Details following RTA

[CalNaughtonJnr]

Was rear ended over the weekend and although we both stopped, the only details given by the third party were his first name and an iCloud email address - never been involved in a coming together before and the Mrs and I were both a bit shaken up so weren’t thinking straight

I have had correspondence with the guy via the email address but despite asking, he has yet to provide his full name and home address

Minimal damage to the car but the bloke has started playing silly buggers and says he won’t accept full responsibility and is seeking legal advice so my insurers have now been informed

The Mrs thinks I’m being a nob but from what I can gather, if details have not been exchanged within 24hrs (he has my name, home address and insurance details), the incident should now be reported to the police.

Thoughts?

[SistersofPercy]

Thoughts?
Contact your insurance, give them the details you have. Let them crack on with it.

[smokey mow]

Assume you got his registration number?

Just give the details you’ve got to your insurance company and then let them deal with it. It’s what you pay them for.

[kiethton]

smokey mow said:

Assume you got his registration number?

Just give the details you’ve got to your insurance company and then let them deal with it. It’s what you pay them for.

This. Especially if you've already let them know. If he's gone into the back of you 99% of the time it'll be totally clear cut.

[Gweeds]

£100 says he’s not insured.

[NikBartlett]

Reckon no insurance and fake plates. He was also carrying 5 invisible passengers and all have an invisible stiff neck.

[KungFuPanda]

NikBartlett said:

Reckon no insurance and fake plates. He was also carrying 5 invisible passengers and all have an invisible stiff neck.

Looks like the poor invisible passengers would have to claim from the uninsured driver then wouldn’t they.

What was the actual point of that post?

[CalNaughtonJnr]

I’m happy that it’s now in the hands of the insurers

Following his outburst about going legal, part of me would take great pleasure in letting the bloke know that the police have now been informed

Taking away the emotional aspect, am I actually obliged to report the incident to the police now?

[Ian Geary]

Pretty sure the guidance is you only have to report an accident to the police of details aren't swapped at the time.

And to be fair to the third party: insurance companies always advise never to admit liability or agree to anything without their permission.

So his attitude at the scene might well have been changed upon speaking to their insurer.

Ian

[Red9zero]

A tractor swiped the side of my car a couple of years ago and didn't stop. I managed to catch him up and stop him, but he refused to give me his details. Luckily there was a name, town and phone number on the side of the tractor, so I just handed it all over to my insurance company. It took 6 months, my dashcam footage and a photo of him sat in his tractor before he finally admitted liability.

[Durzel]

Realistically the Police aren’t going to do anything once insurers have taken over. It sucks but there’s basically no disincentive for people not to drive off and/or not give details, so long as they do it eventually.

Have you run his plate through https://www.askmid.com/ to see if the vehicle actually has insurance cover?

Did you get any photos? Were there any independent witnesses?

[GasEngineer]

Ian Geary said:

Pretty sure the guidance is you only have to report an accident to the police of details aren't swapped at the time.

Isn't that the case here? Furthermore OP still hasn't got the other party details hence his question asking if he should now inform police.

[Evanivitch]

SistersofPercy said:

Thoughts?
Contact your insurance, give them the details you have. Let them crack on with it.

Don't assume insurance companies will crack on for minor damage. I've heard horror stories of insurance companies failing to collect witness statements and being brushed off by the other party denying any involvement.

OP, hopefully you have a witness, you're going to need to build your own evidence and then push hard on the insurance company to pursue if they are anything like my experience.

[Evanivitch]

Durzel said:

Realistically the Police aren’t going to do anything

You'd be hard pressed for the police to even provide a crime number, even in a case I know where the offending driver left without exchanging details and committed a traffic offence in the process of doing so.

[Greendubber]

Evanivitch said:

Durzel said:

Realistically the Police aren’t going to do anything

You'd be hard pressed for the police to even provide a crime number, even in a case I know where the offending driver left without exchanging details and committed a traffic offence in the process of doing so.

You wouldn't get a crime number for the OPs situation or yours.

[NikBartlett]

KungFuPanda said:

NikBartlett said:

Reckon no insurance and fake plates. He was also carrying 5 invisible passengers and all have an invisible stiff neck.

Looks like the poor invisible passengers would have to claim from the uninsured driver then wouldn’t they.

What was the actual point of that post?

I was obviously referring to the driver of the vehicle that hit the OP and not the OP.

[TwigtheWonderkid]

NikBartlett said:

KungFuPanda said:

NikBartlett said:

Reckon no insurance and fake plates. He was also carrying 5 invisible passengers and all have an invisible stiff neck.

Looks like the poor invisible passengers would have to claim from the uninsured driver then wouldn’t they.

What was the actual point of that post?

I was obviously referring to the driver of the vehicle that hit the OP and not the OP.

And his fake passengers would still be claiming off the driver of the car they were in, as he was the negligent party. So if he has no insurance as you state, what's the point of inventing fake passengers. Unless you think the driver of the car that rear ended the OP will also say that the OP reversed into him at speed, but you never mentioned that in your original post?

So like KungFuPanda, I'm completely lost as to how this scam you think the tp is pulling, works. Fake passengers normally turn up in cash for crash scams, there the OP would have been the one doing the hitting in the rear, after the tp in front of him slammed on his brakes.

[Evanivitch]

Greendubber said:

You wouldn't get a crime number for the OPs situation or yours.

I have a police crime number for someone bumping and leaving scene. Cheers dits.

[Greendubber]

Evanivitch said:

Greendubber said:

You wouldn't get a crime number for the OPs situation or yours.

I have a police crime number for someone bumping and leaving scene. Cheers dits.

I bet you don't, you'll have a log/cad number.

[sospan]

Details were exchanged. Name and contact via email. They may be false but if so that is for further debate.
Let the insurer deal with it.