Transfer V5C to a friend but remain the primary driver?
Discussion
Hello,
So I’ve been having some trouble with the local parking authorities we could say. Long story short my friend got a flat in the location that I want to park in.
Could I transfer ownership of the car to him and remain the primary driver and the only one insured (he doesn’t even have a license)?
He will then apply for a parking permit and I will use it. The only thing that I’m unsure about is insurance as I will have to answer no to the question if I am the keeper of the vehicle.
A similar situation. My brother in law is the main driver of their car but it is registered in my sisters name. It was like that before she had the license too so I imagine it should be possible.
Anyone with any experience or ideas let me know. Thanks.
So I’ve been having some trouble with the local parking authorities we could say. Long story short my friend got a flat in the location that I want to park in.
Could I transfer ownership of the car to him and remain the primary driver and the only one insured (he doesn’t even have a license)?
He will then apply for a parking permit and I will use it. The only thing that I’m unsure about is insurance as I will have to answer no to the question if I am the keeper of the vehicle.
A similar situation. My brother in law is the main driver of their car but it is registered in my sisters name. It was like that before she had the license too so I imagine it should be possible.
Anyone with any experience or ideas let me know. Thanks.
Why not just have him apply for a parking permit in his name? I don't think they will ask for proof of ownership.
Then call your insurer and explain. Your car, your ownership, parked at X address, but you live at Y address.
Let them decide. I doubt there will be much difference in premium. You may be over complicating it.
Then call your insurer and explain. Your car, your ownership, parked at X address, but you live at Y address.
Let them decide. I doubt there will be much difference in premium. You may be over complicating it.
nojoeing said:
A similar situation. My brother in law is the main driver of their car but it is registered in my sisters name. It was like that before she had the license too so I imagine it should be possible.
That's a fairly standard situation with cohabiting partners though. I'd say it's not that similar in your insurers eyes.You can insure a car that you're not the keeper of, but you must tell your insurance that you aren't the registered keeper and give their details (and also possibly confirm that it's not insured under the registered keeper's policy). I believe it's similar to how lease cars work, shouldn't be an issue.
I think your biggest hurdle will be getting the parking permit, when in actual fact you're not really entitled to it.
I think your biggest hurdle will be getting the parking permit, when in actual fact you're not really entitled to it.
yo-gurt said:
I think your biggest hurdle will be getting the parking permit, when in actual fact you're not really entitled to it.
The friend is though and presumably the OP will be giving him lifts sometimes in return.Not the biggest abuse of process. Just because his friend doesn't drive doesn't mean he can't have the permit that he has directly or indirectly paid for.
JimbobVFR said:
nojoeing said:
A similar situation. My brother in law is the main driver of their car but it is registered in my sisters name. It was like that before she had the license too so I imagine it should be possible.
That's a fairly standard situation with cohabiting partners though. I'd say it's not that similar in your insurers eyes.We just keep the insurance companies updated with the facts (owner/RK/main driver)
NGee said:
OP, you are the RK, the owner, the main driver, the policy holder, etc, etc. It's your car!
Your friend gets a parking permit, that he's entitled to, with your reg on it.
Why do people have to complicate things so much and look for problems that don't exist!?
Exactly. However, it appears that on PH people have to over complicate and stick absolutely to the letter of law / bye law / rule no matter what. Apart from speeding, in that case you must do the exact opposite. Your friend gets a parking permit, that he's entitled to, with your reg on it.
Why do people have to complicate things so much and look for problems that don't exist!?
NGee said:
OP, you are the RK, the owner, the main driver, the policy holder, etc, etc. It's your car!
Your friend gets a parking permit, that he's entitled to, with your reg on it.
Why do people have to complicate things so much and look for problems that don't exist!?
My Resident's Parking Permit is car specific so I have to submit a copy of the V5 to show that I'm the keeper at an eligible address. Your friend gets a parking permit, that he's entitled to, with your reg on it.
Why do people have to complicate things so much and look for problems that don't exist!?
I can also apply for a Visitors' Permit for a small annual cost which can be used on any vehicle a small. Might be worth asking if your friend can do the same?
NGee said:
OP, you are the RK, the owner, the main driver, the policy holder, etc, etc. It's your car!
