Reported as being in an accident but wasn't me
Discussion
I've had a letter from Greater Manchester Police saying I'd had and accident, Section 172.
Driving without due care and attention, failing to stop and report an accident. Obviously in Manchester early November.
I've never been to this place, it's a 3.5-4hr drive away from where I live (Berkshire). It wasn't me or my car involved. The Reg number obviously matches but there is no description or other evidence. I was contacted early Nov by the insurance company talking about this (I thought it was a scam email) when I spoke to them I told them it wasn't me and didn't hear anything more so assumed it was resolved. Now the police are involved.
Luckily when the insurance company contacted me I managed to save some footage from my CCTV system showing the car on the drive early AM and again mid afternoon.
Nothing in the form gives me an option to reply to this effect. It wasn't my car. I wasn't the driver, I don't know the driver, I've not bought/sold or hired it but the reg. is right.
Not sure what to do. I've emailed them but heard nothing yet.
Driving without due care and attention, failing to stop and report an accident. Obviously in Manchester early November.
I've never been to this place, it's a 3.5-4hr drive away from where I live (Berkshire). It wasn't me or my car involved. The Reg number obviously matches but there is no description or other evidence. I was contacted early Nov by the insurance company talking about this (I thought it was a scam email) when I spoke to them I told them it wasn't me and didn't hear anything more so assumed it was resolved. Now the police are involved.
Luckily when the insurance company contacted me I managed to save some footage from my CCTV system showing the car on the drive early AM and again mid afternoon.
Nothing in the form gives me an option to reply to this effect. It wasn't my car. I wasn't the driver, I don't know the driver, I've not bought/sold or hired it but the reg. is right.
Not sure what to do. I've emailed them but heard nothing yet.
abzmike said:
I wouldn’t be relying on an email. Pick up the phone.

Bigends said:
Bullett said:
It specifically states not to call them, that would have been my first action otherwise.
There is no telephone number listed and its hard to find one online.
Ok, either way, make sure you return the form and covering letter recorded delivery and keep up with the emailsThere is no telephone number listed and its hard to find one online.
I was going to contact them yesterday to help someone out but in the end we thought fook it we've done our bit they can contact us if they need to clarify anything.
Saying that they contacted us about something a while ago by email over something completely different but tbh we couldn't be arsed dealing with it as it was so badly written and not clear what they even wanted.
I would also dig out any evidence proving you/your car were not in the area at the time such as receipts, etc.
I had the same thing through the insurance but the car description was all wrong, trouble is this stays open on your record as a claim and when they realise your aren't the correct other party won't bother to tell your insurer you are off the hook. You need to push your insurer to get this closed down and marked 'nothing to do with you', etc as it will stay on your record despite being erroneous.
And before anyone pops up and says this all wrong, this exactly what happened with my insurer and it took several months before they would mark the claim from Swiftcover as erroneous.
I had the same thing through the insurance but the car description was all wrong, trouble is this stays open on your record as a claim and when they realise your aren't the correct other party won't bother to tell your insurer you are off the hook. You need to push your insurer to get this closed down and marked 'nothing to do with you', etc as it will stay on your record despite being erroneous.
And before anyone pops up and says this all wrong, this exactly what happened with my insurer and it took several months before they would mark the claim from Swiftcover as erroneous.
Edited by anonymous-user on Saturday 18th December 19:49
Depending on your phone and whether you have Google Maps installed, it's worth checking your Google Maps timeline. It might help you prove where you were / that you were nowhere near the scene.
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