Proof of no claims - says policy cancelled
Proof of no claims - says policy cancelled
Author
Discussion

uluru

Original Poster:

221 posts

137 months

Wednesday 28th August 2019
quotequote all
I've just changed my car insurance - have requested proof of no claims and the email sent says "confirm that your insurance policy was cancelled on ... and at that time of cancellation you were entitled to a No Claims Discount of 9 years"

I thought cancelled had a very specific meaning with respect to car insurance, my policy expired not cancelled surely? Is it going to raise alarm bells anywhere?

Lemming Train

5,567 posts

101 months

Wednesday 28th August 2019
quotequote all
What did your insurance company say when you rang them to ask them about it?

uluru

Original Poster:

221 posts

137 months

Wednesday 28th August 2019
quotequote all
I'm not able to call until lunchtime

Integroo

11,631 posts

114 months

Wednesday 28th August 2019
quotequote all
There is a difference between you having a policy cancelled by the insurer, and cancelling the policy yourself.

Defconluke

320 posts

183 months

Wednesday 28th August 2019
quotequote all
Cancelled will just mean you have not take up the option to auto-renew.

ElectricPics

761 posts

110 months

Wednesday 28th August 2019
quotequote all
Seems like a strange word to use if they're just not auto-renewing. No insurer has ever mentioned cancelled to me before and I rarely use the same insurer for more than one year.

uluru

Original Poster:

221 posts

137 months

Wednesday 28th August 2019
quotequote all
ElectricPics said:
Seems like a strange word to use if they're just not auto-renewing. No insurer has ever mentioned cancelled to me before and I rarely use the same insurer for more than one year.
Yes that's what I thought, I looked back through some previous insurers emails and they say 'your policy ended on...' even when I cancelled a policy before it started.

Pica-Pica

16,592 posts

113 months

Wednesday 28th August 2019
quotequote all
Non-issue.

Lemming Train

5,567 posts

101 months

Wednesday 28th August 2019
quotequote all
uluru said:
I'm not able to call until lunchtime
So what did they say?

TwigtheWonderkid

49,067 posts

179 months

Wednesday 28th August 2019
quotequote all
Integroo said:
There is a difference between you having a policy cancelled by the insurer, and cancelling the policy yourself.
This,..... nothing to worry about.

Kev_Mk3

3,641 posts

124 months

Wednesday 28th August 2019
quotequote all
Nothing to worry about its saying your no longer with them not you've had insurance cancelled