Insurance claim help
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toniscars

Original Poster:

9 posts

137 months

Sunday 19th February 2023
quotequote all
I was stationary, a car reversed into me, he said I sided and crashed into him!
I have dash cam footage to show I was stationary as he reversed into me. I be sounded my horn, but he said he never heard it, as he is hard of hearing.
Should I advise him I have the video, and, are you allowed to drive in the UK by if deaf?

Edited by toniscars on Sunday 19th February 11:24

Grumps.

19,814 posts

65 months

Sunday 19th February 2023
quotequote all
toniscars said:
I was stationary, a car reversed into me, he said I sided and crashed into him!
I have dash cam footage to show I was stationary as he reversed into me. I be sounded my horn, but he said he never heard it, as he is hard of hearing.
Should I advise him I have the video, and, are you allowed to drive in the UK by if deaf?

Edited by toniscars on Sunday 19th February 11:24
Give all the info to your insurance company to deal with.

It’s what you pay them for.

TwigtheWonderkid

48,970 posts

179 months

Sunday 19th February 2023
quotequote all
toniscars said:
are you allowed to drive in the UK by if deaf?
Not only are you allowed to drive if deaf, total deafness is not even a DVLA notifiable condition.

toniscars

Original Poster:

9 posts

137 months

Sunday 19th February 2023
quotequote all
Hmmm , that makes my horn a waste if time then

toniscars

Original Poster:

9 posts

137 months

Sunday 19th February 2023
quotequote all
Hmmm , that makes my horn a waste if time then

QBee

22,444 posts

173 months

Sunday 19th February 2023
quotequote all
My wife is profoundly (100%) deaf.
To help with this, she has a cochlear implant, the external part of which looks like this:



It receives analogue sound and translates it into digital impulses, which are transferred to the cochlear of her inner ear via the magnet on the end of the cord, which itself attaches to metal plate under the skin on the side of her head. The sound she hears is sufficent to improve her lip reading skills from 75% to 95%. It also makes her aware of sirens, but not from where they're coming, as it is a mono input. It is not good enough quality sound for her to hold a converation with someone standing behind her.

The DVLA place no restrictions on her licence, indeed she doesn't even have to wear the cochlear when driving or have the cochlear switched on.
On long journeys on her own she finds the traffic noise tiring and so tends to take the external part of the cochlear off.
However, she has ben deaf all her life, so is more visually aware of what's going on around her than hearing people are.

In 40 years driving she has not had a traffic accident that could have been avoided by hearing, and has only had two minor scrapes, both when pulling out of side turnings where visibiity was obscured by parked cars.

In your case, ignore the deafness issue, just send your insurers the file from your dashcam.

cossy400

3,463 posts

213 months

Sunday 19th February 2023
quotequote all
toniscars said:
I was stationary, a car reversed into me, he said I sided and crashed into him!
I have dash cam footage to show I was stationary as he reversed into me. I be sounded my horn, but he said he never heard it, as he is hard of hearing.
Should I advise him I have the video, and, are you allowed to drive in the UK by if deaf?

Edited by toniscars on Sunday 19th February 11:24
Dont tell him, send it all to your insurers and let them make him look stupid and a liar.

Dingu

4,893 posts

59 months

Sunday 19th February 2023
quotequote all
toniscars said:
Hmmm , that makes my horn a waste if time then
Only in this incident.

Anyway, as above just give your insurers the dashcam footage.

Drawweight

3,587 posts

145 months

Sunday 19th February 2023
quotequote all
toniscars said:
Hmmm , that makes my horn a waste if time then
They still won’t hear it if you sound it twice biggrin

TwigtheWonderkid

48,970 posts

179 months

Sunday 19th February 2023
quotequote all
QBee said:
My wife is profoundly (100%) deaf.
To help with this, she has a cochlear implant, the external part of which looks like this:



It receives analogue sound and translates it into digital impulses, which are transferred to the cochlear of her inner ear via the magnet on the end of the cord, which itself attaches to metal plate under the skin on the side of her head. The sound she hears is sufficent to improve her lip reading skills from 75% to 95%. It also makes her aware of sirens, but not from where they're coming, as it is a mono input. It is not good enough quality sound for her to hold a converation with someone standing behind her.

