What Criminal offence with this fall under

[Rocco123123]

Hi so I purchased a super car and took a small loan totalling £12,000 towards the vehicle i.e. then put the registered keepers form in the persons name I lend the money off and then paid the debt off and she refused to sign the car over and then took it back to the showroom and sold it even though she was not the legal owner pls help

[Chucklehead]

If the above were true, then I think it'd be criminally stupid. It's an offence, but not punishable by law.

[randlemarcus]

Terminal stupidity? Oh, you mean her? Maybe obtaining pecuniary advantage through deception, but unless you have nice clear documentation, you putting her as RK is hugely blurring the lines.

[The Mad Monk]

Rocco123123 said:

Hi so I purchased a super car and took a small loan totalling £12,000 towards the vehicle i.e. then put the registered keepers form in the persons name I lend the money off and then paid the debt off and she refused to sign the car over and then took it back to the showroom and sold it even though she was not the legal owner pls help

Not sure I understand what you are saying?

[Starfighter]

Theft.

The V5c is not proof of ownership. What documentation do you have from the sale and the loan?

Some lease /loans have the V5c in the lender’s name but not all.

[vaud]

OP,

For clarity can you write it out in bullet points of what happened and who? Not clear from your post.

[anonymous-user]

[Rozzers]

This would be a civil rather than a criminal matter, you seem to have agreed at some stage that they were part owner by virtue of giving them the V5, but dont seem to have formalised the transaction through receipt or correspondence when you paid the debt.

You need a solicitor

[Dr Jekyll]

vaud said:

OP,

For clarity can you write it out in bullet points of what happened and who? Not clear from your post.

As I understand it. He borrowed £12,000 and put the lenders name as registered keeper on his cars registration document, presumably as security for her. He paid off the loan but she sold the car claiming to be the owner.

Can you confirm OP?

[dhutch]

Do you have proof you paid on it off.

Is this person a friend and or previous partner?

As said, sounds like theft, but complicated.

[Evanivitch]

Out of interest, how did they physically obtain the vehicle if you had ownership of the keys?

[gruffalo]

Evanivitch said:

Out of interest, how did they physically obtain the vehicle if you had ownership of the keys?

I very much doubt anything has happened, sounds completely made up BS!

[Tony1963]

Funny.

Unfortunate but funny. This could be a case on Judge Judy.

[vaud]

Sounds like a relationship that went very sour.

[dhutch]

vaud said:

Sounds like a relationship that went very sour.

To me too.

[Starfighter]

What outcome do you want?

If you want the car back then get on to the place it was sold to and advise them it was not her to sell.
If you want the money the it will be a civil action in the county court (small claims limit is £10k).
The police may be able to help but will not want to get involved if the other party is a former partner.

If the £12k is really a small part of the total cost them get to a solicitor and get some proper legal advice. Take all the paperwork you have including the original purchase receipt and payment records as well as records of the repayment of the £12k.

[anonymous-user]

Does anyone believe that any of this actually happened in any place outside the fantasy life of the OP? If it really did happen, anyone who can afford* to buy a supercar for his (now ex?) girlfriend can afford to hire a lawyer to disentangle his "bit Council" imbroglios.


*...or not afford, but can get caught up in wiffly waffly loan shenanigans about unaffordable cars.

[Dr Jekyll]

Rocco123123 said:

Hi so I purchased a super car and took a small loan totalling £12,000 towards the vehicle i.e. then put the registered keepers form in the persons name I lend the money off and then paid the debt off and she refused to sign the car over and then took it back to the showroom and sold it even though she was not the legal owner pls help

Just to be clear, was this a 'Supercar' or a car that was super as in good condition etc.

[paintman]

randlemarcus said:

Terminal stupidity? Oh, you mean her? Maybe obtaining pecuniary advantage through deception, but unless you have nice clear documentation, you putting her as RK is hugely blurring the lines.

Repealed & replaced by the simpler fraud offences in the Fraud Act 2006.

Edited by paintman on Wednesday 9th September 10:14

[anonymous-user]

Note that the loan of £12,000 is described by our articulate and expressive OP as a "small" loan, so I think that he may mean one of those very unpleasant and noisy cars that tend to be driven by very unpleasant and noisy people, but perhaps indeed he is just a Jilly Cooper fan and the car was just a jolly super car.