"Fraudulent" insurance policy
Discussion
My son has received a bill for the remaining premium on a cancelled insurance policy from a company we've never heard of or dealt with. The company is a real one, although they look pretty low rent.
He called them and told them so, and they said it was "fraudulent" and then refused to give him any more details apart from a hotmail address containing a very similar name, and confirming that it was not his car that was insured. His name is correctly spelt and 99% of the time people spell it wrongly, and the address is clearly form a drop down postcode menu as there is a line in it that people who live round here never use.
What is the benefit to a fraudster in doing this? they must have had to pay the company in the first place surely, and provide the details of a vehicle, and his bank account is not missing any money.
I just don't get it??
He called them and told them so, and they said it was "fraudulent" and then refused to give him any more details apart from a hotmail address containing a very similar name, and confirming that it was not his car that was insured. His name is correctly spelt and 99% of the time people spell it wrongly, and the address is clearly form a drop down postcode menu as there is a line in it that people who live round here never use.
What is the benefit to a fraudster in doing this? they must have had to pay the company in the first place surely, and provide the details of a vehicle, and his bank account is not missing any money.
I just don't get it??
Someone who knows him, who needed to get the car insured and couldn't afford to do it with their own details, maybe accidents or convictions. So covered it in your son's name and was hoping that in the event of a claim, he'd pretend to be your son and get the claim thru?
Dunno really, just a guess.
Dunno really, just a guess.
TwigtheWonderkid said:
Someone who knows him, who needed to get the car insured and couldn't afford to do it with their own details, maybe accidents or convictions. So covered it in your son's name and was hoping that in the event of a claim, he'd pretend to be your son and get the claim thru?
Dunno really, just a guess.
These people typically don't give a sDunno really, just a guess.
t about claims, they don't believe they'll be involved in an accident, and will very often do a runner if they are.All they care about is getting insurance database entry so they don't flag anpr
I had something similar last year - first I knew was when the policy paperwork arrived. Only about 50% of my details were correct ! The company were really good at sorting it, straight to the fraud department. Apparently they were suspicious when it was set up so they were expecting a call. Also flagged the vehicle concerned with the Police to get a marker placed on it. Heard nothing more since and no affect to my existing insurance, credit record at.
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