Discussion
After some advice please.
I had a small, low speed parking prang last week.
I was reversing out of a parking bay in a car park. Due to having an SUV on my/drivers side of the car my view was blocked in that direction. Therefore I'm rolling back at very low speed, as I can't see if anything is coming through the car park from that direction. I drive a long estate car and so I was still coming out of my space when someone drove into me.
They hit me on the corner of my bumper, slightly more on the side of the car, than on the rear.
On my car it smashed the rear light, only on the bit that wraps round the side of the car though and has broken the paintwork slightly on the bumper.
On their car It's scuffed and scraped some paint off the lower part of the bumper.
After seeing where they drove afterwards and that they nearly hit me again, when they'd spun round to leave the car park. I'd say they were lost and also possibly going a bit quick for a small car park. But also appreciate I was reversing out into traffic, which may negate how the other party was driving.
As in, will I be classed as at fault, due to reversing out, regardless of how they were driving...they were driving forwards?
At the time we agreed we'd see how things looked in the light of day (it was dark at the time). I said I thought they'd driven into me as they'd come into the side of my car but they didn't agree but said "I'm sure we can sort it out later". Possibly foolishly I said that I'd probably be getting mine fixed myself, as it wasn't worth claiming, as to repair it'll be less than me excess.
I've already bought and fitted a new light and think the body work cost will be less than £200. The guys at the body shop have already had a look at it.
The other party are now saying they think it's all my fault and if I don't pay to get their car fixed, they'll go through their insurance company and say it's 100% my fault.
I had a small, low speed parking prang last week.
I was reversing out of a parking bay in a car park. Due to having an SUV on my/drivers side of the car my view was blocked in that direction. Therefore I'm rolling back at very low speed, as I can't see if anything is coming through the car park from that direction. I drive a long estate car and so I was still coming out of my space when someone drove into me.
They hit me on the corner of my bumper, slightly more on the side of the car, than on the rear.
On my car it smashed the rear light, only on the bit that wraps round the side of the car though and has broken the paintwork slightly on the bumper.
On their car It's scuffed and scraped some paint off the lower part of the bumper.
After seeing where they drove afterwards and that they nearly hit me again, when they'd spun round to leave the car park. I'd say they were lost and also possibly going a bit quick for a small car park. But also appreciate I was reversing out into traffic, which may negate how the other party was driving.
As in, will I be classed as at fault, due to reversing out, regardless of how they were driving...they were driving forwards?
At the time we agreed we'd see how things looked in the light of day (it was dark at the time). I said I thought they'd driven into me as they'd come into the side of my car but they didn't agree but said "I'm sure we can sort it out later". Possibly foolishly I said that I'd probably be getting mine fixed myself, as it wasn't worth claiming, as to repair it'll be less than me excess.
I've already bought and fitted a new light and think the body work cost will be less than £200. The guys at the body shop have already had a look at it.
The other party are now saying they think it's all my fault and if I don't pay to get their car fixed, they'll go through their insurance company and say it's 100% my fault.
Let them. Their damage must be similar (£200?). Are they potentially going to risk their excess for that?
I had a similar situation in a car park. My fault, I paid without claiming, but informed my insurer. They held it on file in case the other party made further claims. All settled amicably, and no increase on my premiums
I had a similar situation in a car park. My fault, I paid without claiming, but informed my insurer. They held it on file in case the other party made further claims. All settled amicably, and no increase on my premiums
Edited by Pica-Pica on Tuesday 17th December 10:03
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