Earth thrown up by tractor ploughing field damaged car
Discussion
Like it says in the title, I was driving along a country road - the A54 towards Congleton for those of you who know the area - and passing a tractor ploughing a field alongside the road when there was an almighty thump on the roof of the car.
I knew instantly it must have been a clod of earth thrown up by the tractor and if It had hit the windscreen I can only imagine it would have smashed it. Anyway, there's now a big dent right in the middle of the roof.
Anyone know whether there's any law that would apply in this case in terms of liability or do I just suck it up and claim on the insurance?
I knew instantly it must have been a clod of earth thrown up by the tractor and if It had hit the windscreen I can only imagine it would have smashed it. Anyway, there's now a big dent right in the middle of the roof.
Anyone know whether there's any law that would apply in this case in terms of liability or do I just suck it up and claim on the insurance?
I’d tell my insurers. If you can determine who was ploughing (details of farmer) you could tell your insurers that. They would then take a view as to whether a claim against his insurers would likely be successful and decide whether to follow up.
You other choice is to not claim, pursue the farmer yourself … but that would, ahem, in my view be ploughing your own furrow and would be an uphill struggle … unless you’ve got compelling evidence.
My instinct is if the insurers can’t be bothered to claim off the farmer it would be because chances of success are too small, which ought to guide you.
You other choice is to not claim, pursue the farmer yourself … but that would, ahem, in my view be ploughing your own furrow and would be an uphill struggle … unless you’ve got compelling evidence.
My instinct is if the insurers can’t be bothered to claim off the farmer it would be because chances of success are too small, which ought to guide you.
Similar happened to us. Tractor and trailer came off a field, flicked a stone off its tyre as it was passing us and cracked the window. Dash cam wasn't nearly capable of capturing it or the lack of reg on the tractor.
Cost us new window, price of living in the country I guess
Cost us new window, price of living in the country I guess
Edited by TheDrownedApe on Tuesday 30th August 20:52
Are you sure they were ploughing? It's a bit early to be ploughing, especially given how dry it's been.
Most people plough between 4 & 6 mph and this won't throw big lumps any distance. A really reckless driver might achieve this at the end of the furrow by lifting the plough and swinging round really fast, but it would still be quite an achievement.
ETA: I seem to be the slowest farmer to answer!
Most people plough between 4 & 6 mph and this won't throw big lumps any distance. A really reckless driver might achieve this at the end of the furrow by lifting the plough and swinging round really fast, but it would still be quite an achievement.
ETA: I seem to be the slowest farmer to answer!

Thanks for the responses all, Sod's and Murphy's Laws made me laugh especially.
Yep, couldn't have told you exactly what the tractor was doing, only that it seemed to have some implement on the back and stuff was being thrown up.
I thought about stopping at the time but it wouldn't have been easy or especially safe so I carried on thinking it was all captured on my dashcam. Turns out none of the trip had been recorded for some reason so the question of liability is moot anyway as I've no hope of identifying the tractor.
Now, can anyone recommend a dent remover?
Yep, couldn't have told you exactly what the tractor was doing, only that it seemed to have some implement on the back and stuff was being thrown up.
I thought about stopping at the time but it wouldn't have been easy or especially safe so I carried on thinking it was all captured on my dashcam. Turns out none of the trip had been recorded for some reason so the question of liability is moot anyway as I've no hope of identifying the tractor.
Now, can anyone recommend a dent remover?
Sure it was a bit of mud?
www.youtube.com/watch?v=D1NIqrCIZWc
www.youtube.com/watch?v=T4cpfDiUMqo

www.youtube.com/watch?v=D1NIqrCIZWc
www.youtube.com/watch?v=T4cpfDiUMqo

Edited by paintman on Wednesday 31st August 00:30
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