Credit hire fiasco

[silentbrown]

Have we had this one yet?

£400K in credit hire fees, dodgy eye-witnesses, all for some dozy **** driving into a parked car at about 20mph.

https://www.lawgazette.co.uk/news/claimants-400k-c...

[Chrisgr31]

anonymous said:

[redacted]

They were the claimant!

[Durzel]

So who is to blame in all of this?

The credit hire company?
The claimant who drove into a stationary car and then drove a hire car around for nearly 3 years afterwards?
Her insurers for passing her details along to AMCs?

Seems like the whole system is rotten to the core.

I get calls at least 2-3 times a week from companies who know the specific details of a low speed accident I had in February (which was admittedly my fault and the claim recorded as such), telling me that “as I wasn’t at fault I an entitled to compensation”. My then insurers seemingly can’t tell me why they know the exact details of the accident, and my mobile number...

[JulianHJ]

Hopefully the claimant will get absolutely rinsed.

[SlowAndDull]

Thanks, a fascinating read (the full judgement).

It sounds as though the Claimant and cohort are a bunch of fraudsters, and one can only hope that further action is taken. The judge clearly has a poor opinion of the expert witnesses too - neither seems to have stuck to facts.

I hope these accident management companies get regulated into the ground; they are parasites!

[ging84]

absolute fking fraud
why don't the courts do something about it

[Durzel]

At a guess actually proving fraudulent intent is harder than it sounds? Also who do you prosecute? The claimant? The AMC? The credit hire company?

[ging84]

What about something like contempt of court?

[hunton69]

One of our drivers had a rental vehicle for a year it took Mercedes a year to fix his vehicle this is heading to court as the hire charges are over 100 grand

[Zippee]

hunton69 said:

One of our drivers had a rental vehicle for a year it took Mercedes a year to fix his vehicle this is heading to court as the hire charges are over 100 grand

This is where credit hire really takes the piss.
My wife had someone go in the back of her evoque last month. Instead of going via her insurer and the obligatory AMC she went to the 3rd party - churchill.
Couldn't have been more helpful, was offered a RR sport for which they cap the rate at 75 a day with thrifty. She turned it down and just opted for another evoque at 60 a day from thrifty. An AMC would have charged 2-300 per day for this car. Why insurers can't do this instead of farming out to AMCs and the inflated costs plus associated risks on the costs I don't know...

[hunton69]

His was a licensed private hire vehicle the issue was with Mercedes.
The motor spent so much time out the workshop during the year that it went green. He traded it in for a new one when he got it back aa he didn’t trust the electrics

[Countdown]

silentbrown said:

Have we had this one yet?

£400K in credit hire fees, dodgy eye-witnesses, all for some dozy **** driving into a parked car at about 20mph.

https://www.lawgazette.co.uk/news/claimants-400k-c...

So her 4 independent witnesses all lived at the same address (an address linked to the AMC) and none of them turned up to give evidence?

How tf is this not fraud?

[ChocolateFrog]

Makes my 8ish grand for a 60 day bike hire seem almost reasonable.

[ChocolateFrog]

Are you as the person receiving the credit hire cat obliged to keep costs reasonable and if you don't the insurance company can come to you for the money.

[rscott]

ChocolateFrog said:

Are you as the person receiving the credit hire cat obliged to keep costs reasonable and if you don't the insurance company can come to you for the money.

The AMCs don't like you doing that though - when my MX5 was reversed into by a dozy bint in a Discovery, the AMC gave me a 320d as a like for like replacement..
I sent it back and asked for something like a Fiesta - my commute was 7 miles of country roads, so the BMW wasn't ideal.
They gave me an Auris with no screenwash and a broken bonnet release... One more angry phone call to them and I got a Focus...

[silentbrown]

ChocolateFrog said:

Are you as the person receiving the credit hire cat obliged to keep costs reasonable and if you don't the insurance company can come to you for the money.

Absolutely. You have a duty to mitigate your losses. (Even for cats...)

In particular. if you didn't need to a hire car because you have another car available. Or, if you would have been perfectly happy with a cooking Mondeo for a few weeks and didn't actually *need* that like-for-like Bentley...

Or, of course, if you could afford to hire a car at "regular" rates from Hertz or whoever, rather than needing a credit hire.