V5 question
Author
Discussion

robwilk

Original Poster:

818 posts

209 months

Thursday 11th November 2021
quotequote all
My sons Girlfriend has just purchased a new to her car, she was not given the V5 from the dealer and has been told that the original owner has possession of the V5.
I asked how she taxed the car and she said the dealer said the car is still taxed buy the original owner as she still has the V5.
this has me confused .
She has insured the car as her own but it appears the original owner has not filled in the documentation and remains the owner of the car hence it still being taxed.
This sounds a cluster fxxk to me , am i over thinking it and it will be fine or can the original owner say its my car,thank you.
It was bought from a dealer and she has a receipt for the car

SLCZ3

1,293 posts

234 months

Thursday 11th November 2021
quotequote all
robwilk said:
My sons Girlfriend has just purchased a new to her car, she was not given the V5 from the dealer and has been told that the original owner has possession of the V5.
I asked how she taxed the car and she said the dealer said the car is still taxed buy the original owner as she still has the V5.
this has me confused .
She has insured the car as her own but it appears the original owner has not filled in the documentation and remains the owner of the car hence it still being taxed.
This sounds a cluster fxxk to me , am i over thinking it and it will be fine or can the original owner say its my car,thank you.
It was bought from a dealer and she has a receipt for the car
Never ever buy a car without the V5 being handed over on purchase.

CharlesElliott

2,263 posts

311 months

Thursday 11th November 2021
quotequote all
And road fund licence (tax) no longer transfers......

robwilk

Original Poster:

818 posts

209 months

Thursday 11th November 2021
quotequote all
Note its her first car and she bought it on her own.
She believed the dealer and did not think it was a problem,
It was only when she told my son what happen that raised the red flag

martinbiz

3,698 posts

174 months

Thursday 11th November 2021
quotequote all
SLCZ3 said:
Never ever buy a car without the V5 being handed over on purchase.
Not always true, there are many above board reasons why there may not be a V5c present at the point of sale, if bought from a proper dealer there should be nothing to worry about, although in this case it sounds iffy

martinbiz

3,698 posts

174 months

Thursday 11th November 2021
quotequote all
CharlesElliott said:
And road fund licence (tax) no longer transfers......
That's the issue it is still registered with the previous owner, so nothing to transfer and the system knows no different, so it will still be taxed

martinbiz

3,698 posts

174 months

Thursday 11th November 2021
quotequote all
robwilk said:
My sons Girlfriend has just purchased a new to her car, she was not given the V5 from the dealer and has been told that the original owner has possession of the V5.
I asked how she taxed the car and she said the dealer said the car is still taxed buy the original owner as she still has the V5.
this has me confused .
She has insured the car as her own but it appears the original owner has not filled in the documentation and remains the owner of the car hence it still being taxed.
This sounds a cluster fxxk to me , am i over thinking it and it will be fine or can the original owner say its my car,thank you.
It was bought from a dealer and she has a receipt for the car
OP was this a Bona fide dealer or just some bloke trading cars from his back garden?

ESD1711

390 posts

80 months

Thursday 11th November 2021
quotequote all
Sounds like maybe half a story - I’d be seeking to speak to the dealer to clear it up and get the full picture.

Why are they selling the car without docs?
What are they doing to transfer the registered keeper to your daughter?
Are they intending to let her know when her car stops being taxed due to change of ownership?

I’d be going to the dealer directly to discuss.

robwilk

Original Poster:

818 posts

209 months

Thursday 11th November 2021
quotequote all
martinbiz said:
OP was this a Bona fide dealer or just some bloke trading cars from his back garden?
she thinks it a bona fide dealer, i don't know the facts.

martinbiz

3,698 posts

174 months

Thursday 11th November 2021
quotequote all
robwilk said:
martinbiz said:
OP was this a Bona fide dealer or just some bloke trading cars from his back garden?
she thinks it a bona fide dealer, i don't know the facts.
The girlfriend and/or your son need to go back to "dealer" asap and get them to sort it out, they seem to have totally mismanaged the paperwork, hopefully that is all there is to it

babelfish

1,020 posts

236 months

Thursday 11th November 2021
quotequote all
V5 is probably in the hands of the log book loan company wink

Pebbles167

4,572 posts

181 months

Friday 12th November 2021
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I bought a bike from a dodgy as hell seller. Only got the new keeper supplement from him, still in the previous owners name, albeit with tippex over it. Completely useless.