The DVLA place no restrictions on her licence, indeed she doesn't even have to wear the cochlear when driving or have the cochlear switched on.
On long journeys on her own she finds the traffic noise tiring and so tends to take the external part of the cochlear off.
However, she has ben deaf all her life, so is more visually aware of what's going on around her than hearing people are.

In 40 years driving she has not had a traffic accident that could have been avoided by hearing, and has only had two minor scrapes, both when pulling out of side turnings where visibiity was obscured by parked cars.
Pretty much the same here. My wife was 100% deaf in one ear (now has a cochlear implant) and 25% hearing in the other ear (with hearing aid). One accident in 40 years, didn't see a low wall when pulling out of a parking bay.

98elise

32,503 posts

190 months

Sunday 19th February 2023
quotequote all
TwigtheWonderkid said:
toniscars said:
are you allowed to drive in the UK by if deaf?
Not only are you allowed to drive if deaf, total deafness is not even a DVLA notifiable condition.
This.

Obviously it's better if you do have good hearing, but it's not a issue if you don't. Same reason it's fine to listen to music, but not watch TV!

Short Grain

3,435 posts

249 months

Sunday 19th February 2023
quotequote all
Drawweight said:
toniscars said:
Hmmm , that makes my horn a waste if time then
They still won’t hear it if you sound it twice biggrin
Damn, Beaten to it! biglaugh

Aunty Pasty

786 posts

67 months

Sunday 19th February 2023
quotequote all
Could this be one of those crash for cash insurance scams? I'd also mention to the insurance that they claimed that you drove into them as well as submitting the camera footage.

toniscars

Original Poster:

9 posts

137 months

Hol

9,316 posts

229 months

Thursday 23rd February 2023
quotequote all
I would hand everything to the insurance company.

And then, I would contact the guy and share a still to tell him (in words that paraphrase) that his legal defence team he can have a copy of the video as well, IF he continues lying and you and/0r the police take him to court for all your additional costs.


sixor8

8,500 posts

297 months

Thursday 23rd February 2023
quotequote all
Dash cam footage from a different car too, which makes it more of a 3rd party witness I'd have thought. scratchchin

Grumps.

19,814 posts

65 months

Thursday 23rd February 2023
quotequote all
fk me, he was having a jolly good go at it.

hehe

BertBert

21,228 posts

240 months

Thursday 23rd February 2023
quotequote all
  1. probably doesn't affect it, but there's a lovely trite saying (of which I am a great fan of) which is "tyres and tarmac". It means when you stop, you should leave enough gap so you can see the rear tyres of the car in front and clear tarmac between.
Not the 2" gap you left!

Probably won't affect liability in this case, but may help in the future biggrin

T6 vanman

3,514 posts

128 months

Thursday 23rd February 2023
quotequote all
He probably could see "tyres on tarmac" once matey pulled forward before hitting reverse hehe


Send the dashcam to your insurance and let them process your claim for front end damage ... don't entertain communication with the 'crasher' and sit smuggly in the knowledge you have it all on film

Sheepshanks

40,947 posts

148 months

Thursday 23rd February 2023
quotequote all
BertBert said:
#probably doesn't affect it, but there's a lovely trite saying (of which I am a great fan of) which is "tyres and tarmac". It means when you stop, you should leave enough gap so you can see the rear tyres of the car in front and clear tarmac between.

Not the 2" gap you left!

Probably won't affect liability in this case, but may help in the future biggrin
What a strange accident!

As wel as being close, OPs positioning left of the other car's rear may have meant the driver glanced in the door mirror and didn't see him.