds per week and in my experience there has never been any extra investigation to try and prove "no insurance".
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fergus
Lets clear one misconception from the start. No tax or MOT does not invalidate third party insurance.
Technically speaking a policy of Insurance shall have no effect until such time as the Company deliver to you a Certificate of Insurance. (Section 147 RTA 1988).
I gather Insurance Companies get round this by stating they delivered on issue and posting as your Agent.
Right, you have a current MOT and Insurance (despite not being in possession of Cover Note yet.)
If you decide to drive and stopped then BiB will from his access to records be able to learn that your vehicle is untaxed. May also show No Insurance if MIB haven't updated database. This later aspect can be covered through you being given a "producer" for Insurance to produce at a designated Pold shop by you in 7 days.
Now Excise is not a "police" offence as such, it is a revenue offence (bit like income tax) so he has to report it to DVLA for them, not the police, to authorise action through the Courts. To notify DVLA he submits a Form Cle 2/6 which on receipt at DVLA is checked against their records and if no Licence in force then action taken. So, if you feel lucky, then can you get the vehicle taxed AS SOON AS YOU GET TO DESTINATION. By doing so when cle 2/6 hits DVLA then their records should show Licence in force. Whilst no such thing as "days of grace' they do, for purposes of admin allow 14 days from 1st of month if a continuation.
Now the greater problem. It is an offence to fail to display a current Excise Licence which Plod and Wardens can report for summons for, often done and often NFA'd.
Hope this helps to make your decision.
This crops up that many times that it always amazes me that a one or two day Licence should be available to cover such occasions for a pricely fee that could be deducted when a full Licence is taken out. Save a lot of hassle all round. Ah, others will say, producing Insurance ensures that one is in force when Licence issued. What about when Insurance expires whilst Licence remains valid?
DVD
Lets clear one misconception from the start. No tax or MOT does not invalidate third party insurance.
Technically speaking a policy of Insurance shall have no effect until such time as the Company deliver to you a Certificate of Insurance. (Section 147 RTA 1988).
I gather Insurance Companies get round this by stating they delivered on issue and posting as your Agent.
Right, you have a current MOT and Insurance (despite not being in possession of Cover Note yet.)
If you decide to drive and stopped then BiB will from his access to records be able to learn that your vehicle is untaxed. May also show No Insurance if MIB haven't updated database. This later aspect can be covered through you being given a "producer" for Insurance to produce at a designated Pold shop by you in 7 days.
Now Excise is not a "police" offence as such, it is a revenue offence (bit like income tax) so he has to report it to DVLA for them, not the police, to authorise action through the Courts. To notify DVLA he submits a Form Cle 2/6 which on receipt at DVLA is checked against their records and if no Licence in force then action taken. So, if you feel lucky, then can you get the vehicle taxed AS SOON AS YOU GET TO DESTINATION. By doing so when cle 2/6 hits DVLA then their records should show Licence in force. Whilst no such thing as "days of grace' they do, for purposes of admin allow 14 days from 1st of month if a continuation.
Now the greater problem. It is an offence to fail to display a current Excise Licence which Plod and Wardens can report for summons for, often done and often NFA'd.
Hope this helps to make your decision.
This crops up that many times that it always amazes me that a one or two day Licence should be available to cover such occasions for a pricely fee that could be deducted when a full Licence is taken out. Save a lot of hassle all round. Ah, others will say, producing Insurance ensures that one is in force when Licence issued. What about when Insurance expires whilst Licence remains valid?
DVD
jimbro1000 said:
No tax = not roadworthy = no insurance
I believe.
Not so much unroadworthy as that a condition of the insurance is that it is taxed, without tax the car is uninsured.
The *only* exceptions to this (that I know of) are trade plates being used or if the car is being driven to an MOT test (with an appointment)
Almost, but not quite. "it is a condition of the tax that it is insured" would be more accurate. Without tax, the car *MAY* be uninsured
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