Recomendations for personal injury solicitor?
Discussion
Have you already signed up with this solicitor? Signed a CFA?
It'll be very difficult to find someone else to take the claim on once a firm of solicitors has become involved.
Furthermore, if special damages are under £10k and generals have been settled, it'll be allocated to the small claims track where there will be no costs recoverable which will make it even more less attractive to another firm of solicitors.
It'll be very difficult to find someone else to take the claim on once a firm of solicitors has become involved.
Furthermore, if special damages are under £10k and generals have been settled, it'll be allocated to the small claims track where there will be no costs recoverable which will make it even more less attractive to another firm of solicitors.
mchoody said:
Accident was hit from the rear on the motorway. We are currently in the hands of a solicitor but not happy with the service. The injury claim is pretty low and more or less acceptable to be honest, it's the uninsured losses we are fighting for.
What are your uninsured losses? chml said:
What are your uninsured losses?
The car rolled down the motorway so we lost a load of things all over the M40 (We were coming back from a weeks holiday in Scotland).The insurance company are refusing to pay for this as they say the items could have been taken whilst in the salvage yard. The item that sticks in my throat the most is they are refusing to pay for a new car seat that my 5 year old was in. I had to purchase a new one that day to get home amd wouldn't use the one that was in the accident again obviously.
mchoody said:
The car rolled down the motorway so we lost a load of things all over the M40 (We were coming back from a weeks holiday in Scotland).
The insurance company are refusing to pay for this as they say the items could have been taken whilst in the salvage yard. The item that sticks in my throat the most is they are refusing to pay for a new car seat that my 5 year old was in. I had to purchase a new one that day to get home amd wouldn't use the one that was in the accident again obviously.
Surely they’re still liable even if it was the scrotes at the scrap yard that took it?The insurance company are refusing to pay for this as they say the items could have been taken whilst in the salvage yard. The item that sticks in my throat the most is they are refusing to pay for a new car seat that my 5 year old was in. I had to purchase a new one that day to get home amd wouldn't use the one that was in the accident again obviously.
mchoody said:
The car rolled down the motorway so we lost a load of things all over the M40 (We were coming back from a weeks holiday in Scotland).
The insurance company are refusing to pay for this as they say the items could have been taken whilst in the salvage yard. The item that sticks in my throat the most is they are refusing to pay for a new car seat that my 5 year old was in. I had to purchase a new one that day to get home amd wouldn't use the one that was in the accident again obviously.
Have you been able to quantify and document the items ? The car seat should never be an issue, insurance companies pay out for those without argument even if they haven’t been damaged. The insurance company are refusing to pay for this as they say the items could have been taken whilst in the salvage yard. The item that sticks in my throat the most is they are refusing to pay for a new car seat that my 5 year old was in. I had to purchase a new one that day to get home amd wouldn't use the one that was in the accident again obviously.
Because the generals are (by the sounds of it) agreed it reduced the solicitors appetite to issue for the specials as KungFu said about due to costs and changes to the CPR over the last few years.
Maybe I'm being a bit thick here but I don't quite understand it! Surely if the loss is uninsured then the insurance company aren't going to pay out - that's what it says on the tin! Why is the solicitor responsible for the actions of the insurance co?
Were the contents of the car covered by either the car insurance or seperate insurance?
If not I guess (yes, a guess!) the only way is to claim from the 3rd party through the civil courts.
In more general terms, are the contents of a car normally covered by car insurance? Yes, I know it depends on what it says on the policy, and yes, I'm too lazy to go and look at mine!! I just wondering if 'normal' car insurance would cover this sort of thing, maybe up to a certain value??
Were the contents of the car covered by either the car insurance or seperate insurance?
If not I guess (yes, a guess!) the only way is to claim from the 3rd party through the civil courts.
In more general terms, are the contents of a car normally covered by car insurance? Yes, I know it depends on what it says on the policy, and yes, I'm too lazy to go and look at mine!! I just wondering if 'normal' car insurance would cover this sort of thing, maybe up to a certain value??
Yes, receipts for quite a few things but not all but pictures provided. I lost a watch given to me by my Father that I've had to write off. Lots of toys and some items of jewellery that I've also had to write off.
I think you are spot on about the loss of appetite. Receipts were provided of the new and old car seat.
I think you are spot on about the loss of appetite. Receipts were provided of the new and old car seat.
mchoody said:
it's the uninsured losses we are fighting for.
mchoody said:
Yes, receipts for quite a few things but not all but pictures provided. I lost a watch given to me by my Father that I've had to write off. Lots of toys and some items of jewellery that I've also had to write off.
But were these items insured? Sorry but you seem to have two contradictary statements.However if they're not insured then I think blueg33 has summed it nicely.
I'd recommend these folk for PI, and in Surrey. https://www.cordellandco.co.uk/
mchoody said:
The question was asked by the other isurers why I wasn't claiming on my home poilcy but I don't see why I should need to do this? Or do I do this and pass the details on of the third party?
They are surely talking s
te - you shouldn't be claiming on your own policy and you shouldn't be 'writing off' the lost watch and jewellery.mchoody said:
Yes, receipts for quite a few things but not all but pictures provided. I lost a watch given to me by my Father that I've had to write off. Lots of toys and some items of jewellery that I've also had to write off.
I think you are spot on about the loss of appetite. Receipts were provided of the new and old car seat.
What is the total value of the claim? Was the watch/jewellery on your person at the time and came off in the accident or was it in the boot or such like? The insurance company are probably a bit sceptical as uninsured losses normally amount to things like, insurance excess, mobile phone if knocked from cradle, prams in boot etc . I think you are spot on about the loss of appetite. Receipts were provided of the new and old car seat.
I would check your insurance policies as a lot of these include legal cover but also may restrict who does the legal work.
Check this before engaging a solicitor to act for you!
Any no-win, no-fee solicitor will ask for these details to see if they can bill costs to them rather than survive on the 25% success fee alone.
Check this before engaging a solicitor to act for you!
Any no-win, no-fee solicitor will ask for these details to see if they can bill costs to them rather than survive on the 25% success fee alone.
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