Your friend gets a parking permit, that he's entitled to, with your reg on it.
Why do people have to complicate things so much and look for problems that don't exist!?
The problem is that the parking permit which I am trying to obtain is a council one and they request a V5C to confirm you are the owner. If it was as easy as you are suggesting it is I would have already done it and not bothered asking here. Your friend gets a parking permit, that he's entitled to, with your reg on it.
Why do people have to complicate things so much and look for problems that don't exist!?
Regarding all the other advice, thanks, I will have a look when renewal time comes. I am a new driver so it probably won’t work but still worth checking.
nojoeing said:
NGee said:
OP, you are the RK, the owner, the main driver, the policy holder, etc, etc. It's your car!
Your friend gets a parking permit, that he's entitled to, with your reg on it.
Why do people have to complicate things so much and look for problems that don't exist!?
The problem is that the parking permit which I am trying to obtain is a council one and they request a V5C to confirm you are the owner. If it was as easy as you are suggesting it is I would have already done it and not bothered asking here. Your friend gets a parking permit, that he's entitled to, with your reg on it.
Why do people have to complicate things so much and look for problems that don't exist!?
hutchst said:
Exclusive to PistonHeads - the ongoing quest to find "almost legal" ways to do illegal stuff.
I’m not going to lie. I’m currently parked in the end of a small lane behind big flats on a double yellow because no one checks there. I don’t really care if it’s illegal or not. The council will actually benefit from this “illegal” act as I am willing to pay £170 a year so that I can park wherever I want.
And to whoever said that V5C is not a proof of ownership - I know. The council requests it to prove I keep the car. Let’s not get pedantic.
This is what my local council requires:
Proof of vehicle ownership
If you are the registered keeper of the vehicle you must provide a copy of your vehicle registration document (logbook) showing your name and address and one proof of residency. These documents must be in the same name and address as your permit application.
For company vehicles you must provide a company letter on official headed paper, which confirms that you will be using this vehicle along with a copy of a proof of residency as outlined above. The company letter must state your name, address, vehicle registration, make and model and confirm that you are an employee.
If you have use of the vehicle, but are not the owner of the vehicle you will need to provide the following; a copy of the full vehicle registration document (logbook), a copy of the motor insurance document showing you as a named driver, a copy of a proof of residency as outlined above and a covering letter explaining why you require a permit for a vehicle you do not own.
If you own the vehicle but it is not registered at the permit address you will need to provide the following; a copy of the full vehicle registration document (log book), copies of three different proofs of address as outlined above, and a covering letter explaining why you need a permit for a vehicle that is not registered at the same address as the permit. This is only for applicants with two properties, not for applicants who are late in submitting their V5C document to the DVLA.
If you have use of a hire vehicle you will need to provide a copy of the hire/lease agreement which must be valid for a minimum of 6 months and a copy of a proof of residency as outlined above. The Agreement must state the vehicle registration number, your name and the permit address.
Proof of vehicle ownership
If you are the registered keeper of the vehicle you must provide a copy of your vehicle registration document (logbook) showing your name and address and one proof of residency. These documents must be in the same name and address as your permit application.
For company vehicles you must provide a company letter on official headed paper, which confirms that you will be using this vehicle along with a copy of a proof of residency as outlined above. The company letter must state your name, address, vehicle registration, make and model and confirm that you are an employee.
If you have use of the vehicle, but are not the owner of the vehicle you will need to provide the following; a copy of the full vehicle registration document (logbook), a copy of the motor insurance document showing you as a named driver, a copy of a proof of residency as outlined above and a covering letter explaining why you require a permit for a vehicle you do not own.
If you own the vehicle but it is not registered at the permit address you will need to provide the following; a copy of the full vehicle registration document (log book), copies of three different proofs of address as outlined above, and a covering letter explaining why you need a permit for a vehicle that is not registered at the same address as the permit. This is only for applicants with two properties, not for applicants who are late in submitting their V5C document to the DVLA.
If you have use of a hire vehicle you will need to provide a copy of the hire/lease agreement which must be valid for a minimum of 6 months and a copy of a proof of residency as outlined above. The Agreement must state the vehicle registration number, your name and the permit address.
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