Accidentally driven without insurance - in the clear?
Discussion
TL:DR - I have (possibly) driven a vehicle without insurance across the country - I didn't get stopped at the time, is it possible/likely I'll get chased retrospectively?
The slightly longer version
I seem to have cocked something up here!
Last week I bought an old vehicle, I'd already got a quote to add it to my main insurance policy to make sure it was viable - figured as a specialist car a broker should be able to beat it easy enough.
When I came to confirm the insurance my insurance companies website threw an error. It was late, after phonelines shut, the weather was turning and my friendly seller spent a couple of hours showing me everything and with a 5 hour drive and the weather turning I just wanted to get on so I popped into a price comparison website on my phone and took the first option with a view to cancelling within the 14 day cooling off period when I found a proper policy.
All went well and today I got sorted by a broker for half the price. When I went to cancel the old policy their website listed it as not starting for a couple more days yet. I guess I'd either clicked the wrong date or it'd prepopulated a date I'd given when doing a speculative quote or something else - it doesn't make much difference - my fault and I'd not double checked.
Anyway I had no issues on my drive back but it did include crossing a big chunk of the country including bits of London and I'm a bit worried about getting something in the post from an ANPR camera along the way.
For what it's worth it was showing as insured on askMID so possibly still the old owner hasn't cancelled their policy yet which would negate any ANPR business but if not am I screwed?
The slightly longer version
I seem to have cocked something up here!
Last week I bought an old vehicle, I'd already got a quote to add it to my main insurance policy to make sure it was viable - figured as a specialist car a broker should be able to beat it easy enough.
When I came to confirm the insurance my insurance companies website threw an error. It was late, after phonelines shut, the weather was turning and my friendly seller spent a couple of hours showing me everything and with a 5 hour drive and the weather turning I just wanted to get on so I popped into a price comparison website on my phone and took the first option with a view to cancelling within the 14 day cooling off period when I found a proper policy.
All went well and today I got sorted by a broker for half the price. When I went to cancel the old policy their website listed it as not starting for a couple more days yet. I guess I'd either clicked the wrong date or it'd prepopulated a date I'd given when doing a speculative quote or something else - it doesn't make much difference - my fault and I'd not double checked.
Anyway I had no issues on my drive back but it did include crossing a big chunk of the country including bits of London and I'm a bit worried about getting something in the post from an ANPR camera along the way.
For what it's worth it was showing as insured on askMID so possibly still the old owner hasn't cancelled their policy yet which would negate any ANPR business but if not am I screwed?
Edited by rpguk on Tuesday 22 August 18:08
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