Yet another roundabout collision...
Yet another roundabout collision...
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Discussion

jmsgld

Original Poster:

1,085 posts

205 months

Saturday 12th March 2022
quotequote all
Looking for opinions as to how the insurance will apportion fault.

Heavy traffic, 2 lane queuing on all entries to the roundabout, no witnesses, no dashcams.

I am green splodge, driving West on the A35, in right hand lane and turning Right to exit onto A37 North.

Other car (red splodge) is driving North, not sure which lane he was in, I suspect that he was in the Left lane but cut immediately into the Right lane but cannot be sure. It's a busy roundabout and is often slight carnage.

I was well established on the roundabout when he pulled out and foolishly assumed that he would be staying in the Left lane, he didn't, I applied the brakes but my NS side bumper / wing made contact with his rear OS rear wheel, I was close to stationary at point of impact...

Young driver, immediately admitted fault and apologised profusely for pulling out on me, we exchange details. Get home and have a missed call - speak to his very angry father who informs me that he will be trying to blame me...

Does anyone have an idea if this is likely to go my way or 50/50?

Any recommendations for an inexpensive and discrete dashcam?

Thanks



popeyewhite

23,013 posts

149 months

Saturday 12th March 2022
quotequote all
His fault IMO, though it will go 50/50 unless you resist.

NGee

2,929 posts

193 months

Saturday 12th March 2022
quotequote all
[quote=jmsgld

I was well established on the roundabout when he pulled out and foolishly assumed that he would be staying in the Left lane, he didn't, I applied the brakes but my NS side bumper / wing made contact with his rear OS rear wheel, I was close to stationary at point of impact...


[/quote]

I think you have probably answered your own question.

jmsgld

Original Poster:

1,085 posts

205 months

Saturday 12th March 2022
quotequote all
NGee said:
I think you have probably answered your own question.
I'm not convinced that failing to predict another drivers irrational behaviour would confer any blame?

ETA by that rationale, almost 100% of accidents would be 50/50.

Edited by jmsgld on Saturday 12th March 14:10

NGee

2,929 posts

193 months

Saturday 12th March 2022
quotequote all
jmsgld said:
NGee said:
I think you have probably answered your own question.
I'm not convinced that failing to predict another drivers irrational behaviour would confer any blame?

ETA by that rationale, almost 100% of accidents would be 50/50.

Edited by jmsgld on Saturday 12th March 14:10
Yes, you're probably right, but if you learn to predict another drivers irrational behaviour you could avoid the accident in the first place.

jmsgld

Original Poster:

1,085 posts

205 months

Saturday 12th March 2022
quotequote all
I have 3 cars with 15-20 years of no claims on each, I don't think I have done badly...






Divieto di Sosta

4,994 posts

108 months

Saturday 12th March 2022
quotequote all
It's the other bloke's fault but insurance company can always be unpredictable .

Angry father can FO ,he wasn't there .

Solocle

4,196 posts

113 months

Saturday 12th March 2022
quotequote all
jmsgld said:
Looking for opinions as to how the insurance will apportion fault.

Heavy traffic, 2 lane queuing on all entries to the roundabout, no witnesses, no dashcams.

I am green splodge, driving West on the A35, in right hand lane and turning Right to exit onto A37 North.

Other car (red splodge) is driving North, not sure which lane he was in, I suspect that he was in the Left lane but cut immediately into the Right lane but cannot be sure. It's a busy roundabout and is often slight carnage.

I was well established on the roundabout when he pulled out and foolishly assumed that he would be staying in the Left lane, he didn't, I applied the brakes but my NS side bumper / wing made contact with his rear OS rear wheel, I was close to stationary at point of impact...

Young driver, immediately admitted fault and apologised profusely for pulling out on me, we exchange details. Get home and have a missed call - speak to his very angry father who informs me that he will be trying to blame me...

Does anyone have an idea if this is likely to go my way or 50/50?

Any recommendations for an inexpensive and discrete dashcam?

Thanks


Ah, yes, Monkey's Jump. The problem you have is that that's about the point where you want to move across from the right lane to the left lane if you're headed for the A37.

The only footage I easily have to hand is approaching from Martinstown, but I turned onto the A35:

Timecode 1:43:23 - https://youtu.be/pu0SqfI3te4?t=6203

jmsgld

Original Poster:

1,085 posts

205 months

Saturday 12th March 2022
quotequote all
1.40.27 is the roundabout in question.

At the point of impact I was still heading directly towards the A35 going west, he must have been going Right, either towards Poundbury or East on the A35, so too would have have to have been in the Right hand lane.

It seems pretty clear cut to me, but not having dealt with liability with insurance companies before I have no idea how sensible they are, or if they just try to push everything 50:50 to make their lives easier...

Solocle

4,196 posts

113 months

Saturday 12th March 2022
quotequote all
jmsgld said:
1.40.27 is the roundabout in question.

At the point of impact I was still heading directly towards the A35 going west, he must have been going Right, either towards Poundbury or East on the A35, so too would have have to have been in the Right hand lane.

It seems pretty clear cut to me, but not having dealt with liability with insurance companies before I have no idea how sensible they are, or if they just try to push everything 50:50 to make their lives easier...
I think the crucial issue is the moveover point. AIUI this is effectively two lanes running around the roundabout, so you're changing lane to take the A37.

So if they say that you moved across, rather than them, then it may well risk going 50/50. But if they don't lie it's pretty clear that you were already established, the fact that they're inexperienced may also lean the insurance companies' decision.