Get a form V62, fill it out and send to DVLA. Theyll contact current registered keeper, to which they will confirm sale or ignore. After no response, and assuming they don't try to claim its still theirs, you'll get a log book in the post after a few weeks. Can't tell you how long it'll take at present, but I have sent a V5 in the post recently, and had a new one within a week or so, so potentially not that bad.

Get a V62 here, or from the post office.

https://www.gov.uk/government/publications/applica...

waynecyclist

14,653 posts

143 months

Friday 12th November 2021
quotequote all
babelfish said:
V5 is probably in the hands of the log book loan company
That is what I am thinking, baffles me that someone would buy a car with seeing or getting the V5



BertBert

21,245 posts

240 months

Friday 12th November 2021
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The upside is that if it is taxed, the new owner is getting free road tax! Not saying it balances the downsides (of which there are many), but at least there is one.

As others have said, get grumpy with the dealer. Reject car and get refund if nothing gets sorted quickly.

SLCZ3

1,293 posts

234 months

Friday 12th November 2021
quotequote all
Reasons to never buy a car/vehicle without having the V5 present and examined.
1. Stolen car.
2. Insurance category (damaged/write off).
3. Imported
4. Seller/owner/keeper not entitled to sell it.
5. Logbook loan.
6. Finance outstanding.
7. A ringer.

imagineifyeswill

1,250 posts

195 months

Friday 12th November 2021
quotequote all
My niece bought a car from a dealer like this
The vehicle was a 2006 Mini convertible on a private number which the previous owner was meant to be retaining, the garage said they would sort that out and must have taxed the car for her using the new keeper slip.
She kept getting calls from the previous owner saying they wanted their number plates back, to which she always replied yes not a problem but you can do all the paperwork and pay for the transfer. She hadn't got the log book from the garage but they always said they had it if she called in when passing which wasn't really likely since they were an hour away, but the y did send her a pic of the V5.
Fast forward a few months and I got a call from my sister, her hubby had got involved and that morning had phoned DVLA about a replacement log book, then filled. in the requisite form to send off. My sister was concerned he hadn't done things right so called me, I asked her to send me a copy of the V5 pic and some other details and I would check it out.
It turned out that the garage had done the reg change six months before and her car was registered to its original number, likewise the previous owners car was registered to the private number not the 66 plate she was driving around on, the really strange part of this was that the V5 the garage sent the picture of was a current one in my niece's name and address with the correct reg for the vehicle, how the name did they manage to get that as it should have come direct from DVLA to my niece

twing

5,793 posts

160 months

Friday 12th November 2021
quotequote all
SLCZ3 said:
Reasons to never buy a car/vehicle without having the V5 present and examined.
1. Stolen car.
2. Insurance category (damaged/write off).
3. Imported
4. Seller/owner/keeper not entitled to sell it.
5. Logbook loan.
6. Finance outstanding.
7. A ringer.
Reasons not to worry about buying a car without a V5 (Assuming bona fide dealer
1.DVLA are woefully behind and we can't not sell stock just because we don't have docs
2.BCA are woeful with all paper work at the moment and we can't not sell stock just because we don't have docs
3. A decent HPI report will answer most of the issues you mention
4. Just use a V62 and wait for V5 to turn up, it's still got VED on it and likely will have until the new V5 arrives

martinbiz

3,698 posts

174 months

Friday 12th November 2021
quotequote all
babelfish said:
V5 is probably in the hands of the log book loan company wink
The Reg document that the keeper has is a V5C, a V5 is for a new vehicle for the dealer to do the first registration and tax, although that might be done online now, been out of the game for a while, things have probably moved on

MustangGT

13,830 posts

309 months

Saturday 13th November 2021
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twing said:
Reasons not to worry about buying a car without a V5 (Assuming bona fide dealer
1.DVLA are woefully behind and we can't not sell stock just because we don't have docs
A query here please. As a dealer you should have the old V5, you have no need to send it to DVLA at all. How would you get to be in a position where DVLA causes a delay for you?

Nowadays everything should be being done instantaneously online anyway.

Mr Miata

1,220 posts

79 months

Monday 15th November 2021
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Without the V5 what do you have to say the car is legally yours?

Theoretically, if its still in the previous owners name whats to stop them getting the car back? Its the same if you buy a joint car with a partner then split up afterwards, if the V5 is in your ex partners name, say goodbye to the car.